CIBC Investor’s Edge Review

CIBC Investor’s Edge features

Fees	Special fees for active traders, young investors and students. No annual account fee for balances over $10,000. Free transfers to/from CIBC accounts.
Available securities	Stocks, bonds, options, GICs, ETFs, mutual funds, IPOs, precious metals certificates, structured notes and Canadian Depositary Receipts (CDRs).
Customer support	You can reach out to customer by phone (Mon-Fri), live chat or email.
Mobile app	The app receives mediocre reviews, with a number of users commenting on inconvenient features and room for improvement.
Research and tools	Advanced charting tools; news sources; insights from CIBC Capital Markets experts and analysis from Morningstar and Thomson Reuters/LSEG.
Reliability	No major outages or downtime have been reported recently.

CIBC Investor’s Edge is best for active traders and CIBC clients

CIBC Investor's Edge is a good option for those who want to invest through a major Canadian bank. The platform is suitable if you want access to a wide variety of assets and account types.

While CIBC Investor's Edge isn’t the cheapest platform, it’s a great fit for existing CIBC banking customers, since they can easily fund a trading account through their banking platform. Additionally, active traders, young investors and students get discounted trading fees.

Where CIBC Investor’s Edge shines

CIBC Investor's Edge charges competitive fees relative to other Big Canadian Banks and provides a secure way to manage self-directed investment portfolios. Unlike many discount brokerages, it offers access to a wide variety of securities. Additionally, there’s no minimum balance requirement, and trading fees are discounted for active traders, young investors and students.

Related: Explore the best stock trading platforms and apps in Canada

Where CIBC Investor’s Edge falls short

This platform isn’t ideal if you don’t already have a CIBC account and aren’t interested in opening one. It’s easy to transfer between CIBC Investor’s Edge accounts and other CIBC accounts online, but you can only transfer to and from other financial institutions by phoning customer service.

Additionally, some users report that certain features of the CIBC Mobile Wealth app are inconvenient. For example, you can’t take screenshots within the app (although the user notes this is for security purposes), and the summary page doesn’t show your net equity, debt and other relevant figures.

CIBC Investor’s Edge fees

Minimum deposit	$0
Annual fee	$0 if conditions met, or $100
Stock, ETF, mutual fund and option contract trade fees	$6.95 (+$1.25 per contract)
Transfer to other CIBC accounts	$0 ( to transfer to another institution)
External transfers (partial or full)	$150
NSF fee	$45

Is CIBC Investor’s Edge legit?

Yes, CIBC Investor's Edge is owned and operated by one of the Big Five Banks in Canada. It’s a division of CIBC Investor Services Inc.—a member of the Canadian Investor Protection Fund (CIPF) and the Canadian Investment Regulatory Organization (CIRO).

Is CIBC Investor’s Edge easy to use?

Investors have access to a variety of tools and resources to make intelligent investment decisions, including:

• Stock watchlist and alerts
• Investment news and trends
• Customizable charts
• Investment Themes based on industry and macroeconomic grouping
• Analysis from Morningstar and Thomson Reuters/LSEG
• Support for automatic contributions

CIBC Investor’s Edge app

You can access your CIBC Investor's Edge account anytime, anywhere with the CIBC Mobile Wealth app, available for Android and iOS. Access investment research, view stock data, create watch lists and use CIBC’s extensive charting tools to analyze stock performance.

CIBC Investor’s Edge desktop tools

Access CIBC’s library of research compiled by industry experts. Set up watch lists to monitor your stocks, and get real-time quotes for the investments you’re interested in. Create customizable charts to identify trends and analyze stock performance.

CIBC Investor’s Edge app store reviews

Google Play app reviews	3.8/5 stars based on 5.46K reviews
Apple App Store app reviews	3.8/5 stars based on 8.5K ratings

CIBC Investor Edge customer support

You can contact CIBC Investor's Edge customer support by phone or email. Customers can also access live chat support by logging into their account online.

• Email support
• Phone
• Online live chat

How to open an account with CIBC Investor’s Edge

1. Visit the CIBC Investor's Edge website, and select Register. Provide your name, contact information, birthdate, Social Insurance Number (SIN), financial details (such as your assets and liabilities) and the type of account you want to open.
2. Create a username and password for your account.
3. Review and submit your application, and wait for CIBC to review it. This may take time if CIBC is handling many applications.
4. Once your application has been approved, get verified and load funds into your account to start trading.

Eligibility and required information

Sign up now

How safe is CIBC Investor’s Edge?

Encryption and other security processes help protect users’ personal and financial information, and accounts are regularly monitored for suspicious activity. Employee access to information is limited based on their roles and responsibilities.

The CIBC Digital Banking Guarantee states that you’ll be fully reimbursed for funds lost from fraudulent activity on your CIBC account(s), provided you’ve met all your responsibilities.

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