Mazda insurance rates

Average insurance cost for a Mazda

The average insurance cost of a Mazda is around $225 a month, or $2,696 per year. Some models are relatively inexpensive to insure, such as the MX-5 ($136 a month on average, or $1,628 a year). Others will cost you more to protect, such as the CX-3 ($252 a month on average, or $3,024 a year).

Find your Mazda model

Mazda 3

Mazda CX-3

Mazda CX-5

Mazda MX-5

How a vehicle from Mazda affects insurance costs

When determining the cost of insurance, insurance companies look at a car’s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors.

Mazada’s good safety ratings and relatively low price tag make it an affordable brand to insure. You’ll find Mazda vehicles and willing insurers for them everywhere you look.

Mazda car insurance rates by model

Pros and cons of insuring a Mazda

About the Mazda brand

Before there was “Zoom-Zoom,” there was the humble beginning of Toyo Cork Kogyo in 1920. A cork business, the company changed its name to Mazda a decade later. The newly minted vehicle manufacturer promptly introduced an autorickshaw, named the Mazda-Go, in 1931.

Through the rest of the 20th century, Mazda launched passenger cars like the R360 Coupe and sports cars like the RX-7. And since 2000, the company has hewed closely to its “Zoom-Zoom” catchphrase with affordable, fun-to-drive vehicles.

Are there any standout Mazda models?

The Mazda CX-9 boasts three rows with seven passenger seating. Features include predictive all-wheel drive, timely torque that provides plenty of torque at lower RPMS, and outstanding driving dynamics. Prices for the CX-9 start at $39,900.

Mazda car facts

• Mazda is generally an affordable brand. The 2021 Mazda 3 sedan starts at $20,500, and the CX-3 SUV starts at $21,300. Lower MSRPs tend to bring lower insurance prices.
• Mazda has upped its safety game recently. All of its 2017 models tested by the Insurance Institute for Highway Safety (IIHS) received a Top Safety Pick+ designation.

What’s Mazda Unlimited Mileage Warranty?

The Mazda Unlimited Mileage Warranty is the first of its kind in Canada, which allows your Mazda vehicle to be covered for a set number of years, no matter how many kilometres you drive in that time. This warranty includes 3 years of Roadside Assistance and 5-year powertrain coverage.

Bottom line

Mazda’s good safety ratings, dependability and lower price tag make this an affordable band of cars to insure. To get the best rates for your Mazda, learn more and compare insurance rates from other insurers.

Frequently asked questions about Mazda

• How did we get these average insurance rates?

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • Single, 35 year old female
  • Latest model vehicles
  • 20,000 km driven yearly
  • Perfect driving record
  • Equipped with winter tires
  • Driver located in Etobicoke, Ontario

  Our estimated price is for full insurance coverage, which usually includes mandatory liability coverage, comprehensive and collision coverage.

  Other factors that can affect your auto insurance rate

  • The model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated kilometres you drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past several years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

• Are Mazdas made in Canada?

  No, Mazdas are mostly built in Japan, although some are built in other places around the world like in the US, Mexico and Thailand.

• Are Mazdas dependable?

  Yes, most Mazdas are reliable cars and generally have good dependability ratings from customers.

• What car-related factors affect the cost of insurance?

  A car’s safety record, its starting MSRP, the cost to repair and maintain the car and the car’s likelihood of it being stolen can all affect the cost of car insurance.

• Are Mazdas safe?

  Generally yes. Newer model Mazdas get great safety ratings.