Considering investing in mortgage stocks? While the best mortgage stocks depend on your portfolio and investment goals, we've identified some mortgage stocks that are worth keeping an eye on in the home loan sector. Keep reading to learn more about mortgage stocks and how to start investing.
We round up a selection of stocks in or related to the home loan industry, weighting the list more heavily towards popular mid- and large-cap stocks.
| Best stock | 1-year return | Market cap | Exchange | Volume | Buy on Questrade |
|---|---|---|---|---|---|
| Invesco Mortgage Capital (IVR.US) | -2.63% | $760.7 million (USD) | NYSE | 1,761,636 | Buy now |
| Rocket Companies Inc (RKT.US) | -24.67% | $38.8 billion (USD) | NYSE | 39,588,900 | Buy now |
| Lendingtree (TREE.US) | -41.19% | $474.7 million (USD) | NASDAQ | 705,818 | Buy now |
| Citigroup (C.US) | 46.68% | $222.2 billion (USD) | NYSE | 8,880,600 | Buy now |
| JPMorgan Chase-and-Co (JPM.US) | 24.17% | $916.3 billion (USD) | NYSE | 5,818,774 | Buy now |
| Bank of America (BAC.US) | 40.25% | $442.3 billion (USD) | NYSE | 18,847,126 | Buy now |
| Rocket Companies Inc (RKT.US) | -24.67% | $38.8 billion (USD) | NYSE | 39,588,900 | Buy now |
| Annaly Capital Management (NLY.US) | 10.11% | $17.1 billion (USD) | NYSE | 7,452,013 | Buy now |
The home loan industry is affected by a range of complex factors such as trade policies, regulations, and fluctuating supply and demand. So when considering mortgage stocks to buy, it's important that you have access to vital information about a company's financial health, leadership team, and market positioning.
Also keep in mind that, while volatility can be ideal for day traders, long-term investors will want to look for stocks to offer steadier gains over time.
A lot of factors go into picking the best mortgage stocks. Stock performance can be impacted by factors like market conditions, company decisions and global events. Plus, what may be a strong mortgage stock investment for one person might not be suitable for another.
That said, we rounded up this list of popular mortgage stocks in or related to the home loan industry to help narrow down your options:
Keep in mind that this is not a "best" list or a recommendation. It highlights some mortgage stocks for informational purposes only and does not indicate past or future performance or investment advice. We do not guarantee any investment performance.
We've outlined detailed company and stock performance details for each mortgage stock below. Keep reading to decide if any of these companies are the right investment for you.
Invesco Mortgage Capital Inc. operates as a real estate investment trust (REIT) that invests, finances, and manages mortgage-backed securities and other mortgage-related assets in the United States. The company invests in residential mortgage-backed securities (RMBS) and commercial mortgage-backed securities (CMBS) that are guaranteed by the United States (U.S.) government agency or federally chartered corporation; RMBS and CMBS that are not issued or guaranteed by the U.S. government agency or federally chartered corporation; the U.S. treasury securities; real estate-related financing arrangements; to-be-announced securities forward contracts to purchase RMBS; and commercial mortgage loans.
It has elected to be taxed as a REIT and would be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders.
| Closing stock price | $7.40 |
|---|---|
| Market Capitalization | $760.7 million |
| Gross profit (TTM) | $139.4 million |
| Profit margin | 86.11% |
| Revenue (TTM) | $139.4 million |
| Earnings per share (TTM) | $1.58 |
| 52-week stock price range | $5.96 – $8.56 |
Rocket Companies, Inc., a fintech company, engages in the mortgage, real estate, and personal finance businesses in the United States and Canada. It operates in two segments, Direct to Consumer and Partner Network.
The company offers Rocket Mortgage, a mortgage lender service; Redfin, a digital real estate brokerage and home search platform; Rocket Close, a digital experience for appraisal management, settlement, and title services; Rocket Money, a finance app that offers a suite of financial wellness services including subscription cancellation, budget management and credit score improvement; and Rocket Loans, a platform for personal loan.
| Closing stock price | $13.22 |
|---|---|
| Market Capitalization | $38.8 billion |
| Gross profit (TTM) | $8.9 billion |
| Profit margin | 2.68% |
| Revenue (TTM) | $8.9 billion |
| Earnings per share (TTM) | -$0.03 |
| 52-week stock price range | $12.17 – $24.36 |
LendingTree, Inc., through its subsidiary, operates online consumer platform in the United States. The company operates through three segments: Home, Consumer, and Insurance.
The Home segments offer purchase mortgage, refinance mortgage, and home equity loans and lines of credit.
| Closing stock price | $31.85 |
|---|---|
| Market Capitalization | $474.7 million |
| Gross profit (TTM) | $1.2 billion |
| Profit margin | 14.33% |
| Revenue (TTM) | $1.3 billion |
| Earnings per share (TTM) | $12.97 |
| 52-week stock price range | $29.77 – $77.35 |
Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth.
The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and securities services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions.
| Closing stock price | $133.82 |
|---|---|
| Market Capitalization | $222.2 billion |
| Gross profit (TTM) | $81.7 billion |
| Profit margin | 21.83% |
| Revenue (TTM) | $81.7 billion |
| Earnings per share (TTM) | $9.28 |
| 52-week stock price range | $88.27 – $147.96 |
JPMorgan Chase & Co. operates as a bank and financial holding company in the United States, rest of North America, Europe, the Middle East, Africa, the Asia Pacific, Latin America, and the Caribbean. It operates in three segments: Consumer & Community Banking, Commercial & Investment Bank, and Asset & Wealth Management.
The company offers deposit, investment and lending products, and cash management; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit cards, payment solutions, travel services, merchant offers, lifestyle benefits, auto loans, and leases to consumers and small businesses through bank branches, ATMs, and digital and telephone banking.
| Closing stock price | $356.30 |
|---|---|
| Market Capitalization | $916.3 billion |
| Gross profit (TTM) | $186.3 billion |
| Profit margin | 34.92% |
| Revenue (TTM) | $186.3 billion |
| Earnings per share (TTM) | $23.39 |
| 52-week stock price range | $276.44 – $359.30 |
Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets.
The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans.
| Closing stock price | $63.00 |
|---|---|
| Market Capitalization | $442.3 billion |
| Gross profit (TTM) | $113.9 billion |
| Profit margin | 29.52% |
| Revenue (TTM) | $113.9 billion |
| Earnings per share (TTM) | $4.35 |
| 52-week stock price range | $44.02 – $63.57 |
Rocket Companies, Inc., a fintech company, engages in the mortgage, real estate, and personal finance businesses in the United States and Canada. It operates in two segments, Direct to Consumer and Partner Network.
The company offers Rocket Mortgage, a mortgage lender service; Redfin, a digital real estate brokerage and home search platform; Rocket Close, a digital experience for appraisal management, settlement, and title services; Rocket Money, a finance app that offers a suite of financial wellness services including subscription cancellation, budget management and credit score improvement; and Rocket Loans, a platform for personal loan.
| Closing stock price | $13.22 |
|---|---|
| Market Capitalization | $38.8 billion |
| Gross profit (TTM) | $8.9 billion |
| Profit margin | 2.68% |
| Revenue (TTM) | $8.9 billion |
| Earnings per share (TTM) | -$0.03 |
| 52-week stock price range | $12.17 – $24.36 |
Annaly Capital Management, Inc., a diversified capital manager, engages in the residential mortgage finance business. The company invests in agency mortgage-backed securities collateralized by residential mortgages; non-agency residential whole loans and securitized products within the residential and commercial markets; mortgage servicing rights; agency commercial mortgage-backed securities; to-be-announced forward contracts; residential mortgage-backed securities; residential mortgage loans; and agency or private label credit risk transfer securities.
It has elected to be taxed as a real estate investment trust (REIT).
| Closing stock price | $22.66 |
|---|---|
| Market Capitalization | $17.1 billion |
| Gross profit (TTM) | $3.2 billion |
| Profit margin | 90.68% |
| Revenue (TTM) | $3.3 billion |
| Earnings per share (TTM) | $4.13 |
| 52-week stock price range | $17.89 – $23.48 |
Compare special offers, low fees and a wide range of investment options among popular trading platforms in Canada. Note that the dollar amounts in the table below are in CAD.
To make comparing even easier we came up with the Finder Score. Trading costs, account fees and features across 10+ stock trading platforms and apps are all weighted and scaled to produce a score out of 10. The higher the score, the better the platform—it's that simple.
Learn how to buy SpaceX stock in Canada and see stock performance history over time.
We break down which companies hold Ethereum, why they’re doing it and what ETH treasuries mean for markets and investors.
Want to invest in the Euro Stoxx 50 in Canada? Explore investment platforms and popular Euro Stoxx 50 index funds.
How Wealthsimple Predict works and how you can potentially use it to make money trading on real-world events.
Find out the key differences between the Nasdaq Composite and the Nasdaq 100.
Here’s how the Nasdaq and NYSE are different and what you need to know before investing on either exchange.
Learn the rules of day trading in Canada before you dive into this full-time commitment.
Taking a chunk of your retirement savings to buy an annuity can provide peace of mind in your golden years. Find out how.
These are the best renewable energy stocks to buy now in Canada.
Finder’s unique algorithm found the 20 best TSX stocks to buy right now.
Comprehensive guide on blockchain stock investing, benefits, risks, main stocks, blockchain ETFs, and more.
Find out how to invest in the S&P 500 in Canada—one of the world’s most popular stock indices—to diversify your portfolio.
Interactive Brokers makes it easy for Canadian investors to access global exchanges with competitive rates and fees.