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Volkswagen insurance rates
Compare car insurance for Volkswagen
Average insurance cost for a Volkswagen
The average insurance cost of a Volkswagen is around $275 a month or $3,300 a year, depending on the model. Most Volkswagen cars have a high cost-to-base car price ratio, but some VWs are cheaper to insure than others. For example, with a $29,795 price tag and annual insurance rates of $3,366, the popular VW Tiguan has a cost–to–base car price ratio of 11.3%, while the Golf falls somewhat higher at 13.6%.
Compare free car insurance quotes online for your VW
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How to compare Volkswagen car insurance
Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.
Volkswagen vehicles are known as reliable rides with tight handling. They typically garner strong safety ratings, which helps to lower insurance premiums.
Other factors that affect the cost of insurance include the model, mileage and trim package. Personal factors like your driving history, credit score and age also play roles.
20+ car insurance discounts to lower your premiums
Pros and cons of getting car insuring for a Volkswagen
Pros
- Good safety ratings
- Low theft rates
Cons
- Avoid diesel models
Volkswagen car facts
- Germany-based Volkswagen was founded in 1937, and its mission was to create a car that was affordable and efficient.
- The iconic Beetle was introduced in 1959, catapulting VW to the number 1 auto import in the US. Though the last beetle was manufactured in 2019, fans of the Bug will still be collecting this classic for ages.
- Volkswagen sells cars with a wide spectrum of prices, from the budget-priced Jetta (2021 MSRP $21,595) to the high-end Arteon (2021 MSRP $52,995 ).
- Volkswagen vehicles score highly on safety, which means they’re involved in fewer accidents and fewer claims. They’re also stolen relatively infrequently compared to other car brands. These factors lower insurance premiums overall.
- VW new car tech is designed to give drivers control of every aspect of the ride. Volkswagen’s modular car design allows for cars to be customized from thousands of different combinations while sharing common car parts.
- VWs feature elements like its driving profiles, which let you choose from normal, comfort or sport settings depending on your driving preference, as well as connected cars that let you connect to your car from your smartphone app.
What’s Dieselgate?
In 2014, Volkswagen vehicles were found to emit higher levels of nitrogen oxides than was reported in official environmental standards tests. Dubbed “Dieselgate” by the media, the manufacturer was found to have installed software in its engines to circumvent proper emissions testing. VW later recalled millions of vehicles worldwide, on top of paying billions of dollars in penalties and civil settlements plus the immeasurable loss of brand trust.
Are there any standout VW models?
The Atlas is VW’s first vehicle with third row seating. Fold down the second and third rows and access 96.8 cubic feet of cargo space, or load up the car with up to six passengers. Choose from several trim packages and get features like adaptive cruise control, three-zone climate control and a remote power liftgate. Prices start at $40,095.
Bottom line
You’re likely to find reasonably priced car insurance for your VW, barring any personal factors like a bad driving record or poor credit. But be sure to shop around to find the best car insurance for you.
Frequently asked questions about VW insurance
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