We compared more than 50 crypto wallets to find the best crypto wallet in Canada, looking at features like security, usability, cost and supported coins. Bear in mind that it’s a good idea to pair any software wallet with a hardware wallet for added security. Having more than one wallet also lets you spread out your assets in case one of your wallets gets compromised.
This is not an endorsement of cryptocurrency or any specific provider, service or offering. It is not a recommendation to trade or use any services.
To arrive at our top picks for the best crypto wallet in Canada (including the best Bitcoin wallet), we compared 50+ wallets on a range of criteria, including:
Crypto and blockchain compatibility. Does it support many coins, tokens and blockchains?
Ease of use. Is it user-friendly and suitable for new crypto investors?
Security. Does it offer non-custodial or offline cold storage for added security?
Cost. Is it free? If not, how does the price compare to similar products?
Extra features. Does it support NFTs or offer added features like staking or in-wallet purchases?
Mobile accessibility. Can you manage your portfolio from a mobile device?
Web3 support. Can you directly access Web3 and decentralized apps (dapps) within the wallet?
“Best for” picks are those we’ve chosen as the best for certain features or categories. If we show a “Promoted” pick, it’s been chosen from among our commercial partners based on factors like special features, offers and the commission we receive.
Our picks for the best crypto wallets in Canada are just suggestions and don’t reflect every wallet available on the market. The best crypto wallet for you depends on your individual needs.
Overall best crypto wallet in Canada: Ledger Nano S Plus
It's hard to find another wallet that offers so much value at such a moderate price point than the Nano S Plus. Ledger wallets have a clean security track record. The Ledger Live app lets you purchase cryptos with debit or credit, swap coins or put your crypto to work via DeFi and staking. The app's Merlin dashboard lets you interact with 1,000+ DeFi protocols across 10 chains and track yield, PnL and impermanent loss.
Best Wallet is a smartphone wallet that offers convenient in-app crypto purchases via providers like Banxa, GateConnect and Moonpay. It also supports an impressive range of payment methods including PayID, debit card, credit card, PayPal, ApplePay, GooglePay and more. It supports hundreds of tokens across the Ethereum, Binance Smart Chain and Polygon networks, and you can swap tokens directly in the app. Security features like FaceID and two-factor authentication help keep your account secure.
The Ledger Nano X is one of the best-known and feature-rich hardware wallets on the market. Unlike the Nano S Plus, it's Bluetooth-enabled and works on both Android and IOS mobile devices via the Ledger Live app. The Nano X's robust security features and wide range of supported cryptos are part of why we think it's the best hardware wallet in Canada.
Pros
Supports 5,500+ cryptos
CC EAL 5+ security rating
Desktop and mobile (Android/iOS) compatible
Stores NFT private keys
Cons
Fairly expensive (yet similar to the cheaper Nano S Plus)
The thin, sleek and stylish Ledger Stax was designed by Tony Fadell, who co-created the iPod and iPhone. The most notable feature of the Stax is its 3.7-inch electronic ink (E Ink) curved touchscreen, which makes managing your assets and clear-signing transactions smooth and convenient. Other standout features include wireless-charging capability and a lock screen that can be customized with an NFT.
Pros
Large E Ink touchscreen
Wireless Qi charging
Bluetooth-enabled
Clear Signing helps prevent hacks and phishing
CC EAL6+ security rating
Customize your lock screen with NFTs
Desktop, Android and iOS compatibility
Cons
Expensive
Not many additional features to other Ledger wallets
Best crypto wallet in Canada for beginners: Exodus
The Exodus Wallet's all-in-one functionality makes it our top pick for beginners. While many wallets only let you manage coins on a single network, this self-custody wallet offers unlimited token support on the most popular web3 networks. It has a convenient portfolio overview, a built-in crypto exchange, and highly responsive support. You can also store keys on a Trezor hardware wallet, making it easy to upgrade if you decide to go pro.
Pros
Easy-to-use interface
Supports tokens and coins on a variety of blockchains
The Nano S Plus provides almost everything you'd get with its pricier counterpart, the Nano X, except for Bluetooth connectivity and iOS device support. With the Nano S Plus, you can keep the private keys to over 5,500 digital assets and NFTs in cold storage. The Ledger Live software lets you manage and stake your digital assets, which you can put to work in DeFi through the Ledger Live app or by syncing with MetaMask.
We picked the Atomic Wallet as the best desktop wallet because it supports over 1,000 crypto coins and tokens across many blockchains. The easy-to-use interface is great for beginners and pros alike, and it works on Windows, MacOS, Ubuntu, Debian and Fedora. Decentralized crypto exchange ChangeNOW is built into the wallet, letting you swap or purchase cryptos with a credit or debit card. You can also stake 25+ digital assets and store NFTs and game assets.
Trust Wallet lets you access 100+ blockchains, quickly import popular coins and tokens, view charts and pricing information and get notifications on your mobile device. You can import custom tokens to view cryptos that aren't listed by default (but be careful, as anyone can create fake versions of real cryptos). Trust Wallet lets you connect to dApps and DEXs that support the WalletConnect extension. Within the app, you can buy crypto via third-party providers and stake around 25 assets.
Pros
Built-in decentralized exchange
Buy and stake crypto from your wallet
Store NFTs and access several popular NFT marketplaces
Connect your browser extension wallet with your Ledger hardware wallet
You don't need a Coinbase account to use a Coinbase Wallet, but verified account holders can connect directly to Coinbase's exchange to buy crypto. Download the wallet as a mobile app or browser extension for convenience and easy access to your funds on Coinbase. Wallets are auto-configured to support many blockchains, including all EVM-compatible chains, Solana and Ethereum.
Popular among hardcore Bitcoiners, the COLDCARD Mk4 was designed by cypherpunks—technologists who advocate for privacy-enhancing technology. The Mk4 doesn't have all the functionality of Ledger or Trezor hardware wallets, but it does come with impressive security features. Besides its own microprocessor, the Mk4 uses two chips from different vendors, making it hard for thieves to access your funds. Connect to your COLDCARD via USB-C, AirGap SneakerNET, NFC Tap and virtual disk.
Pros
No computer connection required
Multiple chips from different vendors for added security
Desktop and mobile wallet Coinomi far exceeds the capacity of most crypto wallets on the market, supporting 1,700+ tokens on 125+ blockchains. In addition to storing your private keys, Coinomi wallet also allows you to manage your NFTs, stake certain assets and interact with DeFi apps. Swap crypto through the wallet's built-in decentralized exchange.
The Trezor Model T wins our best pick for experienced users. Multisig lets multiple people manage a single Bitcoin wallet, while Shamir backup makes it possible to require more than one share (similar to a seed phrase) to recover your wallet. Other useful features include Bitcoin Taproot, Timelock and Tor Switch. The Trezor Suite software supports a few popular blockchains, but third-party software can expand your wallet's capacity.
Pros
Advanced transaction types for Bitcoin
Highly customizable security features
Integration with MetaMask for additional usability and DeFi
Touchscreen for improved functionality and security
In-app swaps and purchases
Cons
Trezor Suite only supports around 15 blockchains (more with third-party apps)
The Ledger Nano S Plus is our pick for best staking wallet because you can stake while keeping your private keys securely offline. The Ledger Live app supports staking a handful of currencies like ETH and DOT. But you can easily stake more cryptos by integrating with 25+ third-party wallets—all while keeping the private keys to your staked assets in cold storage on your Nano wallet. The Nano S Plus also supports 1,000+ DeFi protocols through the Merlin app.
Pros
One of the most diverse wallets for staking
Stake while keeping private keys in cold storage
CC EAL6+ security rating
Cons
Native software only supports staking a few cryptos
MetaMask is a go-to in the Web3 space. It lets you connect to dApps, store NFTs and digital assets and trade cryptos across several blockchains. One reason why this wallet is so popular is that it makes it possible to buy and sell cryptos without providing any personal information. Simply install the mobile app or desktop browser extension and log in using your private seed phrase. As a non-custodial wallet, MetaMask doesn't store any personal info—asset ownership is entirely in your hands.
Pros
Easy to set up and install
No personal identification required
Supports multiple blockchains, including testnets
Set spending limits for added security
Buy and sell crypto in the app
Cons
Only supports ETH and ETH-based tokens (no native BTC support)
Zengo is a multi-chain wallet that supports Bitcoin, Ethereum, Polygon, Base and other blockchains across 180+ assets. It uses MPC (multi-party computation) instead of a seed phrase for security purposes, and it also offers 24/7 customer support. Along with support for DeFi and NFTs, Zengo also lets you make private Bitcoin and Dogecoin transactions through its Pro service by generating new addresses every time you transact.
Pros
Supports multiple networks
Sophisticated security features
Private transactions
Cons
No Solana support
Pro service is relatively expensive
Best bitcoin wallets in Canada
With the notable exception of MetaMask, all of our best crypto wallet selections can also help you safely store your bitcoin. Here are some other picks for the best bitcoin wallets in Canada.
Wallet type
Asset support
Electrum Bitcoin Wallet
Hot or cold
bitcoin only
Sparrow Bitcoin Wallet
Hot
bitcoin only
Wasabi Bitcoin Wallet
Hot
bitcoin only
Mycelium Bitcoin Wallet
Hot
bitcoin, Ethereum and some ERC-20 tokens
Blockstream Jade
Cold
bitcoin and assets on the Liquid Network (a bitcoin Layer-2 network)
Ledger wallets (Stax, Flex, Nano X, Nano S Plus)
Cold
Multi-asset
Trezor wallets (Safe 5, Model T, Safe 3, Model One)
Cold
Multi-asset
SafePal S1
Cold
Multi-asset
What is the most trusted crypto wallet?
The crypto wallet brand that appeared most often on our list of the best crypto wallets in Canada is Ledger, making it one of the top picks for the most trusted crypto wallets. The Ledger wallets listed here are all hardware wallets, which are less susceptible to hacks than hot wallets. The majority of them also have a security rating of CC EAL6+.
The Ledger wallets that made our list of trusted top picks are:
What’s the difference between hot wallets and cold wallets?
Cold wallets store your assets offline and are less susceptible to hacks than hot wallets, which remain connected to the internet, but are more accessible and easier to use.
As a general rule of thumb, you should try to move your holdings to a cold wallet and only use a hot wallet when actively trading or transacting your crypto. Hot wallets can be used in conjunction with a cold wallet like our pick for the Best Bitcoin wallet, the COLDCARD Mk4.
Compare more crypto wallets in Canada
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What is a crypto wallet and how does it work?
A cryptocurrency wallet is a software program that allows you to store, send and receive digital currencies and check your crypto balance. Crypto exists digitally, not physically, so your wallet doesn’t actually hold any coins. Instead, it stores the keys for your crypto transactions on the blockchain. There are two types of keys:
Public key. This is a long string of letters and numbers that form your wallet’s address. It’s used to send assets to your wallet like a bank account number is used to transfer money to your bank account.
Private key. This lets you access your wallet’s assets like a debit card PIN lets you make bank account purchases. Anyone who knows your private key can control your wallet, so you should keep it 100% secret and secure. Non-custodial wallets give you sole ownership of your private key and are much safer than custodial wallets, where a third party like an exchange manages your private keys.
Digital currencies have different types of address. Usually, you can only send coins between wallets with similar address types (for example, you can send bitcoin to a bitcoin wallet address or Ethereum to an Ethereum wallet address).
What do crypto wallets have to do with blockchains?
Every crypto transaction is recorded and publicly shared across a network of linked computers known as a blockchain. Most cryptocurrencies use a blockchain—one that was developed for that crypto or for another crypto—to record transactions, but not all do.
Your wallet address keeps a record of all your transactions and tracks your crypto balance. By following the chain all the way to the present day, a wallet can figure out how many coins you have. For example, if Alice sends Bob 0.001 BTC, the transaction is verified and added to the blockchain. which then shows that Alice’s wallet has 0.001 less BTC and Bob’s wallet has 0.001 more BTC.
Let’s take a closer look at the different types of crypto wallets you can use. Each has its own advantages and disadvantages in terms of security, ease of use, convenience and a range of other factors.
Hardware wallets
Generally considered to be the most secure option, offline storage, easy to set up and use.
Most expensive option and inconvenient if you want quick access to your funds.
A hardware wallet is a physical device that can connect to your computer like a USB drive. It stores private keys, which are used to manage your crypto. Because it works separately from your computer or phone, hardware wallets are offline (“cold storage”) and considered much more secure.
Popular hardware wallet brands include Trezor and Ledger.
The downside is that you need access to the physical device any time you want to make a transaction, which makes it best for long-term storage or home use. But it’s not ideal for on-the-go traders who want 24/7 access to their crypto.
Hardware wallets also cost money, typically ranging from CAD $50–$300, but the security and peace of mind is worthwhile.
Software wallets
Easy to use, good level of security, plenty of choice, free to download.
Risk of computer viruses and malware. Can’t manage your crypto offline.
Software wallets are (typically free) apps, browser extensions or websites that store your private keys. Many now integrate with Web3 software, which means you can use your crypto with applications like games, finance, art, collectibles, NFTs and more.
Software wallets are convenient for beginners who don’t have enough funds to warrant buying a hardware wallet or who use Web3 apps regularly. You need a phone, laptop or tablet to access your wallet. But it can be installed across multiple devices, making it more accessible than a hardware wallet.
The downside though is that software wallets are always connected to the internet (“hot wallets”) and are at greater risk of hacks, phishing attempts or malware.
Exchange wallets
Convenient for frequent trading. Log in on any device to easily access your funds.
You don’t own the private keys, and exchanges are targets for hacking and phishing scams.
Exchange wallets let you hold crypto on the platform or exchange where you bought it. The platform manages private keys on your behalf, reducing the complexity of properly storing private keys.
You can easily access your crypto with just your account name and password. If your exchange has a website, you can access it anywhere you have the internet.
This makes it an extremely convenient way of storing crypto if you need regular access to it round the clock, which is why many traders typically keep their crypto on exchanges, despite the risks.
Storing your crypto on an exchange is considered the most risky because exchanges are frequently the targets of attempted hacks, theft and phishing scams and exchanges are at risk of mismanagement. If you use an exchange wallet, enable two-factor authentication and other enhanced security measures.
How to choose the best crypto wallet
Now that you know all about the different types of wallets available, it’s time to find the best crypto wallet for you. To do that, compare wallets based on several key factors, including:
Wallet type. This comes down to personal preference. If security is your number one priority, look at hardware wallets. But if your main goal is being able to quickly and conveniently access your coins, a mobile or web wallet might be your preferred choice.
Ease of use. Sending, receiving and storing crypto can be complicated and confusing, particularly for beginners. Any wallet you choose should suit your tech knowledge and level of crypto experience. So, while crypto novices might focus on simplicity, experienced holders might look for advanced features like an in-wallet exchange and multi-signature transactions.
Security. Does the wallet have security features like 2-factor authentication and multi-signature functionality? Will your private key be stored online or offline? Has the wallet ever suffered any security breaches?
Other features. Check if the wallet includes any other features, such as the ability to exchange between currencies within your wallet or easy access to live fiat exchange rates and other market information.
Supported cryptocurrencies. Are you looking for a wallet that stores just one crypto, like bitcoin, or are you in the market for a multi-currency wallet? Make sure the wallet you choose is compatible with the cryptos you need to store, and remember that some coins and tokens can only be held in an official wallet.
The team behind the wallet. What can you find out about the people behind the wallet? How long have they been in business? What qualifications do they have? Are they continually upgrading and improving the wallet?
Cost. While most software crypto wallets are free, you’ll have to be willing to part with some cash for a hardware wallet. Consider the upfront price and shipping costs when making your decision. Some wallets charge a fee for every transaction you make, so check the fine print.
Reputation. What level of community trust does the wallet have? Check out a range of independent online reviews to gauge how other users rate the wallet and if they’d recommend it.
Ask the experts: What are the most important features in a crypto wallet besides security?
A wallet should have an intuitive and easy-to-use interface, making it accessible to both beginners and experienced users. The ability to store and manage a variety of cryptocurrencies is crucial, as the crypto market consists of numerous digital assets. A good wallet should provide a reliable backup and recovery system to protect against data loss or theft of the wallet's private keys. Access to transaction history and reporting features is essential for tracking your cryptocurrency holdings and activities.
Interoperability with web3-enabled sites is probably the most important feature after security for crypto wallets today. WalletConnect makes it possible to use a wide range of wallets to interact with web3 sites. Cross-chain compatibility and the ability to do swaps inside the wallet can also make life a lot easier.
The wallet should be easy to use and navigate. Users should be able to easily send, receive, and store their cryptocurrencies. The wallet should support the cryptocurrencies that users want to use. Multi-signature wallets require multiple signatures to authorize transactions. This makes them more secure than single-signature wallets.Cold storage wallets allow users to store their cryptocurrencies offline. This is the most secure way to store cryptocurrencies, as it protects them from hackers. Some crypto wallets offer additional features, such as staking, lending, and decentralized exchange (DEX) integration.
You’ve zeroed in on the best crypto wallet and completed the setup process. Now it’s time to learn how to use it. Here are the step-by-step instructions for what you’ll need to do.
How to send crypto from your wallet
To send funds from your wallet, you’ll need the public key to your recipient’s wallet. This could be (1) a long string of letters and numbers, (2) a smartphone wallet QR code or (3) a clickable web link. Once you have this:
Log in to your wallet.
Navigate to Send.
Enter the recipient’s wallet address. You can generally only send and receive like coins (i.e. bitcoin to bitcoin or Ethereum to Ethereum).
Specify the transfer amount (and possibly the currency).
Make sure you have enough in your wallet to cover any transaction fees that apply.
Review the transaction details.
Select Send.
The exact process varies depending on the wallet you choose. Hardware wallet users typically need to connect their wallet device, enter a PIN or password and manually verify the transaction on the device itself.
How to receive crypto in your wallet
Receiving crypto is even easier than sending it. However, wallets vary greatly in the way this is done. Some provide you with a fixed public address, others give you a new address for every transaction and still others use a combination of the two.
Log in to your wallet.
Navigate to Receive.
Copy the public wallet address provided.
Send your address to the person who’s sending you a payment.
Wait for the funds to arrive in your wallet.
How to hold assets in your wallet
If you want to hold onto your crypto, there’s usually not much you need to do once the funds have arrived in your wallet besides maintaining a high level of security at all times.
Log in to your wallet whenever you want to check your balances. You may be able to earn interest on your coins by “staking” your holdings.
What are the risks of using a crypto wallet?
When you use a non-custodial crypto wallet, you reduce the risk of a third-party custodian like a crypto exchange going under and taking your funds with it.
However, software wallets are always connected to the internet and are easier to hack than hardware wallets. If a software wallet runs on closed-source code, you must trust the wallet creator not to extract your private keys and gain access to your digital assets.
Hardware wallets remain disconnected from the internet when not in use. Some never have to be connected to the internet. But if your hardware wallet has native software—like a Ledger or Trezor wallet—there’s a risk that your private keys can be extracted through an underlying software issue.
How to keep your crypto wallet safe
Wallet security is a crucial consideration for any crypto owner, so keep these tips in mind:
Research before you choose. Don’t assume the first crypto wallet is the best crypto wallet out there. Thoroughly research the security features and development team behind a range of wallets before making your final decision.
Enable 2-factor authentication. This simple security feature is simple to use and provides an extra layer of protection for your wallet.
Pick your password carefully. Don’t be lazy when choosing a password. Make sure all usernames, PINs and passwords related to your crypto wallet are as strong as possible.
Consider a multi-signature wallet. Multi-signature wallets require more than one private key to authorize a transaction, so another user/users will need to sign each transaction before it can be sent. It’ll take a little longer to send funds, but the extra peace of mind may well be worth the hassle.
Update your antivirus protection. Make sure your PC, laptop, smartphone or tablet has the latest antivirus and anti-malware software. Set up a secure firewall on your computer, and never install software from companies you don’t trust.
Update your wallet software. Take care to update your wallet software regularly so that you always have the latest security upgrades and protections installed.
Make a backup. Ensure that you have a wallet backup stored in a safe place, so you can recover your crypto if something goes wrong, like if you lose your smartphone.
Check the address. When sending or receiving funds, make sure you’re using the correct wallet address. If using an online wallet, make sure it’s secure (i.e. its URL starts with “https://”).
Don’t use public Wi-Fi. Never access your wallet over a public Wi-Fi network.
Split your holdings. Consider splitting your crypto coins up between online and offline storage. You can keep a small portion of your funds in online storage for quick and convenient access and store the bulk of your holdings offline for extra security.
Private key protection. Remember—you can’t access your coins without your private key, so don’t disclose it to anyone. Check if the wallet assigns ownership to you or a third party like an exchange.
Bottom line
There’s no such thing as a one-size-fits-all “best crypto wallet.” The right wallet for you will match your needs. The key point to remember is to do your research and compare a range of wallets first. Start with our range of crypto wallet reviews to get an idea of what’s available.
FAQs about the best crypto wallet in Canada
No single crypto wallet will be best for everyone, but we think the Ledger Nano S Plus hardware wallet offers a great balance of price and value. Its higher-priced counterpart, the Ledger Nano X, is similar but can be used on iOS devices, not just Androids.
Exodus could be a good software wallet for beginners, while Coinbase Wallet has solid features if you want to hold any crypto on an exchange. Check out our full list of the best crypto wallets in Canada.
There is a broad consensus that hardware wallets are the most secure. This is because hardware wallets keep private keys offline and never connect to the internet—this is known as "cold storage."
Transactions are sent to the wallet, signed using the private keys stored on the device and then sent back to your computer and recorded on the blockchain. The private keys never move onto an internet-connected device. In contrast, software wallets store your private keys on your computer or smartphone, leaving you more vulnerable to hacks.
Not really. While most wallets aren't linked to your identity, cryptocurrency transactions are stored permanently on the blockchain and can potentially be traced back to you. If anonymity is important to you, consider transacting with a privacy-focused coin.
Many wallets don't charge any fees but some do, so check the fine print closely. Sending a crypto transaction from your wallet usually attracts a small network fee, which varies depending on the asset being sent. Wallet providers don't manage this fee, rather its associated with transacting on the coin's network.
That depends on the cryptos you own and the wallet you choose. Some wallets only let you store one particular asset, while multi-currency wallets support any number of digital currencies. Check your wallet provider's list of supported coins and tokens for more information.
No, you can't send bitcoin to an Ethereum wallet or Ethereum to a bitcoin wallet. Different cryptos have different address types, so double-check that you're sending funds to the correct address before submitting a transaction. Funds sent to the wrong address generally can't be recovered.
A hardware wallet isn't essential. You can leave the private keys for your crypto in the hands of an exchange. But you risk losing access to your assets if the exchange becomes insolvent or gets hacked. You can also keep the private keys to your digital assets in a non-custodial wallet like Exodus or MetaMask.
No. Different hardware wallets support different cryptocurrencies. For example, Ledger wallets can store the private keys to over 5,500 crypto assets, while the COLDCARD Mk4 can only store the private keys to your bitcoin. Ctrl (recently rebranded from XDEFI) claims to support millions of assets and NFTs on more than 2,300 blockchains and testnets.
Out of the hardware wallets we reviewed, Ledger knocks out the competition, supporting more than 5,500 coins, tokens and NFTs.
Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.
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To make sure you get accurate and helpful information, this guide has been edited by Stacie Hurst as part of our fact-checking process.
Frank Corva is business-to-business (B2B) correspondent for Bitcoin Magazine and formerly the cryptocurrency writer and analyst for digital assets at Finder. Frank has turned his hobby of studying and writing about crypto into a career with a mission of educating the world about this burgeoning sector of finance. He worked in Ghana and Venezuela before earning a degree in applied linguistics at Teachers College, Columbia University. He also taught writing and entertainment business courses in Japan and worked with UNICEF in Namibia before returning to the US to teach at universities in New York City. Earlier in his career, he spent years working as a publicist and graphic designer for record labels like Warner Music Group and Triple Crown Records. During that time, he was also a music journalist whose writing and photography was in published in Alternative Press, Spin and other outlets. See full bio
Billy Endres was a cryptocurrency writer for Finder. His background in software development helped open the door to the world of decentralised technologies, financial markets and technical writing. See full bio
Billy's expertise
Billy has written 9 Finder guides across topics including:
Web3 and decentralised technologies
Front-end development
Cryptocurrency futures trading and technical analysis
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