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Lamborghini is an Italian car manufacturer known for its luxury sports cars. A new Lambo is the ultimate status symbol — and it’ll come with the price tag to prove it. Luckily, there are a few ways to finance one of these supercars.
If you’re looking to buy a Lamborghini, you have four financing options to choose from:
As with all loans, the rates and terms you qualify for will depend on your credit history and personal financial situation.
Since the price of a Lamborghini typically sits well into six digits, you’ll likely need a fair amount of savings on hand to cover any amount that a car loan won’t. Car loans usually max out around $75,000 – $100,000.
While Lamborghini doesn’t offer any special discounts on its luxury cars, it does have a special Ad Personam program that allows you to customize your new Huracán or Aventador to meet your unique tastes. You can choose from over 200 exterior color options — from solid and metallic hues to glitter pearlescent and matte shades. And inside your new Lambo, you can personalize the details by creating a custom color, choosing alternative leather materials and opting for hand-stitched logos on the seats.
You can customize your vehicle in person at the Ad Personam Studio located in Lamborghini’s headquarters in Sant’Agata Bolognese (Northern Italy).
The studio offers displays of all the different textures, materials and colours available for your car and allows you to play with different designs using a digital car configuration simulator.
As part of the experience, buyers are guided through the production line experience at Lambo HQ, which includes a tour of the factory where vehicles are assembled. The company truly strives to make every customer feel like a VIP member of one of the world’s greatest luxury-brand-centred clubs.
You can buy a Lamborghini for as low as $200,000, but expect to pay much, much more for an imported or limited edition car. Here are the manufacturer suggested retail prices (MSRPs) for Lamborghini’s models:
Model | Starting MSRP (USD) | Build | City/highway MPG |
---|---|---|---|
2019 Urus | $200,000 | Super SUV | 12/17 |
2019 Huracán | $308,859 | Supercar | 14/21 |
2019 Aventador | $517,770 | Supercar | 11/18 |
2019 Centenario | $1.9 million | Supercar | 11/18 |
2013 Veneno Roadster | $9.5 million as of 2019 (originally $4.5 million when models were first released in 2013-2014) | Supercar | Not available |
Ramon, a resident of B.C., has come into financial success as a major investor in an enormously profitable tech startup. He wants to fulfill a lifelong dream of owning a Lamborghini and finds a private buyer who’s willing to sell him a gently used 2017 Aventador SV with a Blu Cepheus exterior for $545,000.00. Ramon provides the seller with a 20% deposit of $109,000.00 to hold the vehicle while he secures the rest of the financing.
Ramon applies for a loan from a private lender to cover the outstanding amount ($436,000.00) plus 20% GST/PST on the selling price (expensive cars are taxed at a higher rate in BC). Thanks to his solid credit history and high income, he is approved. Ramon also pays around $50.00 to register his car with the Insurance Corporation of British Columbia (ICBC) – this includes the cost of a license plate, insurance decal, vehicle permit and registration fee.
Cost of new vehicle | $545,000.00 |
Loan type | Auto loan (term loan) |
Loan amount | $545,000.00 |
Interest rate (APR) | 5.90% |
Loan term | 8 years |
Additional fees | 3.00% origination fee ($16,350.00) $0.00 application fee (waived by dealership) |
Payment | $6,804.32 monthly or $3,137.21 biweekly |
Total loan cost | $653,214.72 with monthly payments or $652,539.68 with biweekly payments |
*The information in this example, including rates, fees and terms, is provided as a representative transaction. The actual cost of the product may vary depending on the retailer, the product specs and other factors.
Yes, Lamborgini offers a standard three-year, unlimited mileage warranty on all new models that covers everything from the powertrain to the seats. On top of this, its new models also come with a 12-year warranty against rust and corrosion. Longer warranties are available for purchase.
A Lamborghini is known as one of the ultimate symbols of wealth, and it’s easy to see why. If you’re lucky enough to be seriously considering buying a new Lambo, shop around to make sure you’re getting the best deal on financing. With a car this expensive, even a small difference in APR (Annual Percentage Rate) can save you thousands in the long run.
Check out our guide to car loans to compare lenders and learn more about the car-buying process.
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