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Compare Rogers credit cards
Want a cashback card that suits your lifestyle? Compare Rogers credit cards to find the best fit for your unique set of needs.
Rogers is a telecommunications company best known for its Internet and TV services in Canada. That said, Rogers Bank has expanded its services to offer several different types of Mastercards. These cards let you earn everyday cashback and come with a range of benefits that vary based on the card you’re interested in.
Find out more about how Rogers credit cards work and learn which card might be the best fit for your unique set of financial needs.
How do Rogers credit cards work?
Most of Rogers credit cards come with no fees and offer a different combination of rewards and benefits. For each card, you’ll earn between 0.5% and 1.5% cashback on your everyday purchases. Some cards also let you earn accelerated cashback in certain categories, such as when you make recurring bill payments, US dollar purchases or purchases at Rogers and chatr.
Most cards also come with a small welcome bonus and offer basic features such as transaction monitoring and zero liability protection. The Rogers World Elite Mastercard also comes with a host of complimentary insurance and travel perks, though you’ll need to meet certain income and spending requirements to qualify.
All of Rogers‘ credit cards also come with no annual or monthly fees. The only exception to this rule is the chatr Secured Mastercard, which is a prepaid Mastercard that’s designed to help you rebuild your credit and comes with a monthly fee of $5.
What types of credit cards does Rogers offer?
Rogers offers five main credit cards. These cards offer a number of different features and benefits, which are summarized in the table below.
Rogers World Elite Mastercard
Rogers Platinum Mastercard
chatr Secured Mastercard
3% on US purchases
3% on US purchases
1.5% on recurring bill payments
3% on chatr and Rogers products
1% on chatr and Rogers products
Basic insurance coverage
Extended warranty and purchase protection
Airport lounge access and
free Boingo WiFi
Travel insurance coverage
Travel medical, trip interruption and cancellation protection and rental car insurance
$80,000 personal income or $150,000 household income
Minimum annual spend
Summary of pros and cons for Rogers credit cards
The Rogers World Elite Mastercard is a fee-free travel card that lets you earn a decent amount of cashback on purchases. You’ll also get several travel perks with this card, along with a full suite of travel insurance. This insurance includes travel medical insurance, trip interruption/cancellation protection and rental car insurance.
The main downside with this card is that it requires you to earn an annual $80,000 personal income or $150,000 household income to qualify. You’ll also need to spend a minimum of $15,000 per year on this card to maintain your eligibility.
The Rogers Platinum Mastercard offers 1% cashback on everyday purchases, and 3% when you make purchases in US dollars. It comes with no annual fee and will give you a welcome bonus of $25 when you sign up. It also lets you sign up with no annual income requirements and you won’t have to spend a minimum amount to take advantage of this offer.
The main downside of this card is that it comes with no purchase protection, no travel insurance and relatively few additional benefits.
The Fido Mastercard offers a cashback return of 1% on everyday purchases and 1.5% for recurring bill payments. This card is easy to qualify for and comes with no annual fee. You’ll also earn a welcome bonus of $25 when you sign up and make your first purchase.
The main downside of this card is that it comes with no travel insurance and very few perks or benefits. On the plus side, it comes with no annual income requirements and you won’t have to spend a minimum amount each year to take advantage of this card.
4. chatr Mastercard
The chatr Mastercard gives you a cashback return of 1% on everyday purchases and 3% for chatr and Rogers purchases. It comes with no annual fee and you’ll get $25 when you sign up and make your first purchase. It’s also easy to sign up for this card since it doesn’t require you to meet minimum annual income or spending criteria to qualify.
The main downside of this card is that it doesn’t offer any additional benefits such as purchase protection, extended warranty or comprehensive travel insurance.
5. chatr Secured Mastercard
The chatr Secured Mastercard is a prepaid credit card that’s designed to help you rebuild your credit score. It gives you a 0.5% return on your purchases, along with a 1% return on chatr and Fido purchases.
The downside is that this card comes with a $5 monthly fee and no additional benefits. This means you won’t get a welcome bonus or any additional forms of insurance or travel perks with this card.
Which Rogers credit card is the best fit for me?
That depends on how much income you make as well as what types of purchases you want to earn accelerated rewards for. If you make over $80,000 per year, the Rogers World Elite Mastercard is definitely the way to go since it offers complimentary insurance, travel perks, a higher return on cashback and no annual fee.
If you don’t meet these income requirements, you should think about how you want to earn accelerated rewards. For example, the Rogers Platinum Mastercard could be the best fit if you make purchases in the US. The Fido Mastercard could be a better option if you want to earn more on recurring bill payments and the chatr Mastercard could be your top pick if you regularly spend money with Rogers.
How to earn cashback on your credit card
All you need to do to earn cashback on your Rogers credit card is to make purchases using your card. The cashback you earn can then be applied to your credit card balance to help pay it down. It can also be applied directly to your Rogers or chatr bill if you’re a mobile customer.
You can redeem your cashback rewards instantly with the Rogers Bank app. All you need to do is download the app from the Google Play or Apple App Store. You can then link your credit card to the app to track and redeem your cashback on the go.