- It’s fast
- Offers cash pickup
- Receive text updates
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Money transfer services offer some of the fastest ways to transfer money to someone in cash or for direct deposit in an emergency — but which provider you should use depends on how much you’re sending and how quickly you need it to arrive.
Even though speed is crucial, compare exchange rates and fees to make sure you aren’t paying too much for your transfer.
You may need to use a money transfer specialist when sending money internationally during an emergency, but domestic transfers have more options. Read our guide on the best way to send money, both domestically and internationally, to make sure you’re getting the best deal on your transfer.
When there’s an emergency, getting money out as quickly as possible is key. These three service providers deliver the fastest money transfer services easily and safely.
WorldRemit is entirely online, meaning you can access it from the convenience of your computer or its app. It operates in more than 140 countries around the world with flexible transfer options from your bank account, credit card or debit card.
Your fastest option is mobile money (if available) or for cash pickup at a WorldRemit agent location.
You’ll need to sign up for a free account with WorldRemit. You’ll also need to provide your personal information, the transaction details and your payment information.
WorldRemit will confirm the transaction with both you and your recipient by email or text and notify you when the funds are received or picked up. If you have any problems, you can contact customer service 24/7 at 1-888-772-7771 (for service in French, call 1-888-961-4869) or online through live chat.
As the second-largest provider of international money transfers in the world, MoneyGram is one of the most trusted. Its extensive network of 350,000 agent locations has a presence in more than 200 countries.
With MoneyGram, sending funds can take minutes depending on local regulations and procedures. Your fastest option is to pay with a credit or debit card (or with cash at an agent location) and choose the cash pickup option. Once the money is sent, it arrives for almost immediate cash pickup at locations worldwide. In some countries, you even have a mobile wallet option.
Once the money transfer is complete, the receiver can visit their nearest MoneyGram location to collect it. Remind them to bring along their reference number (which is included in the confirmation emails for online transfer) and ID for pickup. If you have a problem, contact customer service through the site or toll-free at 1-800-926-9400.
Western Union has the biggest network of agent locations with 500,000 agent locations in 200 countries. You can send funds online, through a mobile app, in person or by phone. You’re able to pay with a bank transfer, cash, debit card or credit card.
As with MoneyGram, your fastest option is to pay by debit or credit card for cash pickup.
You’ll receive a unique Money Transfer Control Number with your confirmation. You can track your transfer online with this number. If you have any problem, contact customer service 24/7 at 1-800-235-0000 or through the online form on Western Union’s site.
Fees for emergency transfers will vary among banks and money transfer services. Before you make your transfer, compare:
Being robbed of your valuables, needing emergency medical treatment or missing your return flight home can be stressful. But having the ability to quickly receive funds or help loved ones far away can let off at least some of the pressure. If you have a little more time, however, compare your available options for international money transfers.
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