Finder makes money from featured partners, but editorial opinions are our own.
Ford insurance rates
Compare car insurance rates for Ford models.
Average insurance cost for a Ford
The average insurance cost for a Ford is $272 per month, or $3,267 a year. Keep in mind that the cost of insuring a Ford can vary a great deal depending on which model you select from its wide lineup of vehicles, including hatchbacks, pickup trucks and sportscars. Depending on the model you choose, you could pay anywhere from $196 to $387 a month.
Your actual cost could be more or less depending on where you live, your driving record, the number of kilometres you drive in a year and other factors.
Get more detailed insurance information for your Ford model
Ford car insurance rates by model
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Edge | $269 | $36,399 |
| Escape | $272 | $27,799 |
| Escape Hybrid | $212 | $36,899 |
| Expedition | $263 | $62,710 |
| Explorer | $266 | $44,549 |
| F-150 | $238 | $31,429 |
| F-250 | $259 | $42,119 |
| F-350 | $320 | $44,749 |
| F-450 | $308 | $60,289 |
| Fusion | $387 | $26,485 |
| GT | $196 | $500,000 |
| Mustang | $303 | $30,745 |
| Mustang Mach E | $296 | $50,495 |
| Transit Connect | $254 | $30,835 |
| EcoSport | $248 | $25,299 |
| Bronco | $293 | $40,499 |
| Ranger | $244 | $34,573 |
Get car insurance for your Ford
1 - 3 of 3
How to compare Ford insurance
Fords tend to be cheaper to insure compared to some more luxurious car brands. However, their higher-than-average theft rates negatively impact the cost of car insurance.
Other factors that affect the cost of insurance include the model, mileage and trim package.
Ford roadside assistance
All new Fords come with free roadside assistance for the same amount of time as the Powertrain coverage component of the New Vehicle Limited Warranty, which differs depending on the type of vehicle you buy:
- Cars and light trucks: 5 years or 100,000 km (whichever comes first)
- Diesel-powered light trucks: 5 years or 160,000 km (whichever comes first)
- Heavy-duty trucks (F650/750): 2 years or unlimited kilometres
The Ford roadside assistance service includes:
- Accident towing up to 50 km to the nearest Ford dealership or approved body shop
- Battery jump start
- Flat tire change if you have a spare
- Gas delivery of up to 10 litres if you run out of fuel
- Lockout if you lost your key
To use Ford roadside assistance, call Ford’s 24/7 roadside hotline at 1-800-665-2006. You’ll need to provide your vehicle’s make, model, color, VIN and license plate number when you call. You can also download the Ford Roadside Assistance app from both the iTunes and Google Pay stores.
Pros and cons of insuring a Ford
Pros
- Moderately priced
- Most models get great safety ratings
- Reliable brand
Cons
- Some models have high theft rates
Ford car facts
- Ford was founded in 1903 — the first model was sold that same year for $850, the Model T. It became one of the best-selling cars of all time.
- Ford is the largest car manufacturer in Canada.
- The current executive chairman of the company is a descendant of Henry Ford.
- Ford prices start at around $25,000 and can go up to over $500,000.
- Ford sells its most luxury cars under the Lincoln brand.
- After acquiring Lincoln in 1922, Ford continued to produce many of its classics, including the Thunderbird, Mustang and F-150.
Are there any standout Ford models?
The Shelby GT500 is all about speed and performance. This racing machine is powered by a 5.2L V8 engine with a cross-plane crank that produces 760 hp and 625 lb.-ft. of torque. Shelby GT500’s MagneRide Damping System monitors and adjusts itself one thousand times per second. Other features included as part of the Carbon Fiber Track Pack are 20-inch carbon fiber wheels, a exposed GT4 track wing and splitter wickers. Prices start at $95,675.
Bottom line
Ford’s brand reputation and affordable prices make its cars affordable to insure. But be sure to shop around to find the best car insurance for you.
Frequently asked questions about Ford
More resources on Finder
More guides on Finder
-
Jeep insurance rates
Compare Jeep car insurance rates by model.
-
Toyota Camry insurance rates
The average Toyota Camry car insurance cost is $440 a month, or $5,280 a year. Compare different insurance providers to find the best price.
-
Mazda insurance rates
The average cost of insurance for a Mazda is around $360 a month, or $4,323 per year. Compare the insurance rates of different Mazda models.
-
Toyota RAV4 insurance rates
Toyota Rav4 car insurance can cost around $416 a month, or $4,992 a year. Learn what factors affect your rate and compare providers.
-
Mazda CX-5 insurance rates
Get an idea of how much you could pay for car insurance if you drive a Mazda CX-5.
-
Car maintenance costs
Discover what goes into car maintenance costs, ways to save and how you can pay for repairs with our helpful guide.
-
How to save by adding kids to parents’ car insurance
Find out how long children can stay on their parents’ car insurance policy and how to save on shared car insurance.
-
Is it illegal to sleep in your car?
Some cities ban the practice, but otherwise you can overnight legally at designated parking areas.
-
ATV insurance: How it works
Learn how ATV insurance works, why you need it and how to get cover.
-
What is gap insurance and how does it work?
Your guide to gap insurance, what it covers and whether it’s worth it.