A National Bank credit card can help you earn points towards your next vacation or lock in a low-interest rate for a large purchase. Check out the range of National Bank credit cards to find the right National card for you.
National Bank Mastercard À la carte Rewards Plan
National Bank MasterCards offer returns in the form of targeted rewards, cashback, travel points and low-interest rates with its rewards program, called À la carte Rewards.
How to redeem points
For cashback, you can just sign into your online banking to see how much you’ve earned and request to apply amounts over $25 onto your next bank statement. To redeem points, you just need to sign on to your rewards account or call the À la carte Rewards Centre.
How much is money worth?
It depends on which card you choose. For the cashback card, you earn a small percentage (1 – 2%) of the money that you spend. For the travel card, around 12,000 points (between $6,000-$12,000 in spending, depending on the card) translates to a savings of around $100. For the fee-free and low-interest cards, the real value is the money you save on interest and fees up-front, so you won’t be able to take advantage of additional rewards.
Typical card benefits and features of a National Bank card
National Bank offers a number of credit cards options to suit every need. Each card offers its own range of unique features, but there are also common features across cards.
Contactless payments. Check out in a flash with Tap & Go.
Purchase protection. Enjoy damage, loss or theft protection on most purchases.
Extended warranty. Double or triple the manufacturer’s warranty on most purchases.
24/7 concierge services. Call in for quick and easy access to customer support.
Secure online purchases. Protect your credit card information by creating a SecureCode for online purchases.
Fraud protection. Rest easy with Mastercard’s Zero Liability policy, which protects you against fraudulent purchases.
Exclusive offers. Buy tickets for one-of-a-kind events offered only to MasterCard holders.
À la carte Rewards Plan. Earn rewards on some National Bank cards from everyday spending, which you can use to book trips through National Bank’s À la carte Travel Agency.
How to apply for a National Bank credit card
You can apply for a National Bank credit card by clicking on any of the Go to site buttons next to the cards the table below.. Before you apply, make sure you meet the minimum eligibility requirements and prepare some basic information.
National Bank Mastercard eligibility criteria
You must be at least 18 years old.
You must be a Canadian citizen.
Required documents to apply for a National Bank credit card
Full name and date of birth.
Street address and phone number.
Valid email address.
Total annual income.
How does National Bank keep my credit card information safe?
National Bank provides enhanced protection for your card by asking for a SecureCode for online purchases. You’ll also be protected against fraud with Mastercard’s Zero Liability policy.
Bottom line
National Bank Mastercards come with great features such as cashback, rewards, no fee and low-interest rates and can be a great alternative to those offered by the Big Five banks. Compare the best National cards above.
National Bank credit cards FAQ
You can exchange your points for items from the gift catalogue (including gift cards) as well as travel discounts.
You won't earn cashback on cash advances, balance transfers, or additional charges like annual fees, foreign exchange transactions and insurance premiums.
It depends on the card. Some cards are fee-free but offer limited rewards, while others come with a medium-high fee, but offer lots of benefits.
Claire Horwood is a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate’s Degree in Science from Camosun College. Much of Claire’s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.
Earn flexible travel points on every purchase you make with this mid-level travel card.
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