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Ford insurance rates

Compare car insurance rates for Ford models.

Average insurance cost for a Ford

The average insurance cost for a Ford is $272 per month, or $3,267 a year. Keep in mind that the cost of insuring a Ford can vary a great deal depending on which model you select from its wide lineup of vehicles, including hatchbacks, pickup trucks and sportscars. Depending on the model you choose, you could pay anywhere from $196 to $387 a month.

Your actual cost could be more or less depending on where you live, your driving record, the number of kilometres you drive in a year and other factors.

Get more detailed insurance information for your Ford model

Ford Escape
Ford Escape
Ford Focus
Ford Focus
Ford Fusion
Ford Fusion
Ford F-350
Ford F-350

Ford car insurance rates by model

Model Monthly insurance rate Base car price
Edge $269 $36,399
Escape $272 $27,799
Escape Hybrid $212 $36,899
Expedition $263 $62,710
Explorer $266 $44,549
F-150 $238 $31,429
F-250 $259 $42,119
F-350 $320 $44,749
F-450 $308 $60,289
Fusion $387 $26,485
GT $196 $500,000
Mustang $303 $30,745
Mustang Mach E $296 $50,495
Transit Connect $254 $30,835
EcoSport $248 $25,299
Bronco $293 $40,499
Ranger $244 $34,573

Get car insurance for your Ford

1 - 3 of 3
Name Product Accident Forgiveness Min. Liability Coverage Discounts Available Online Claims Available Provinces
Surex Auto Insurance
Yes
$1,000,000
Up to 25%
Alberta, New Brunswick, Newfoundland, Northwest Territories, Nova Scotia, Nunavut, Ontario, PEI, Yukon
Submit one application and receive quotes from 10+ insurers. Save up to 25% on your car insurance, plus get access to an insurance advisor.

Who it might be good for: Drivers looking to use an insurance broker to compare multiple pricing and coverage options.
Aviva Car Insurance
Yes
$1,000,000
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon
Aviva car insurance offers customizable policies, discounts and optional insurance coverage add-ons. Get a free quote through Surex.

Who it might be good for: Drivers looking to customize their auto policy.
Travelers Car Insurance
Yes
$1,000,000
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon
Travelers auto insurance offers a selection of coverage options for just about any type of vehicle. Get a free quote through Surex.

Who it might be good for: Drivers looking to get car, motorcycle, classic car, motorhome or recreational vehicle coverage.
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How to compare Ford insurance

Fords tend to be cheaper to insure compared to some more luxurious car brands. However, their higher-than-average theft rates negatively impact the cost of car insurance.

Other factors that affect the cost of insurance include the model, mileage and trim package.

Ford roadside assistance

All new Fords come with free roadside assistance for the same amount of time as the Powertrain coverage component of the New Vehicle Limited Warranty, which differs depending on the type of vehicle you buy:

  • Cars and light trucks: 5 years or 100,000 km (whichever comes first)
  • Diesel-powered light trucks: 5 years or 160,000 km (whichever comes first)
  • Heavy-duty trucks (F650/750): 2 years or unlimited kilometres

The Ford roadside assistance service includes:

  • Accident towing up to 50 km to the nearest Ford dealership or approved body shop
  • Battery jump start
  • Flat tire change if you have a spare
  • Gas delivery of up to 10 litres if you run out of fuel
  • Lockout if you lost your key

To use Ford roadside assistance, call Ford’s 24/7 roadside hotline at 1-800-665-2006. You’ll need to provide your vehicle’s make, model, color, VIN and license plate number when you call. You can also download the Ford Roadside Assistance app from both the iTunes and Google Pay stores.

Pros and cons of insuring a Ford

Pros

  • Moderately priced
  • Most models get great safety ratings
  • Reliable brand

Cons

  • Some models have high theft rates

Ford car facts

  • Ford was founded in 1903 — the first model was sold that same year for $850, the Model T. It became one of the best-selling cars of all time.
  • Ford is the largest car manufacturer in Canada.
  • The current executive chairman of the company is a descendant of Henry Ford.
  • Ford prices start at around $25,000 and can go up to over $500,000.
  • Ford sells its most luxury cars under the Lincoln brand.
  • After acquiring Lincoln in 1922, Ford continued to produce many of its classics, including the Thunderbird, Mustang and F-150.

Are there any standout Ford models?

The Shelby GT500 is all about speed and performance. This racing machine is powered by a 5.2L V8 engine with a cross-plane crank that produces 760 hp and 625 lb.-ft. of torque. Shelby GT500’s MagneRide Damping System monitors and adjusts itself one thousand times per second. Other features included as part of the Carbon Fiber Track Pack are 20-inch carbon fiber wheels, a exposed GT4 track wing and splitter wickers. Prices start at $95,675.

Bottom line

Ford’s brand reputation and affordable prices make its cars affordable to insure. But be sure to shop around to find the best car insurance for you.

Frequently asked questions about Ford

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