What's the easiest business loan to get with bad credit?

If your credit is very poor, options like invoice factoring and MCAs are typically easier to qualify for. Lenders that provide those are typically more concerned with your cash flow and other business financials than your credit score.

Can I get a $1 million business loan with fair credit?

It depends. Getting a million-dollar business loan can be difficult if you don't have great credit, but it's not impossible. For example, if you have a well-established business with strong revenues, you might be able to qualify even with a lower credit score.

Jason Loewenthal, Senior writer at Finder

Jason Loewenthal

Senior writer

Jason is a writer and editor. He worked as a senior subeditor for Finder for 5 years and in that time became familiar with a wide range of financial products and services. Before that, he worked for Australian Associated Press. He has a BA from Macquarie University in Australia. Jason loves to help other people find new ways to save money.

Insurance

Compare the Best Weight Loss Treatments

FDA-approved GLP-1 medications are helping millions achieve sustainable weight loss. Find the right treatment for your goals.

Bank Accounts

Are Online Banks Safe: Deposit Insurance and Financial Security

Online banks can be just as safe as a brick-and-mortar bank, but make sure they have industry-standard protections and deposit insurance.

Savings Accounts

Savings Accounts with ATM and Debit Cards

Wealthfront, Synchrony and SoFi have some of the top savings accounts that come with ATM cards for easy access to your cash.

Bank Accounts

Can You Open a Joint Bank Account Online?

Most banks now let you open a joint account online, and the process is pretty straightforward.

Personal Loans

Holiday Borrowing: What $1,000 Really Costs Across 5 Ways to Get Cash

The best way to finance the holidays might not be your credit card.

IPO

How to Buy Wealthfront Stock When It Goes Public

Everything we know about the Wealthfront IPO, plus information on how to buy in.

Business Loans

Can you get a no-doc loan for an LLC? (2025)

Compare lenders that offer fast, no-doc business lines of credit, MCAs, invoice factoring, short-term loans and more for LLC businesses.

Business Loans

Live Oak Bank SBA Loans Review: Best for Businesses with Good Credit

High-dollar financing with competitive rates tailored to your specific industry.

Business Loans

Can You Get a Business Loan With a Cosigner? (2025)

Think you need a cosigner for your business loan? Learn when they help — and when they don’t.

Business Loans

Best Business Loans for Fair Credit in 2025

Lenders won't reject you outright if you don't have the best score.

Jason Loewenthal

Latest articles by Jason Loewenthal

Advertiser disclosure