Bank Accounts

Marcus offers top savings options, but if you want a full-service bank, go with SoFi.

Ally is best for its savings products, while SoFi is best for its convenient checking and savings hybrid account. See pros and cons here.

SoFi and Capital One are both good picks for different reasons. SoFi is best for everyday banking, but Capital One has more account options and branches.

SoFi is better than Chase for savings and checking accounts, but Chase is the better pick for credit cards.

Wells Fargo is a Big Four bank, but SoFi’s free online checking and savings accounts boast competitive interest rates, savings round-ups and easy ATM access.

Both SoFi and Discover Bank are rewarding and free, but SoFi lets you invest online. The best bank for you will depend on what features are most important to you.

SoFi and Wealthfront both have competitive high-yield savings accounts, but Wealthfront has a higher APY while SoFi has better banking options.

SoFi Plus is a new membership option for SoFi customers that’s free with qualifying direct deposits and earns extra rewards and higher APYs.

See a list of some of the top banks and fintechs that offer early direct deposit, including SoFi, Varo, Wealthfront, Discover, Ally, Capital One and more.

Instant sign-up bonuses with no deposit are not typically offered. However, these bank account bonuses have easy requirements.