Tangerine World Mastercard
Min. credit score
Annual fee
Cash back
Welcome offer
- Annual fee. This card has a $0 annual fee.
- Additional cardholders. Add up to 5 additional cardholders for $0.
- Earn rewards. Earn unlimited 2% cash back in two Tangerine credit card categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and unlimited 0.5% cash back on everything else. Conditions apply.
- Earn even more. You can unlock cashback offers while travelling outside of Canada and get rebates which you can apply to your statement with Mastercard Travel Rewards by using your card at select merchants.
- Balance transfer. Get a 1.95% interest rate on balance transfers for the first six months. To take advantage of this offer, you must complete the Balance Transfer request within 30 days of account approval and activate your card within 45 days of approval. A 1% balance transfer fee will be charged on each transferred amount (the fee is waived by Tangerine if you're a resident of Quebec).
- Travel perks. You'll get complimentary membership to Mastercard® Airport Experiences Provided by LoungeKey, which comes with exclusive dining, retail and spa offers in over 400 airports around the world and access to over 1,000 lounges at $32 USD per visit. Plus, never be without internet since your card gives you access to over 1 million Wi-Fi hotspots around the world with Boingo Wi-Fi.
- Rental car. Charge the full cost of a rental vehicle to your card, and get complimentary damage and theft protection for up to 31 consecutive days.
- Apps and subscription access. As a cardholder, you'll have access to special benefits and offers from on-demand apps and subscription services.
- Minimum income requirement. You need a minimum personal income of $60,000 or a combined household income of at least $100,000 to apply for this card.
- Foreign transaction fee. You'll face a foreign transaction fee of 2.5% every time you use your card overseas or online with international retailers.
- Limited travel benefits. Though this card offers some nice travel perks, it doesn't come with many of the travel benefits offered by more premium credit cards such as complimentary travel insurance, free flight and hotel upgrades and discounted car rentals.
Annual Fee | $0 |
---|---|
Purchase APR | 19.95% fixed |
Cash Advance Rate | 19.95% |
Balance transfer APR | 1.95% intro for the first 6 months (then 19.95% fixed) |
Welcome offer | Earn 15% cash back (up to $150) when you spend $1,000 in the first 2 months Until January 31, 2023. |
Rewards | Earn unlimited 2% cash back in two Tangerine credit card categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and unlimited 0.5% cash back on everything else. Conditions apply. |