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MBNA Credit Cards

Choose from a range of credit cards including cashback, rewards, low rate and no annual fee.

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Emma Balmforth
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Please note: All information about MBNA has been collected independently by Finder and products from MBNA are not available through this site.

MBNA offer a wide range of credit cards that suit unique spending habits and personal interests. Depending on the type of credit card you choose, you can pay zero annual fees or low interest rates, earn travel rewards, be rewarded for your spending with cashback or points, or enjoy complimentary extras like travel insurance.

MBNA is a division of The Toronto-Dominion Bank (TD Bank).

Types of MBNA credit cards available

MBNA offer a variety of different credit cards that suit all types of financial situations and spending habits. Here’s a summary of each of the main types of MBNA credit cards that are offered:

  • Balance Transfer credit cards

Get an introductory low interest rate for a specified time period and move your existing credit card balances to your new balance transfer credit card.

  • Low Rate credit cards

If you’re looking for an on-going low purchase interest rate, a low rate card could be the right choice. While you typically won’t earn as many rewards points or cash back, you can save money on interest rates if you often don’t pay down your credit card balance on time.

  • No Annual Fee credit cards

Some of the credit cards offered at MBNA have no annual fees. These cards vary in terms of rewards and perks, however they typically come with complimentary travel insurance, rental car coverage and purchase protection and warranty coverage.

  • Rewards credit cards

Earn rewards points on everyday purchases and redeem them for flights, travel services or merchandise. With plenty of rewards cards on offer, you can select a card that offers rewards you want to redeem.

  • Cashback credit cards

Spend on your card and earn cashback on everyday purchases, including gas and groceries. Redeem your cashback whenever you want. These cards typically come with signup offers which can accerlate your earn rate for a few months.

  • Travel Rewards credit cards

Earn points toward hotel stays, gift cards, dining and more. Travel cards typically come with bonus point welcome offers, travel related perks and security features to protect you while you spend around the world.

  • Retail and Store credit cards

MBNA offer cards associated with Harley-Davidson, Amazon.ca and Melaleuca. Enjoy welcome offers and earn bonus points or loyalty dollars. Retail and store cards typically come with no annual fees.

The benefits of banking with MBNA

Some of the features you can enjoy when you get an MBNA credit card include:

  • MBNA rewards

You can earn MBNA rewards points which can be used toward merchandise, travel, cashback and gift cards.

  • MBNA Internet banking

MBNA have a secure online banking site that you can use to check your balances, manage your money, pay your balances, send money to others, pay bills and move your money.

  • MBNA credit card complimentary extras

Get access to complimentary extras like Purchase Security and Extended Warranty Protection. Some cards also come with additional complimentary extras which may include travel insurance, auto rental and collision insurance, concierge services, and other luxury travel benefits.

  • MBNA credit cards security

MBNA use a variety of methods to protect you from fraud including the use of encryption technology and real-time fraud detection. This means that you will be notified immediately if there is any unusual activity on your account.

How to apply for an MBNA credit card

Before you get started on your application, you should make sure that you meet the eligibility requirements for the specific credit card that you’re interested in. Eligibility requirements can vary between credit cards, but generally include the following:

Eligibility requirements

  • Your age. You should be the age of majority in your province or territory (18 or 19 years old).
  • Your residency status. You typically need to be a Canadian resident to apply for a Canadian credit card.
  • Your credit history. Most credit cards will require you to have good to excellent credit of 650 or higher, while some may accept fair to poor credit, depending on the specific credit card.

Information you will need for your application

After checking that you’re eligible for the credit card, you’ll need to gather the following information in order to proceed with the application process:

  • Personal information. You’ll need to provide personal information such as your address and your contact information. You’ll also need to verify your identity by providing an accepted form of identification, such as your driver’s licence number or passport number.
  • Financial information. You will need information about your current employment, income and assets like shares or property and your employer’s contact details. If you are self-employed, you may need to provide information regarding your expenses, liabilities and your accountant’s contact information.

Compare other credit cards

Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
RBC Cash Back Mastercard
RBC Cash Back Mastercard
N/A
Up to 2% cash back
19.99%
$0
Apply now
More Info
Min. recommended credit score: 650
Get 2% cash back on grocery store purchases, and up to 1% cash back on all other qualifying purchases and pre-authorized payments.
BMO CashBack Mastercard
Finder Award
BMO CashBack Mastercard
5% cash back
Up to 3% cash back
20.99%
$0
Apply now
More Info
Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,500). Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances.
Tangerine World Mastercard
Tangerine World Mastercard
15% cash back
Up to 2% cash back
19.95%
$0
Apply now
More Info
Min. recommended credit score: 600
Earn 15% cash back (up to $150) when you spend $1,000 in the first 2 months Until September 30, 2022. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
RBC Avion Visa Infinite
RBC Avion Visa Infinite
55,000 points
Up to 1 point per $1 spent
19.99%
$120
Apply now
More Info
Min. recommended credit score: 650
Get up to 55,000 Welcome Points. Get 35,000 points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. Apply by October 31, 2022.
Tangerine Money-Back Credit Card
OFFER
Tangerine Money-Back Credit Card
15% cash back
Up to 2% cash back
19.95%
$0
Apply now
More Info
Min. recommended credit score: 600
Earn 15% cash back (up to $150) when you spend $1,000 in the first 2 months Until September 30, 2022. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
Neo Financial Mastercard
EXCLUSIVE
Neo Financial Mastercard
Get $25.00
Average 5% cash back
19.99% - 24.99%
$0
Apply now
More Info
Min. recommended credit score: 600
Get $25 when you sign up for the Neo Financial Mastercard. Plus, earn bonuses like 15% cashback on your first purchase at most partners, and earn an average of 5% cashback at thousands of partners and at least 0.5% cashback guaranteed.
BMO Preferred Rate Mastercard
Finder Award
BMO Preferred Rate Mastercard
0.99% rate on balance transfers for 9 months
N/A
12.99%
$0 annual fee for the first year ($20 thereafter)
Apply now
More Info
Min. recommended credit score: 660
Get a rate of 0.99% on balance transfers for 9 months with a 2% transfer fee. Plus, get the $20 annual fee waived in the first year.
RBC ION+ Visa
RBC ION+ Visa
12,000 points
3 points per $1 spent
19.99%
$48
Apply now
More Info
Min. recommended credit score: 660
Earn 12,000 Avion points when you get approved for the card. Apply by November 30, 2022.
RBC ION Visa
RBC ION Visa
6,000 points
1.5 points per $1 spent
19.99%
$0
Apply now
More Info
Min. recommended credit score: 660
Earn 6,000 Avion points when you get approved for the card. Apply by November 30, 2022.
American Express Cobalt Card
American Express Cobalt Card
30,000 points
Up to 5x points per $1 spent
20.99%
$155.88
Apply now
More Info
Min. recommended credit score: 700
Earn up to 30,000 Membership Rewards points in your first year. Earn 2,500 Membership Rewards points for each monthly billing period in which you spend $500 in net purchases on your card (up to 30,000 points). That’s up to $300 towards a weekend getaway or concert tickets.
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Frequently asked questions about MBNA credit cards

MBNA is the registered trademark of The Toronto-Dominion Bank. Finder is not connected with MBNA products, and this page is not sponsored, endorsed or administered by, or associated with, the Toronto-Dominion Bank or the MBNA products. All product names, logos, and brands have been used for identification purposes only and are property of their respective owners.

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