Apps like Remitly

Need to send an international money transfer? Check out five Remitly alternatives to see if you can get a better deal.

Remitly aims to offer quick and cheap international money transfers with a focus on remittances throughout Asia. It’s known for low minimums, cash pick-ups in destination countries and quick express transfers, but it isn’t always the cheapest and doesn’t always have the best rates.

Compare five other sites like Remitly to see if there’s a better option available for your transfer.

Finder Score Fastest Transfer Speed Fees (Pay by Bank Transfer) Transfer Amount

If you want a versatile, easy-to-use app: Wise (TransferWise)

Wise logo
Finder score
Finder score
24 hours
From 0.48%
$1 – $1,500,000
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Why we like it

Wise is a popular international money transfer service well known for providing the mid-market exchange rate on transfers. You can send funds in 50+ currencies, and large transfer amounts of up to $1,500,000 are supported. Best of all, Wise offers a user-friendly online portal and mobile app plus extra features like a multi-currency account and an international debit card.

Details

  • Transfer cost: You get the mid-market exchange rate on transfers with no rate markup to worry about. Transfer fees start at 0.48% and vary depending on the amount you send and how you pay. When you send the equivalent of over 20,000 GBP in a calendar month, you qualify for lower fees.
  • Payment options: Credit card, debit card, bank transfer, Interac e-Transfer, online bill payment, direct debit (EFT)
  • Receiving options: Bank account, Alipay (China only)

Pros

  • Lots of positive customer reviews
  • Get the mid-market exchange rate
  • Send money to over 75 countries
  • Transparent fees
  • 4.8 out of 5 stars based on over 24,000 Wise app reviews
  • 4.8 out of 5 stars based on over 1.09 million Wise app reviews

Cons

  • Can only send to bank accounts in most countries
  • Transfer fees apply

If you want cheap money transfers: Xe Money Transfers

Xe logo
Finder score
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Within minutes
$0
$1 – $600,000
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Why we like it

Canadian company Xe offers international money transfers to 190 countries in 130 currencies. It provides competitive exchange rates, and there's no fee on transfers of $1,000 or more if you pay by bank transfer. Advanced transfer tools and hedging options like forward contracts are also available.

Details

  • Transfer cost: An exchange rate markup applies, but it varies depending on the currency. The transfer fee varies depending on how you pay, the currency you send and the destination country.
  • Payment options: Bank or wire transfer, EFT, debit card, credit card, Interac (CAD only), bill payment
  • Receiving options: Bank account, mobile wallet, cash pickup

Pros

  • Send to countries all over the world
  • Wide range of payment and delivery methods
  • Highly rated mobile app
  • Competitive exchange rates
  • You can send up to $600,000 per transaction
  • 4.8 out of 5 stars based on over 37,000 Xe app reviews
  • 4.7 out of 5 stars based on over 257,000 Xe app reviews

Cons

  • Exchange rate markup applies
  • Transfer fee also applies

If you want to send personal or business transfers over $10k: OFX

OFX  logo
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Not scored yet
OFX
Exclusive
Finder score
Not scored yet
24 hours
From $0
$200 – Unlimited
Finder exclusive: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee. T&Cs apply.
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Why we like it

OFX has been offering international money transfers for over 25 years. It lets you send money online or via a mobile app to 190+ countries, while tools like limit orders and forward contracts help you secure the exchange rate you want. And if you want to save on transfer costs, there are no fees when you send more than $10,000.

Details

  • Transfer cost: There are no fees when you send more than $10,000, but a $15 fee may apply to transfers of less than $10,000. The exchange rate markup is typically 1.5% or less.
  • Payment options: Debit card, bank transfer
  • Receiving options: Bank account

Pros

  • Pay no fees when you send more than $10,000
  • Send to 190+ countries
  • Established provider
  • Supports personal and business transfers
  • No maximum transfer limit
  • 4.8 out of 5 stars based on over 900 OFX app reviews
  • 4.6 out of 5 stars based on over 3,900 OFX app reviews

Cons

  • Send to bank accounts only
  • $15 fee may apply to smaller transfers
  • $200 minimum transfer amount

If you want cash pickup: MoneyGram

MoneyGram logo
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Within minutes
From $0
$1 – Not specified
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Why we like it

MoneyGram is a well-known international money transfer service with a network of 470,000+ locations locations around the world. It supports transfers to over 200 countries and territories, so it has a wider scope than Remitly, and it's best known for fast cash pickup transfers. There are multiple payment and receiving options available for maximum flexibility.

Details

  • Transfer cost: An exchange rate markup applies, but the size of the markup can vary markedly depending on the currency being sent. Fees also vary depending on the payment method, receiving method and where you send money.
  • Payment options: Cash, credit card, debit card, bank transfer
  • Receiving options: Cash pickup location, bank account, mobile wallet, home delivery

Pros

  • Send money all around the world
  • Cash pickups available within minutes
  • Wide range of payment and delivery options
  • User-friendly app
  • 4.8 out of 5 stars based on over 28,000 MoneyGram app reviews
  • 4.8 out of 5 stars based on over 69,000 MoneyGram app reviews

Cons

  • Watch out for transfer fees
  • High exchange rate markup may apply
  • Inconsistent markup on exchange rates
  • Low maximum transfer limit

If you want quick money transfers: WorldRemit

WorldRemit logo
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Within minutes
From $0
$1 – $40,000
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Why we like it

Like Remitly, WorldRemit offers international transfers from a user-friendly app, allowing you to send funds to a long list of destinations. You can send money to over 130 countries, and receiving methods like cash pickups and mobile wallet transfers allow your recipient to get funds within minutes.

Details

  • Transfer cost: A base fee of $2.99-$4.99 applies, but the fee varies depending on where you send money as well as the payment and receiving methods. We found that the exchange rate markup ranged from 0% to 2.9% when we checked across multiple currencies.
  • Payment options: Credit card, debit card, bank transfer, Apple Pay
  • Receiving options: Cash pickup location, bank account, mobile wallet, home delivery, prepaid phone credit

Pros

  • Wide range of payment and delivery options
  • Supports a long list of currencies
  • Get money to your recipient within minutes
  • 24/7 multilingual chat support
  • 4.7 out of 5 stars based on over 47,000 WorldRemit app reviews
  • 4.6 out of 5 stars based on over 212,000 WorldRemit app reviews

Cons

  • Fees and rates can vary widely depending on your transaction
  • No currency hedging options
  • Maximum transfer amount of $40,000 means it's not suitable for large transactions
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Still looking for other options?

Our table below lets you compare services you can use to send money abroad. Compare fees, exchange rates and discounts from different money transfer services, and when you have made your choice, select Go to site.

Alternatively, learn more about Remitly in our review.

11 of 11 results
Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
Wise logo
Finder score
24 hours
From 0.48%
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Go to site View details
Compare product selection
RemitBee logo
Within minutes
From $0
View details
Compare product selection
Xe logo
Within minutes
$0
Xe has fast transfers with low fees and a range of foreign currency tools.
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InstaReM logo
Instarem
Within minutes
From $0
Enjoy a special exchange rate and zero fees on your first transfer between 50 CAD and 2,500 CAD. Valid until June 30, 2026.. T&Cs apply.
Instarem offers zero transfer fees on all transfers.
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Africhange logo
Within minutes
From $0
Send money in CAD to Africa on this blockchain and P2P powered provider.
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Remitly logo
Within minutes
From $0
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Go to site View details
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WorldRemit logo
Finder score
Within minutes
From $0
View details
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MoneyGram logo
Finder score
Within minutes
From $0
Go to site View details
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OFX  logo
Finder score
Not scored yet
OFX
Exclusive
24 hours
From $0
Finder exclusive: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee. T&Cs apply.
Exclusive offer: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee.
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
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Xe logo
Finder score
Within minutes
$0
Xe has fast transfers with low fees and a range of foreign currency tools.
Go to site View details
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Airwallex logo
Within an hour
$0 - $35
Get up to $500 in FX fees refunded for international money transfers sent within the first 3 months of opening a new account. T&Cs apply.
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Showing 11 of 11 results

Bottom line

If you’re searching for fast or cheap international money transfers, there are plenty of apps like Remitly that can help. Compare money transfer services to find the best deal for the specific transfer you want to send.

Frequently asked questions

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To make sure you get accurate and helpful information, this guide has been edited by Leanne Escobal as part of our fact-checking process.
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Written by

Writer

Tim Falk is a freelance writer for Finder. Over the course of his 20-year writing career, he has reported on a wide range of personal finance topics. Whether you're investing in stocks and ETFs, comparing savings accounts or choosing a credit card, Tim wants to make it easier for you to understand. When he’s not staring at his computer, you can usually find him exploring the great outdoors. See full bio

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Tim has written 563 Finder guides across topics including:
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