Considering investing in bnpl stocks? While the best bnpl stocks depend on your portfolio and investment goals, we've identified some bnpl stocks that are worth keeping an eye on in the buy now, pay later sector. Keep reading to learn more about bnpl stocks and how to start investing.
We round up a selection of stocks in or related to the buy now, pay later industry, weighting the list more heavily towards popular mid- and large-cap stocks.
| Best stock | 1-year return | Market cap | Exchange | Volume | Buy on Qtrade |
|---|---|---|---|---|---|
| PayPal (PYPL.US) | -39.07% | $53 billion (USD) | NASDAQ | 18,883,129 | |
| Klarna Group (KLAR.US) | (data unavailable) | $13.9 billion (USD) | NYSE | 2,682,909 | |
| Affirm (AFRM.US) | 16.69% | $22.7 billion (USD) | NASDAQ | 4,967,685 | |
| Sezzle (SEZL.US) | 68.16% | $2.3 billion (USD) | NASDAQ | 871,482 | |
| Visa IncClass A (V.US) | -2.65% | $627.7 billion (USD) | NYSE | 8,105,960 | |
| American Express Company (AXP.US) | 14.73% | $250.1 billion (USD) | NYSE | 2,795,633 | |
| Mastercard (MA.US) | -4.38% | $470.5 billion (USD) | NYSE | 5,002,900 | |
| Shopify (SHOP.TO) | 10.90% | $246.1 billion (CAD) | Toronto Stock Exchange | 1,111,120 |
The buy now, pay later industry is affected by a range of complex factors such as trade policies, regulations, and fluctuating supply and demand. So when considering bnpl stocks to buy, it's important that you have access to vital information about a company's financial health, leadership team, and market positioning.
Also keep in mind that, while volatility can be ideal for day traders, long-term investors will want to look for stocks to offer steadier gains over time.
A lot of factors go into picking the best bnpl stocks. Stock performance can be impacted by factors like market conditions, company decisions and global events. Plus, what may be a strong bnpl stock investment for one person might not be suitable for another.
That said, we rounded up this list of popular bnpl stocks in or related to the buy now, pay later industry to help narrow down your options:
Keep in mind that this is not a "best" list or a recommendation. It highlights some bnpl stocks for informational purposes only and does not indicate past or future performance or investment advice. We do not guarantee any investment performance.
We've outlined detailed company and stock performance details for each bnpl stock below. Keep reading to decide if any of these companies are the right investment for you.
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards.
| Closing stock price | $54.08 |
|---|---|
| Market Capitalization | $53 billion |
| Gross profit (TTM) | $13.7 billion |
| Profit margin | 14.96% |
| Revenue (TTM) | $32.9 billion |
| Earnings per share (TTM) | $4.98 |
| 52-week stock price range | $53.65 – $90.72 |
Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company provides payment and marketing solutions to consumers and merchants. It also offers Klarna App, card, bank accounts, open banking, and marketing services.
| Closing stock price | $25.87 |
|---|---|
| Market Capitalization | $13.9 billion |
| Gross profit (TTM) | $2.2 billion |
| Profit margin | -3.17% |
| Revenue (TTM) | $3 billion |
| Earnings per share (TTM) | -$0.30 |
| 52-week stock price range | $25.85 – $57.20 |
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app.
| Closing stock price | $68.79 |
|---|---|
| Market Capitalization | $22.7 billion |
| Gross profit (TTM) | $1.7 billion |
| Profit margin | 6.74% |
| Revenue (TTM) | $3.5 billion |
| Earnings per share (TTM) | $0.69 |
| 52-week stock price range | $30.90 – $100.00 |
Sezzle Inc. operates as a technology-enabled payments company primarily in the United States and Canada. The company offers payment solution in-store and at online retail stores; and through proprietary payments solution that connects consumers with merchants for instantly extends credit at the point-of-sale.
| Closing stock price | $67.84 |
|---|---|
| Market Capitalization | $2.3 billion |
| Gross profit (TTM) | $299.9 million |
| Profit margin | 27.66% |
| Revenue (TTM) | $418.6 million |
| Earnings per share (TTM) | $3.25 |
| 52-week stock price range | $24.86 – $186.74 |
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions.
| Closing stock price | $326.98 |
|---|---|
| Market Capitalization | $627.7 billion |
| Gross profit (TTM) | $39.1 billion |
| Profit margin | 50.15% |
| Revenue (TTM) | $40 billion |
| Earnings per share (TTM) | $10.21 |
| 52-week stock price range | $297.38 – $374.10 |
American Express Company, together with its subsidiaries, operates as integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and Internationally. It operates through four segments: U. S.
| Closing stock price | $361.69 |
|---|---|
| Market Capitalization | $250.1 billion |
| Gross profit (TTM) | $41.9 billion |
| Profit margin | 16.14% |
| Revenue (TTM) | $65.3 billion |
| Earnings per share (TTM) | $14.88 |
| 52-week stock price range | $218.83 – $386.63 |
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers integrated products and value-added services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from a physical card and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions.
| Closing stock price | $524.74 |
|---|---|
| Market Capitalization | $470.5 billion |
| Gross profit (TTM) | $31.5 billion |
| Profit margin | 45.28% |
| Revenue (TTM) | $31.5 billion |
| Earnings per share (TTM) | $15.66 |
| 52-week stock price range | $462.92 – $600.08 |
Shopify Inc. , a commerce technology company, provides tools to start, scale, market, and run a business of various sizes in Canada, the United States, Europe, the Middle East, Africa, the Asia Pacific, and Latin America. The Company offers Shopify platform that enables merchants to manage products and inventory, process orders and payments, fulfill and ship orders, build customer relationships, source products, leverage analytics, and reporting and access financing for running their business across all of their sales channels, including web and mobile storefronts, physical retail locations, social media storefronts, and marketplaces.
| Closing stock price | C$186.82 |
|---|---|
| Market Capitalization | C$246.1 billion |
| Gross profit (TTM) | C$5.2 billion |
| Profit margin | 16.65% |
| Revenue (TTM) | C$10.7 billion |
| Earnings per share (TTM) | C$1.87 |
| 52-week stock price range | C$99.32 – C$253.10 |
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