The average Honda car insurance cost is $243 a month, or $2,912 a year. The manufacturer’s vehicles are affordable and generally very safe, which keeps insurance premiums down. However, some Honda models are more likely to be targeted by car thieves, which tends to raise premiums.
Honda insurance rates by model
Model
Monthly insurance rate
Base car price
Accord
$249
$34,090
Civic
$265
$23,475
Clarity
$260
$46,290
CR-V
$190
$31,760
Fit
$267
$18,075
HR-V
$260
$27,155
Insight
$251
$30,260
Odyssey
$267
$45,060
Passport
$220
$45,260
Pilot
$248
$44,560
Ridgeline
$192
$46,310
To determine these estimated costs, we aggregated quotes from insurance companies using this profile:
Single, 35 year old female
Latest model vehicle
20,000 km driven yearly
Perfect driving record
Equipped with winter tires
Driver located in Etobicoke, Ontario
Our estimated price is for full insurance coverage, which usually includes mandatory liability coverage, comprehensive and collision coverage.
Other factors that can affect your auto insurance rate
The model year
The vehicle’s trim
The amount of coverage you need
The estimated kilometres you drive in a year
The vehicle’s safety and anti-theft features
The driver’s credit score
The driver’s location
The driver’s age
The driver’s driving history in the past several years
The driver’s marital status
Your (or the driver’s) gender
Whether the driver rents, leases or owns the vehicle
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How a vehicle from Honda affects the cost of insurance
Honda’s reputation for reliability helps keep insurance costs down. Their good safety ratings and relatively affordable price tag also works in your favor. Cars that aren’t costly to repair or replace attract lower insurance premiums. However, some models land on the top stolen vehicles list, which will increase the cost of insurance.
Unless you have a very old car model, you shouldn’t have any trouble securing insurance for your Honda.
Pros and cons of insuring a Honda
Pros
Reliable
Affordable
Good safety ratings
Cons
Some models are targeted by car thieves
About the Honda brand
The Honda Motor Company was born quietly on Sept. 24, 1948. The newspapers didn’t trumpet the company’s founding day, as it was a newspaper holiday. Neither did they mention Honda the following day: News of the post-WWII peace process took precedence.
Today, you can find Honda’s vehicles everywhere. Honda is the seventh-largest auto manufacturer in the world, and several of its models — including the Accord, Civic and CR-V — are constant bestsellers.
What’s Honda Sensing?
Honda Sensing is a suite of safety and driver assistance technologies. Safety features include lane-keep assistance, adaptive cruise control, road departure mitigation, collision mitigation braking, lane departure warning and forward collision warning. The driver-assistance technology included in Honda Sensing can include lane watch, blind spot indication, cross traffic monitoring and auto high-beam headlights.
Bottom line on Honda insurance
Hondas are affordable to purchase and affordable to insure. However, some Honda models have a higher likelihood of being stolen, which negatively impacts your insurance premium. That’s why it’s important to shop around to find the best car insurance for your situation.
Frequently asked questions about Honda car insurance
Hondas are built in Japan, Mexico and the US.
Yes, Hondas continue to score well for dependability. That dependability often means lower insurance rates on Honda cars.
A car’s safety record, the cost to repair and maintain the car and the car’s likelihood of being stolen all can affect the cost of car insurance.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
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