Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Best Visa credit cards
Earn rewards on your purchases or save money on interest.
Visa is one of the largest card networks accepted worldwide. Depending on the card issuer, you can get excellent Visa cards for travel, for earning cash back on everyday purchases or you can get a card with a long 0% intro APR period on balance transfers and purchases.
How we picked our best cards
We compared Visa credit cards and weighed in features like reward and travel points, low interest rates and APRs. We selected the cards that stood out from the competition that can suit a variety of lifestyles from travelers to students.
Best for earning Aeroplan Miles: TD Aeroplan Visa Infinite Card
The TD Aeroplan Visa Infinite Card is great if you’re an Aeroplan member and fly frequently with Air Canada. Earn 1.5 points for every $1 you spend on gas, groceries and Air Canada purchases, as well as 1 point on everything else. T&C's apply.
This card also comes with an attractive signup bonus for new cardholders. Earn 20,000 Aeroplan points and get a Bonus Buddy Pass. Conditions Apply. Apply by May 30, 2021.
Best for low interest rate: TD Emerald Flex Rate Visa Card
The TD Emerald Flex Rate Visa Card is a unique credit card that offers a flexible and low APR that based on your own personal credit profile. With a higher credit score, you’ll likely be offered a lower APR, while a lower credit score will result in a higher APR. Interest rates are calculated by using the TD Prime¹ + 4.5% up to TD Prime + 12.75%.
Although this card can help you save money if you don’t pay off your balance in full each month, you won’t earn any rewards points or cash back.
Best for earning accelerated cash back: Scotia Momentum Visa Infinite Card
With this card, you’ll get access to a comprehensive suite of travel insurance coverage. In addition, the annual fee is waived in the first year – a value of $120.
Best for students with no credit history: Scotiabank SCENE Visa Card
If you’ve got no credit history and are looking for a rewards card with a $0 annual fee, the Scotiabank SCENE Visa Card is worth taking a look at – especially if you’re a big movie buff. Earn 5 SCENE points per $1 spent at participating Cineplex theatres or cineplex.com, and earn 1 SCENE point per $1 spent on eligible purchases elsewhere. Redeem your SCENE points for movie tickets or take advantage of discounts at participating restaurants.
Pay $0 to add a Supplemental Cardholder to your account. As an added incentive, the Scotiabank SCENE Visa Card offers a appealing signup bonus. Earn 2,500 bonus SCENE points when you spend a minimum of $500 on eligible purchases in the first three months as a new SCENE Visa cardholder.Apply by July 1, 2021.
Compare more Visa credit cards
As one of the largest credit card networks in the world, you’ll find a plethora of Visa credit cards to choose from. Some of these cards come with rewards on your purchases, others have low intro APR periods.
But if you’re not sure whether a Visa card is the right choice for you, compare other credit card options.
Frequently asked questions
More guides on Finder
Easy Financial creditplus loan review
If you have bad credit or no credit history at all, Easy Financial’s creditplus loan helps you improve your credit score so you can secure a loan within months.
CIBC Aeroplan Visa Business Plus Card review
Enjoy travel perks and earn accelerated points for business purchases with this premium credit card.
Alternatives to Robinhood in Canada
Robinhood isn’t available in Canada, but there are a number of popular Canadian alternatives on the market.
Home Trust Secured Visa Review
Apply for a secured card with this reputable provider to start rebuilding your credit.
CIBC Select Visa Review
Searching for a low-interest credit card? Save money on your outstanding balance with the CIBC Select Visa.
American Express Essential Credit Card Review
Pay no annual fee and save money on your outstanding balance with this low-interest credit card.
Neo Financial High Interest Savings Account Review
Earn a high interest rate on your savings with no minimum deposit requirements and no monthly fees.
CIBC Aeroplan Visa for Students Review
Earn Aeroplan Points and other travel benefits with the CIBC Aeroplan Visa for Students.
Neo Financial Credit Card Review
Shop with Neo’s partners to earn accelerated cashback on your purchases with this innovative credit card.
Are credit card rewards taxable?
Usually, no — but there may be an exception for rewards earned from work-related credit card charges.
Ask an Expert
You must be logged in to post a comment.