BMO Sobeys AIR MILES Mastercard Review

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Earn AIR MILES faster when you shop at Sobeys, Foodland and other AIR MILES Partners.

The BMO Sobeys AIR MILES Mastercard lets you earn 2 Miles for every $20 you spend on purchases at Sobeys, Foodland and participating AIR MILES® Partners*. It also offers 1 Mile for every $20 spent elsewhere.

19.99%

Purchase Interest Rate

$0

Annual Fee

22.99%

Balance Transfer Rate

Details

Product NameBMO Sobeys AIR MILES Mastercard
RewardEarn 2 AIR MILES reward miles per $20 spent at Sobeys, Foodland and eligible AIR MILES partners, and 1 AIR MILE for every $20 spent elsewhere.
Welcome OfferGet up to 800 bonus AIR MILES reward miles with minimum spend of $1,000 in the first three months. Ends January 15, 2020.
Purchase Interest Rate19.99%
Cash Advance Rate22.99%
Balance Transfer Rate22.99%
Interest Free Period Up to 21 days
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More Info

30-second take

  • Think about this card if you regularly shop at Sobeys or Foodland and don’t want to pay an annual fee.
  • Choose something else if you’d rather get comprehensive benefits or a low interest rate.
  • There’s no minimum annual income required to qualify for this card.

The basics

If you’re an avid AIR MILES collector and shop regularly at Sobeys, you could benefit from the BMO Sobeys AIR MILES Mastercard.

  • No annual fee. Avoid paying a fee every year to keep your account active.
  • Collect more miles. Snag a return of 1 mile on every $20 you spend on your card.
  • Earn rewards faster. Earn more Miles when you shop at Sobeys, Foodland or other AIR MILES® Partners* like Shell or IGA.
  • Welcome bonus. Get 800 bonus miles when you sign up, which is enough to cover a one-way short-haul flight in Canada.
  • Product coverage. Get additional warranty and insurance coverage on the products you buy with your card.

The perks

  • Zero liability. Protect yourself against unauthorized charges on your account with zero liability coverage.
  • Enhanced security. Safeguard your account with IDefence identity theft assistance and Mastercard SecureCode.
  • Customer support. Take advantage of a 24/7 hotline to deal with any issues on your account.
  • No fee for additional cards. Avoid paying an additional fee for extra cards.

What to watch out for

  • Low return. You’ll only earn 50 AIR MILES for every $1,000 you spend outside of Sobeys and other AIR MILES® Partners*.
  • Conditional welcome bonus. You’ll need to spend at least $1,000 in your first 3 months to qualify for 400 of your bonus miles.
  • High interest. The interest on this card is around 10% higher than what’s on offer with a low-interest card.
  • No added benefits. You won’t get added perks like roadside assistance, travel insurance or airport lounge access.

What should I know before I apply

How to apply

  1. Click “Go to site” to be directed to the BMO Sobeys AIR MILES Mastercard application.
  2. Read through the Disclosure Statement details and click Accept & Continue.
  3. Complete the application with details that include your name, email address, social insurance number and birth date.
  4. Review and submit your application.

Bottom line

The BMO Sobeys AIR MILES Mastercard is for loyal Sobeys shoppers who want to earn double the AIR MILES when they buy groceries, gas and other purchases. This card also comes with a welcome offer and basic insurance for no annual fee.

Pictures: bmo.com/ca

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