Considering investing in mortgage stocks? While the best mortgage stocks depend on your portfolio and investment goals, we've identified some mortgage stocks that are worth keeping an eye on in the home loan sector. Keep reading to learn more about mortgage stocks and how to start investing.
8 popular mortgage stocks to watch
We round up a selection of stocks in or related to the home loan industry, weighting the list more heavily towards popular mid- and large-cap stocks.
| Best stock | 1-year return | Market cap | Exchange | Volume | Buy on Qtrade |
|---|---|---|---|---|---|
| Invesco Mortgage Capital (IVR.US) | -1.25% | $645.4 million (USD) | NYSE | 3,250,000 | |
| Rocket Companies Inc (RKT.US) | 42.60% | $52.6 billion (USD) | NYSE | 24,448,933 | |
| Lendingtree (TREE.US) | -15.37% | $626.8 million (USD) | NASDAQ | 498,031 | |
| Citigroup (C.US) | 31.02% | $198.9 billion (USD) | NYSE | 16,665,188 | |
| JPMorgan Chase-and-Co (JPM.US) | 9.39% | $866.4 billion (USD) | NYSE | 9,114,526 | |
| Bank of America (BAC.US) | 11.90% | $404.5 billion (USD) | NYSE | 31,772,096 | |
| Rocket Companies Inc (RKT.US) | 42.60% | $52.6 billion (USD) | NYSE | 24,448,933 | |
| Annaly Capital Management (NLY.US) | 8.67% | $16 billion (USD) | NYSE | 7,728,200 |
What to look for when investing in mortgage stock
The home loan industry is affected by a range of complex factors such as trade policies, regulations, and fluctuating supply and demand. So when considering mortgage stocks to buy, it's important that you have access to vital information about a company's financial health, leadership team, and market positioning.
Also keep in mind that, while volatility can be ideal for day traders, long-term investors will want to look for stocks to offer steadier gains over time.
How to invest in mortgage stock
- Research the home loan industry. Before investing, learn about the mortgage stock sector, its trends and the companies within it. Look at each company's financial health, potential for growth and past performance to identify stocks that fit your investment goals.
- Choose a stock trading platform. Compare trading fees, access to trading tools and user interface options. We've identified reliable trading platforms to help narrow down your options below or check out the best stock trading apps in Canada to find one that suits your needs.
- Open and fund your account. Sign up with your personal details and link a bank account or funding method to deposit money before you start trading.
- Select the mortgage stock(s) to buy. Search by company name or ticker symbol, like IVR or RKT. Compare key metrics such as market cap, price history and earnings per share to pick the best stock for your strategy.
- Buy the stock and monitor performance. Place your order to buy the stock and track its performance over time. Consider setting alerts, signing up for industry newsletters or using platform research tools to stay up to date on market changes.
Our top picks for where to buy mortgage stocks
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Are mortgage stocks a good investment?
While it's possible to turn a profit investing in mortgage stocks, keep in mind that—like any investment—mortgage stocks are not immune to risk. These stocks are subject to fluctuating conditions both in the market and in the home loan industry, so carefully vet your picks before you invest.What are the best mortgage stocks?
A lot of factors go into picking the best mortgage stocks. Stock performance can be impacted by factors like market conditions, company decisions and global events. Plus, what may be a strong mortgage stock investment for one person might not be suitable for another.
That said, we rounded up this list of popular mortgage stocks in or related to the home loan industry to help narrow down your options:
- Invesco Mortgage Capital (IVR)
- Rocket Companies Inc (RKT)
- Lendingtree (TREE)
- Citigroup (C)
- JPMorgan Chase-and-Co (JPM)
- Bank of America (BAC)
- Rocket Companies Inc (RKT)
- Annaly Capital Management (NLY)
Keep in mind that this is not a "best" list or a recommendation. It highlights some mortgage stocks for informational purposes only and does not indicate past or future performance or investment advice. We do not guarantee any investment performance.
We've outlined detailed company and stock performance details for each mortgage stock below. Keep reading to decide if any of these companies are the right investment for you.
Invesco Mortgage Capital (IVR)
Invesco Mortgage Capital Inc. operates as a real estate investment trust (REIT) that invests, finances, and manages mortgage-backed securities and other mortgage-related assets in the United States. It invests in residential mortgage-backed securities (RMBS) and commercial mortgage-backed securities (CMBS) that are guaranteed by the United States (U.
| Closing stock price | $8.71 |
|---|---|
| Market Capitalization | $645.4 million |
| Gross profit (TTM) | $119.8 million |
| Profit margin | 84.51% |
| Revenue (TTM) | $119.8 million |
| Earnings per share (TTM) | $1.33 |
| 52-week stock price range | $5.07 – $9.37 |
Rocket Companies Inc (RKT)
Rocket Companies, Inc. , provides spanning mortgage, real estate, and personal finance services in the United States and Canada. It operates through two segments, Direct to Consumer and Partner Network.
| Closing stock price | $18.68 |
|---|---|
| Market Capitalization | $52.6 billion |
| Gross profit (TTM) | $6.1 billion |
| Profit margin | -1.68% |
| Revenue (TTM) | $6.1 billion |
| Earnings per share (TTM) | -$0.03 |
| 52-week stock price range | $10.94 – $24.36 |
Lendingtree (TREE)
LendingTree, Inc. , through its subsidiary, operates online consumer platform in the United States. It operates through three segments: Home, Consumer, and Insurance.
| Closing stock price | $39.75 |
|---|---|
| Market Capitalization | $626.8 million |
| Gross profit (TTM) | $1 billion |
| Profit margin | 1.34% |
| Revenue (TTM) | $1.1 billion |
| Earnings per share (TTM) | $1.06 |
| 52-week stock price range | $33.50 – $77.35 |
Citigroup (C)
Citigroup Inc. , a diversified financial service holding company, provides various financial product and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.
| Closing stock price | $110.86 |
|---|---|
| Market Capitalization | $198.9 billion |
| Gross profit (TTM) | $75.7 billion |
| Profit margin | 18.89% |
| Revenue (TTM) | $75.7 billion |
| Earnings per share (TTM) | $6.99 |
| 52-week stock price range | $54.10 – $125.16 |
JPMorgan Chase-and-Co (JPM)
JPMorgan Chase & Co. operates as a financial services company worldwide. It operates through three segments: Consumer & Community Banking, Commercial & Investment Bank, and Asset & Wealth Management.
| Closing stock price | $302.55 |
|---|---|
| Market Capitalization | $866.4 billion |
| Gross profit (TTM) | $168.2 billion |
| Profit margin | 33.91% |
| Revenue (TTM) | $168.2 billion |
| Earnings per share (TTM) | $19.80 |
| 52-week stock price range | $199.32 – $335.87 |
Bank of America (BAC)
Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. The company operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans, such as automotive, recreational vehicle, and consumer personal loans.
| Closing stock price | $52.55 |
|---|---|
| Market Capitalization | $404.5 billion |
| Gross profit (TTM) | $107.4 billion |
| Profit margin | 28.40% |
| Revenue (TTM) | $107.4 billion |
| Earnings per share (TTM) | $3.74 |
| 52-week stock price range | $32.53 – $57.55 |
Rocket Companies Inc (RKT)
Rocket Companies, Inc. , provides spanning mortgage, real estate, and personal finance services in the United States and Canada. It operates through two segments, Direct to Consumer and Partner Network.
| Closing stock price | $18.68 |
|---|---|
| Market Capitalization | $52.6 billion |
| Gross profit (TTM) | $6.1 billion |
| Profit margin | -1.68% |
| Revenue (TTM) | $6.1 billion |
| Earnings per share (TTM) | -$0.03 |
| 52-week stock price range | $10.94 – $24.36 |
Annaly Capital Management (NLY)
Annaly Capital Management, Inc. , a diversified capital manager, engages in the mortgage finance business. The company invests in agency mortgage-backed securities collateralized by residential mortgages; non-agency residential whole loans and securitized products within the residential and commercial markets; mortgage servicing rights; agency commercial mortgage-backed securities; to-be-announced forward contracts; residential mortgage loans; and agency or private label credit risk transfer securities.
| Closing stock price | $23.07 |
|---|---|
| Market Capitalization | $16 billion |
| Gross profit (TTM) | $2.2 billion |
| Profit margin | 87.96% |
| Revenue (TTM) | $2.3 billion |
| Earnings per share (TTM) | $2.89 |
| 52-week stock price range | $15.00 – $24.52 |
Compare trading platforms to buy mortgage stock
Compare special offers, low fees and a wide range of investment options among popular trading platforms in Canada. Note that the dollar amounts in the table below are in CAD.
Finder Score for stock trading platforms
To make comparing even easier we came up with the Finder Score. Trading costs, account fees and features across 10+ stock trading platforms and apps are all weighted and scaled to produce a score out of 10. The higher the score, the better the platform—it's that simple.
Bottom line
If you're considering adding mortgage stocks to your portfolio, make sure you thoroughly look into any companies before investing to help mitigate risk. We've compiled a list of mortgage stocks to help narrow down your options. Then choose a legitimate stock trading platform to start investing. After that it comes down to monitoring the home loan industry to know when to buy, sell or hold.Frequently asked questions about mortgage stocks
Sources
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