The best BNPL stocks depend on your portfolio and investment goals—while volatility can be ideal for day traders, long-term investors will want to look to stocks with steadier gains over time.
6 popular BNPL stocks to watch
We round up a selection of stocks in or related to the buy now, pay later industry, weighting the list more heavily towards popular mid- and large-cap stocks.
- PayPal (PYPL)
- Block (SQ)
- Affirm (AFRM)
- Visa IncClass A (V)
- Shopify (SHOP)
- American Express Company (AXP)
Compare investment accounts that help you research stocks
The BNPL stocks industry is affected by a range of complex factors such as trade policies, regulations, and fluctuating supply and demand. So when considering BNPL stocks to buy, it's important that you have access to vital information about a company's financial health, leadership team, and market positioning.
Our picks for platforms with research tools
- Access to international stock exchanges
- Low margin rates
- Powerful research tools
- 6% cash rebate plus $2,200 in trading perks
- Low transaction fees
- Easy-to-use app
How to invest in BNPL stocks
- Choose an online stock trading platform. Choose from our Top Picks above, use our comparison table below or jump straight to the best stock trading apps in Canada.
- Sign up for an account. Provide your personal information and sign up.
- Set up a funding method to pay for the transaction. Deposit funds into your account by linking your banking information.
- Choose the stocks you want to buy. Search for the stock by name or ticker symbol like PYPL or SQ.
- Place your order. Buy the stock. It's that simple.
Learn more about popular BNPL stocks
We round up a selection of stocks in or related to the buy now, pay later industry, weighting the list more heavily towards popular mid- and large-cap US stocks.1. PayPal (PYPL)
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, PayPal and Venmo branded credit products comprising its installment products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards.
- Previous close price: $77.31
- Market capitalization: $79,619,055,616
- 1 year performance: 35.75%
- P/E ratio: 18.9029
2. Block (SQ)
Block, Inc. , together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the United States and internationally. It operates through two segments, Square and Cash App.
- Previous close price: $65.64
- Market capitalization: $40,952,688,640
- 1 year performance: 51.42%
- P/E ratio: 62.0093
3. Affirm (AFRM)
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app.
- Previous close price: $38.50
- Market capitalization: $12,805,575,680
- 1 year performance: 85.05%
4. Visa IncClass A (V)
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions.
- Previous close price: $276.86
- Market capitalization: $535,447,830,528
- 1 year performance: 20.83%
- P/E ratio: 29.493
5. Shopify (SHOP)
Shopify Inc. , a commerce company, provides a commerce platform and services in Canada, the United States, Europe, the Middle East, Africa, the Asia Pacific, Australia, China, and Latin America. The company's platform enables merchants to displays, manages, markets, and sells its products through various sales channels, including web and mobile storefronts, physical retail locations, pop-up shops, social media storefronts, native mobile apps, buy buttons, and marketplaces; and enables to manage products and inventory, process orders and payments, fulfill and ship orders, new buyers and build customer relationships, source products, leverage analytics and reporting, manage cash, payments and transactions, and access financing.
- Previous close price: $78.14
- Market capitalization: $102,552,395,776
- 1 year performance: 51.05%
- P/E ratio: 80.0101
6. American Express Company (AXP)
American Express Company, together with its subsidiaries, operates as integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and Internationally. It operates through four segments: U. S.
- Previous close price: $267.89
- Market capitalization: $192,699,809,792
- 1 year performance: 84.98%
- P/E ratio: 20.2435
Buy BNPL stocks from these online trading platforms
Compare special offers, low fees and a wide range of investment options among top trading platforms.Note: The dollar amounts in the table below are in Canadian dollars.
Bottom line
While it's possible to turn a profit investing in BNPL stocks, keep in mind that—like any investment—BNPL stocks are not immune to risk. These stocks are subject to fluctuating conditions both in the market and in the buy now, pay later industry, so carefully vet your picks before you invest. If you're new to investing or if it's been a while since you've taken a critical look at your investment accounts, compare brokers to make sure you're getting the best trading features for your needs.More on investing
How do ETFs work?
Your guide to how ETFs work and whether this type of investment is right for you.
Read more…How to read stock charts
Learning how to read stock charts and recognize chart patterns can unlock your success as a trader.
Read more…What are stocks?
Owning a stock means you own part of a company and can potentially grow your wealth. But there is a risk of loss.
Read more…More guides on Finder
-
N26 Canada alternatives
N26 isn’t available in Canada, so check out these six alternatives.
-
Roof financing costs and options
Compare financing options for roof repair or roof replacement.
-
Investment calculator
Use this calculator to find out how much you can grow your money.
-
2 cash advance apps with no direct deposit required in Canada
Compare cash advance apps that don’t require direct deposit to be eligible for funding.
-
Lenditt review
Your guide to eligibility requirements, rates and fees of Lenditt payday loans.
-
3 cash advance apps with no credit check
Compare Canadian cash advance apps and payday loans that don’t require a credit check to qualify.
-
Top 10 cryptocurrencies of 2024 and how to buy
Learn which cryptos make up the top 10 and what each one is used for.
-
Alternatives to TorFX
Looking for alternatives to TorFX for sending money abroad? Check out these reputable money transfer services.
-
RBC business banking guide: How to choose the right RBC business account
Learn more about RBC business banking services and how to find the right account for your business.
-
How to pay off an overseas debt
Paying off an overseas debt with an international money transfer can lead to huge savings on fees and interest.