|
|
|
11.9%
|
11.9%
|
$0 annual fee for the first year ($25 thereafter)
|
N/A
|
Earn 2 Points for every $1 spent on eligible dining or entertainment purchases.
|
Earn 10,000 Points ($50 travel value). Plus, get a full annual fee rebate for the Primary Cardholder for the first year ($25 value). Apply by August 17, 2020. This offer is only available to residents of Canada other than the province of Quebec. Conditions apply.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0 annual fee for the first year ($150 thereafter)
|
$80,000
|
Get 3 BMO Rewards points per $1 spent on eligible travel, dining and entertainment purchases (up to $50,000 spend annually), and get 2 BMO Rewards points per $1 spent on all other eligible purchases (and once you reach the $50,000 annual spend).
|
Earn a bonus of up to 35,000 BMO Rewards points with a minimum spend of $3,000 on eligible purchases in the first three months of card membership ($250 travel value to be used towards a flight booked through bmorewards.com). Plus, get the $150 annual fee waived in the first year.
|
|
|
|
|
|
|
19.9%
|
22.9%
|
$0 annual fee for the first year ($149 thereafter)
|
$80,000
|
Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1 spent) and earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1 spent).
|
Earn up to 60,000 Points ($300 travel value). Plus, get a full annual fee rebate for the Primary Cardholder for the first year ($149 value). Apply by August 17, 2020. This offer is only available to residents of Canada other than the province of Quebec. Conditions apply.
|
|
|
|
|
|
|
12.99%
|
12.99%
|
$20
|
$15,000
|
Take advantage of an introductory balance transfer offer, annual fee waiver in the first year, and low purchase and cash advance interest rates.
|
Get a rate of 3.99% on balance transfers for 9 months with a 1% transfer fee. Plus, get the $20 annual fee waived in the first year.
|
|
|
|
|
|
|
19.99%
|
21.99%
|
$99
|
N/A
|
Earn 3 Membership Rewards points for every $1 spent on eligible business essentials including office supplies, electronics, rides, gas, eats and drinks (up to an annual earn of 75,000 Membership Rewards), and earn 1 Membership Reward point for every $1 spent on all other eligible purchases
|
Earn up to 42,000 Membership Rewards points in your first year. Earn a Welcome Bonus of 30,000 Membership Rewards points when you spend at least $5,000 on eligible purchases within the first three months, and earn 1,000 Membership Rewards points each month (a total of 12,000 annually) when you spend a minimum of $3,000 on eligible purchases
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0
|
$15,000
|
Get 2 AIR MILES for every $20 spent at participating AIR MILES Partners, and get 1 AIR MILE for every $20 spent on eligible purchases elsewhere.
|
Get 800 AIR MILES Bonus Miles.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$99
|
$60,000
|
Earn 1.25 AIR MILES reward miles at Shell stations in Canada and 1 mile per $15 spent for all other purchases.
|
Earn 1.25x Miles on card purchases at participating Shell stations in Canada and 1 mile per $15 spent for all other purchases.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0 annual fee for the first year ($120 thereafter)
|
$80,000
|
Earn 1.5% cash back on all eligible purchases.
|
Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0
|
$15,000
|
Get 1.5% cash back at participating Shell locations in Canada (up to a maximum spend of $2,500 in any monthly billing period), and get 0.5% cash back everywhere else.
|
Get $50 in cash back bonuses once you charge your first eligible purchase to your card. Plus, earn 1% cash back for the first 6 months on all eligible purchases.
|
|
|
|
|
|
|
14.99%
|
22.99%
|
$0 annual fee for the first year ($120 thereafter)
|
N/A
|
Earn 3 BMO Rewards points for every $1 you spend on gas, office supplies, cell phone bills and internet bills, and earn 1.5 BMO Rewards points for every $1 you spend elsewhere.
|
Get 35,000 BMO Rewards points when you spend $5,000 in the first three months. Plus, the primary cardholder will get the first year $120 annual fee waived.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0
|
$15,000
|
Get 1 BMO Reward point for every $1 spent on eligible purchases, and get 2 BMO Rewards points for every $1 spent at participating National Car Rental and Alamo Rent A Car locations.
|
Earn a bonus of up to 20,000 BMO Rewards points. Plus, get a rate of 1.99% on balance transfers for 9 months. A 1% fee applies to transferred balances.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0
|
$15,000
|
Get 2 AIR MILES for every $20 spent on eligible purchases at IGA stores and at participating AIR MILES partners, and get 1 AIR MILE for every $20 spent elsewhere.
|
Get 800 AIR MILES Bonus Miles.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0 annual fee for the first year ($120 thereafter)
|
N/A
|
Earn 1 Air Mile on every $10 spent on eligible purchases, and 1.25x the Air Miles when you use your card at participating Shell locations.
|
Get up to 3,000 Air Miles Bonus Miles and pay no annual fee for the first year.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$35 USD
|
$15,000
|
Receive an annual fee rebate with a minimum yearly spend of US$1,000. Plus, spend in US Dollars with no exchange rate surprises.
|
When your purchases total US$1,000 or more in a year, the next year's annual fee (US$35) is rebated to your card.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0 annual fee for the first year ($120 thereafter)
|
$80,000
|
Get 1 AIR MILE for every $10 spent on eligible purchases.
|
Earn a bonus of up to 2,000 AIR MILES. Terms apply. Plus, get the annual fee of $120 waived in the first year.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0
|
N/A
|
Earn 1.5% cash back on eligible gas purchases, office supplies and on cell phone and internet recurring payments, earn 1.75% cash back at participating Shell stations, and earn 0.75% on all other eligible card purchases.
|
Get 6% cash back on gas, office supplies, cell phone bills and internet bills for 4 months.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0
|
$15,000
|
Get 2 AIR MILES for every $20 spent at eligible AIR MILES partners, and get 1 AIR MILE for every $20 spent elsewhere.
|
Earn 800 AIR MILES Bonus Miles. Plus, get a rate of 1.99% on balance transfers for 9 months. A 1% fee applies to transferred balances.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0
|
$15,000
|
Earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases.
|
Get up to 5% cash back on all eligible purchases in the first three months of card membership (up to a maximum spend of $2,000, and earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases thereafter). Plus, get a rate of 1.99% on balance transfers with a 1% balance transfer fee for nine months.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0
|
$15,000
|
Earn 2 AIR MILES for every $20 spent at eligible AIR MILES partners, and earn 1 AIR MILE for every $20 spent elsewhere.
|
Earn 800 AIR MILES Bonus Miles. Plus, get a 1.99% introductory interest rate on balance transfers for 9 months. A 1% fee applies to balance amounts transferred.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0
|
N/A
|
Earn 1.25x the Air Miles for every $20 spent at participating Shell stations, and 1 Air Mile for every $20 spent elsewhere.
|
Get up to 1,000 Bonus Air Miles.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0
|
$15,000
|
Earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases.
|
Get up to 5% cash back in the first three months (up to a maximum spend of $2,000, and earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases thereafter). Plus, get a rate of 1.99% on balance transfers for 9 months, with a 1% fee for every transferred balance.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$79
|
$60,000
|
Get 3% cash back per $1 spent at Shells stations, 1.25% cash back on all other spend.
|
Earn 3% cash back at Shell stations in Canada, plus 1.25% cash back on all other spend.
|
|
|
|
|
|
|
17.99%
|
N/A
|
$12.95
|
N/A
|
The Refresh Secured Card has no credit check, a low annual fee and guaranteed approval once you secure your card with anywhere from $200 - $10,000.
|
Take advantage of a low annual fee, with no credit check and guaranteed approval once you secure your card with some funds.
|
|
|
|
|
|
|
N/A
|
N/A
|
$180
|
N/A
|
Earn 1 AIR MILE for every $10 spent at eligible AIR MILES Sponsors and 1 AIR MILE for every $15 spent elsewhere
|
Earn a Welcome Bonus of 2,000 AIR MILES when you spend at least $5,000 on eligible purchases within the first three months
|
|
|
|
|
|
|
N/A
|
N/A
|
$499
|
N/A
|
Earn 1.25 Membership Rewards points for every $1 spent on eligible purchases
|
Earn a Welcome Bonus of 35,000 Membership Rewards points when you charge $7,000 in purchases to your card in your first three months of Cardmembership.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0
|
$15,000
|
Get 2 AIR MILES for every $20 spent at Sobeys, Foodland and eligible AIR MILES partners, and get 1 AIR MILE for every $20 spent elsewhere.
|
Get 800 AIR MILES Bonus Miles.
|
|
|
|
|
|
|
19.99%
|
21.99%
|
$150
|
N/A
|
Earn 5 Marriott Bonvoy™ points per dollar spent at participating Marriott Bonvoy™ properties, 3 points on eligible gas, dining and travel and 2 points on all other spend. Terms apply
|
Receive 50,000 Marriott Bonvoy™ points when you charge $1,500 in the first 3 months of card membership. Terms apply
|
|
|
|
|
|
|
N/A
|
N/A
|
$250
|
N/A
|
Earn 2 Membership Rewards points for every $1 spent on eligible purchases at select American Express merchant suppliers in Canada (choose 3 suppliers), and earn 1 Membership Reward point for every $1 spent on eligible purchases elsewhere
|
Earn a Welcome Bonus of 30,000 Membership Rewards points when you spend at least $5,000 on eligible purchases within the first three months
|
|
|
|
|
|
|
19.99%
|
21.99%
|
$0
|
N/A
|
Earn 1 AIR MILE for every $15 spent on eligible purchases at AIR MILES Sponsors, and earn 1 AIR MILE for every $20 spent on eligible purchases elsewhere
|
Earn a Welcome Bonus of 150 AIR MILES when you spend at least $1,000 in eligible purchases within the first three months
|
|
|
|
|
|
|
16.99%
|
16.99%
|
$0
|
$12,000
|
Save with a low interest rate, no annual fee and a balance transfer offer.
|
Get a 3.99% introductory interest rate on balance transfers with a 0% balance transfer fee for the first 6 months. Apply by October 31, 2020.
|
|
|
|
|
|
|
7.99% intro APR for the first 6 months, 19.99% thereafter
|
22.99%
|
$0
|
$12,000
|
Get 1% cash back on all eligible gas station, grocery store and drug store purchases and recurring bill payments, and get 0.5% cash back on all other eligible purchases.
|
Get a 7.99% introductory interest rate on all eligible purchases for the first 6 months. Apply by October 31, 2020.
|
|
|
|
|
|
|
7.99% intro APR for the first 6 months, 19.99% thereafter
|
22.99%
|
$0
|
$12,000
|
Get 1% cash back on all eligible gas station, grocery store and drug store purchases and recurring bill payments, and get 0.5% cash back on all other eligible purchases.
|
Get a 7.99% introductory interest rate on all eligible purchases for the first 6 months. Apply by October 31, 2020.
|
|
|
|
|
|
|
20.99%
|
22.99%
|
$120
|
$60,000
|
Earn 4% cash back for every $1 spent on eligible grocery purchases & recurring bill payments, 2% per $1 spent on eligible gas purchases & public transit, and 1% per $1 spent on all other eligible purchases.
|
Pay no annual fee in the first year, including on supplementary cards. Apply by November 01, 2020.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0
|
$12,000
|
Earn 5 SCENE points per $1 spent at participating Cineplex theatres or cineplex.com, and earn 1 SCENE point per $1 spent on eligible purchases elsewhere.
|
Earn 2,500 bonus SCENE points when you spend a minimum of $500 on eligible purchases in the first three months as a new SCENE Visa cardholder. Apply by October 31, 2020.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$399
|
$12,000
|
Earn 4 Scotia Rewards points per $1 spent at eligible gas stations, grocery stores, and on dining and entertainment purchases, and earn 1 Scotia Rewards point for every $1 spent elsewhere.
|
Receive a bonus of 30,000 Scotia Rewards points upon first eligible purchase made within the first two months. Apply by October 31, 2020.
|
|
|
|
|
|
|
12.99%
|
12.99%
|
$29
|
$12,000
|
Save on interest for 6 months by consolidating your higher-rate balances with the balance transfer offer, and get an on-going 12.99% interest rate on purchases, cash advances and balance transfers.
|
Get a 0.99% introductory interest rate on balance transfers with a 0% transfer fee for the first 6 months. Apply by October 31, 2020.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0
|
$12,000
|
Earn 5% in GM Earnings on all eligible purchases on the first $5,000 annual spend, and 2% in GM Earnings on all eligible purchases thereafter.
|
Earn 5% in GM Earnings on all eligible purchases on the first $5,000 annual spend, and 2% in GM Earnings on all eligible purchases thereafter. For every $1 in GM Earnings, you’ll get $1 off the purchase price or lease of a new GM, Chevrolet, Buick, GMC or Cadillac.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0
|
$12,000
|
Earn 1 Scotia Rewards point for every $1 spent on eligible purchases.
|
Earn 5,000 bonus Scotia Rewards points when you spend $500 on eligible purchases within the first 3 months. Apply by October 31, 2020.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$0 annual fee for the first year ($79 thereafter)
|
$60,000
|
Earn 5% in GM Earnings on the first $10,000 annual spend, and earn 2% in GM Earnings thereafter.
|
Get the annual fee waived in the first year on the primary card as well as any supplementary cards. Apply by October 31, 2020.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$120
|
$12,000
|
Earn 5 Scotia Rewards points per $1 spent on eligible grocery, dining and entertainment purchases, 3 points per $1 spent on eligible gas, transportation and select streaming services, and 1 point per $1 spent on eligible purchases elsewhere.
|
Earn 20,000 bonus Scotia Rewards points when you spend at least $1,000 on eligible purchases in the first 3 months. Apply by August 31, 2020.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$139
|
$60,000
|
Earn 2 Scotia Rewards points for every $1 spent on eligible grocery store, dining, entertainment and daily transit purchases, and earn 1 Scotia Rewards point for every $1 spent elsewhere.
|
Earn up to 40,000 bonus Scotia Rewards points (up to a $400 travel value) in your first year. Apply by August 31, 2020.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$110
|
$12,000
|
Earn 1 Scotia Reward point for every $1 spent on eligible purchases. Plus, book your travel through the Scotia Rewards Travel Service and earn 5% cash back on the cost of your trip.
|
Receive 5,000 bonus Scotia Rewards points when you make your first eligible purchase. Eligible purchase must be posted to your account within 2 months of account opening. Apply by October 31, 2020.
|
|
|
|
|
|
|
19.99%
|
22.99%
|
$39
|
$12,000
|
Earn 2% cash back on all eligible gas station, grocery store and drug store purchases and on recurring bill payments (up to a $25,000 annual spend), and earn 1% cash back on all other eligible purchases (and on all eligible purchases once the $25,000 annual spend is reached).
|
Get a 2.99% introductory rate on balance transfers and a 0% balance transfer fee for the first 6 months. Apply by October 31, 2020.
|
|
|
|
|
|
|
19.95%
|
19.95%
|
$0
|
$12,000
|
Earn 2% cash back in two categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else.
|
Get a 1.95% interest rate on balance transfers for the first six months (valid within the first 30 days of account opening).
|
|
|
|
|
|
|
19.95%
|
19.95%
|
$0
|
$60,000
|
Earn 2% cash back in two categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else.
|
Get a 1.95% interest rate on balance transfers for the first six months (valid within the first 30 days of account opening).
|
|
|
|
|
|
|
19.99%
|
21.99%
|
$99
|
N/A
|
Earn 2% cash back on all eligible purchases
|
Earn 5% cash back on all eligible purchases in your first six months (up to a maximum spend of $6,000, or $300 in cash back).
|
|
|
|
|
|
|
20.99%
|
21.99%
|
$120
|
N/A
|
Earn 1 AIR MILE for every $5 spent on eligible food, drink, gas and transit purchases (up to an annual spend of $30,000), and earn 1 AIR MILE for every $10 spent on all other eligible purchases (and after the $30,000 annual spend)
|
Earn a Welcome Bonus of 2,000 AIR MILES when you spend at least $1,500 in eligible purchases within the first three months.
|
|
|
|
|
|
|
N/A
|
N/A
|
$120
|
N/A
|
Earn 1 Aeroplan Mile for every $1 you spend up to a maximum of $10,000, and earn 1.25 Aeroplan Miles for every $1 spent over $10,000 per year
|
Earn 15,000 bonus Aeroplan Miles after spending $1,500 in the first 3 months
|
|
|
|
|
|
|
19.99%
|
21.99%
|
$120
|
N/A
|
Receive 5 Marriott Bonvoy™ points per dollar spent on eligible purchases at participating Marriott Bonvoy™ properties and 2 points on all other spend. Terms apply
|
Receive 50,000 bonus Marriott Bonvoy™ points when you charge $1,500 in the first three months of card membership. Terms apply
|
|
|
|
|
|
|
N/A
|
N/A
|
$150
|
N/A
|
Earn 2 Membership Rewards points for every $1 spent on eligible gas station, grocery store, drug store and travel purchases and on eligible hotel and car rental bookings made with American Express Travel, and earn 1 Membership Reward point for every $1 spent on all other eligible purchases
|
Earn a Welcome Bonus of 25,000 Membership Rewards points when you spend at least $1,500 on eligible purchases within the first three months
|
|
|
|
|
|
|
19.99%
|
21.99%
|
$120
|
N/A
|
Earn 5 Membership Rewards points per $1 spent at eligible grocery stores, restaurants, bars, cafés and food delivery services, and earn 2 Membership Rewards points per $1 spent at eligible gas stations, and on transit and travel purchases, and earn 1 Membership Rewards point per $1 spent elsewhere. Terms apply
|
Earn up to 30,000 Membership Rewards points in your first year.
|
|
|
|
|
|
|
N/A
|
N/A
|
$499
|
N/A
|
Earn 1.25 Aeroplan Miles for every $1 spent up to the first $25,000 annual spend, and earn 1.5 Aeroplan Miles for every $1 spent over $25,000
|
Receive 40,000 bonus Aeroplan Miles after spending $3,000 in the first three months of card membership
|
|
|
|
|
|
|
19.99%
|
21.99%
|
$0
|
N/A
|
1.25% cash back rate on all purchases when your welcome offer ends. No cap
|
Earn 2.5% cash back on all eligible purchases in your first three months (up to a maximum spend of $6,000, or $150 in cash back).
|
|
|
|
|
|
|
20.99%
|
21.99%
|
$299
|
N/A
|
Earn 1 AIR MILE for every $10 spent on purchases at eligible stand-alone grocery stores, gas stations and drugs stores in Canada, as well as eligible AIR MILES partners, and earn 1 AIR MILE for every $15 spent on all other eligible purchases elsewhere
|
Earn a Welcome Bonus of 2,400 AIR MILES when you spend at least $3,000 in eligible purchases within the first three months.
|
|
|
|
|
|
|
N/A
|
N/A
|
$699
|
N/A
|
Earn 3 Membership Rewards points for every $1 spent on eligible dining in Canada, 2 Membership Rewards points for every $1 spent on eligible travel purchases as well as hotel and car rental bookings made with American Express Travel, and earn 1 Membership Reward point for every $1 spent on all other eligible purchases
|
As a new Platinum Cardmember, earn 25,000 Welcome Bonus Membership Rewards points when you charge $2,000 in purchases to your card in the first three months of Cardmembership.
|
|
|
|
