Save big when you send cash transfers overseas

Send fast and affordable transfers with international cash transfer providers.

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So you need to send money overseas as quickly as possible, but aren’t sure where to start? Compare international cash transfer providers to send money to hundreds of locations around the globe in a matter of minutes. Check out our handy guide to find a fast and affordable service that allows you to send money overseas with low fees and competitive exchange rates.

Compare international cash transfer providers

Rates last updated September 15th, 2019
Name Product Min. Transfer Amount Transfer Speed Services Description Online Transfer Fee Rate Amount Received
WorldRemit International Money Transfers
Within an hour
Online, Bank Account to Bank Account, Cash Transfer
Use code FINDERCA and pay zero fees on your first transfer. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
MoneyGram International Money Transfers
1 day
Online, Agent, Bank Account to Bank Account, Cash Transfer, International Money Order
Easily transfer cash to more than 350,000 locations around the world.
Western Union International Money Transfers
Same day
Online, Phone, Agent, Bank Account to Bank Account, Cash Transfer, International Money Order
Send money online to friends and family around the world with Western Union.
The ‘Rate’ and ‘Amount Received’ displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

Compare up to 4 providers

Cash versus money transfer companies

If you’re looking to send money overseas from Canada, one of the best places to start is to figure out whether or not your timeline is flexible. Cash transfers allow you to send money to your destination country in minutes while money transfer companies typically take between one and three business days.

  • Money transfer services. Online money transfer services typically offer the best exchange rates and fees on overseas transfers, with fees ranging between $0 and $20 and exchange rate markups falling below 5%.
  • Cash transfer services. Cash transfer providers can help you send money internationally if you’re in a tight spot, but they also have a tendency to overcharge, both on exchange rates and transfer fees. For this reason, it can be well worth your time and energy to compare your options

Ways to send cash transfers overseas

There are three reputable money transfer companies that allow customers to send cash to overseas recipients.

  • Western Union. Western Union is a virtual ninja when it comes to global payment services, with a whopping 550,000+ agent locations and 100,000 ATMs and kiosks in over 200 countries around the world. Lodge a transfer either online, through the WU mobile app or in person, 24 hours a day, seven days a week.
  • MoneyGram. MoneyGram is a leading provider of innovative global money transfer and payment services, with a staggering 350,000 agent locations in 200 countries around the world. Recipients simply collect funds from convenient locations or have money deposited directly into their bank account or a mobile wallet.
  • WorldRemit. With numerous payment and delivery options, WorldRemit makes it even easier to send money from Canada to 140+ destinations across the world, with outstanding exchange rates and lower fees than the bank.

Each of the three options is a convenient and affordable way to send cash overseas. However, choosing the best option for you will depend on where and how you choose to send money overseas.

How do I compare cash transfers?

  • Competitive exchange rates and fees. Ask for quotes from 3 – 4 providers to find the best fees and exchange rates. Keep in mind that cash transfer providers will typically charge higher fees than traditional money transfer companies in exchange for a faster turnaround time.
  • Fast turnaround time. Most cash transfer agents will offer to process your transaction within minutes, while others might take a couple of hours. If you anticipate that you may need to send cash overseas in a matter of minutes, it might pay to register for and verify a cash transfer account in advance of sending your transfer.
  • Range of pickup methods. Different providers offer different pick-up options, which range from the provider’s agent location to community locations like post offices and bank branches. Choose the provider that offers the most convenient option for your recipient.
  • High quality customer service. Some companies set the bar high when it comes to customer service, so make sure to settle on a service that will make sure your transfer ends up in the right place at the right time, no questions asked.

What are the pros and cons of cash transfers?


  • Wide range of options. If you need to send money overseas in a matter of minutes, there are a number of services that offer affordable and fast cash transfers to suit your unique set of needs and budget.
  • Fast transfers. Cash transfers are known for being the fastest way to send money overseas. Most cash transfers can be picked up at an agent location within minutes of processing.
  • Safe and secure. There are many trusted and reliable providers who have the proper authorities to transfer your funds safely and efficiently to your recipient.


  • Lack of competitive fees and exchange rates. Different providers charge different fees for transferring funds but most cash transfer providers charge high fees and offer less competitive exchange rates. It pays to book your transfer with a traditional money transfer service if you have a more flexible timeline for delivery of funds.

Tips for picking up cash

If you’re planning to pick up cash overseas, it pays to check in with the Government of Canada travel advisories for the country where you intend to collect funds. Canadian tourists have had run-ins with petty crime, such as pickpocketing and purse snatching, in many countries. Avoid showing signs of affluence and always keep your personal belongings, passports and travel documents secure. If you do need to collect cash, look for an agent location in a safe neighborhood and call ahead to make sure they’ll have cash on hand. Visit during daylight hours in the company of a good friend and return to your hotel to stow your cash in a safe place as quickly as possible.

Common questions about international cash transfers

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10 Responses

  1. Default Gravatar
    CaseySeptember 3, 2016

    Is there any age policies?
    What age do you have to be, to be able to transfer money overseas?

    • Avatarfinder Customer Care
      ShirleySeptember 6, 2016Staff

      Hi Casey,

      Thanks for your question.

      You will need to be over 18. If under the age of 18, you’ll need to be accompanied by a parent or guardian if you’re sending it in person. If doing it online, you will need a parent or guardian to do it for you.

      Hope this helps.

  2. Default Gravatar
    gabrielleJanuary 21, 2016

    How can i use this service cox i need to send money to a friend, what are the details that will be given to pick the money, i need fast respond on this

    • Avatarfinder Customer Care
      ShirleyJanuary 22, 2016Staff

      Hi Gabrielle,

      Thanks for your question.

      Please click on ‘Go to site’ and follow the prompts to initiate the transfer. You’ll need the details of your recipient bank to complete the process, such as their IBAN or SWIFT number, BSB and account number.


  3. Default Gravatar
    rubieSeptember 5, 2015

    how can i check the worldremit tracking if its right

    • Avatarfinder Customer Care
      MarcSeptember 7, 2015Staff

      Hi Rubie,
      thanks for the question.

      To find out the status of your transfer with WorldRemit, please contact them directly. We’ve published their contact details on our review page.

      I hope this helps,

  4. Default Gravatar
    lovelyJune 17, 2015

    hello how can i know if money is to be ready to pick up becouse i dont get meaanged from wordremit?

    • Avatarfinder Customer Care
      MarcJune 18, 2015Staff

      Hi Lovely,
      thanks for the question.

      If WorldRemit hasn’t sent you an SMS message it’s advised you contact them using the details on their contact us page.

      I hope this helps,

  5. Default Gravatar
    jacquelineMay 23, 2015

    someone send me in worldremit .. but im not sure if its laready available to pick up now

    • Avatarfinder Customer Care
      BelindaMay 29, 2015Staff

      Hi Jacqueline,

      Thanks for your enquiry.

      WorldRemit will send you a notification with a transaction number and instructions of how you can collect the funds.

      If you have any issues collecting the money, please contact WorldRemit directly.


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