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Subaru insurance rates

Compare car insurance rates for different Subaru models.

Average insurance cost for a Subaru

The average insurance cost of a Subaru is $276 a month, or $3,307 a year. Your insurance premiums will benefit from Subaru’s solid performance and relatively low chance of theft. Plus, they’re relatively affordable cars to purchase compare to some higher-end brands.

Subaru car insurance rates by model

Model Monthly insurance rate Base car price
Ascent $268 $36,995
BRZ $292 $27,995
Crosstrek $255 $23,795
Forester $262 $28,995
Impreza $288 $19,995
Legacy $280 $26,695
Outback $263 $30,995
WRX $298 $29,995

Get car insurance quotes for your Subaru

1 - 3 of 3
Name Product Accident Forgiveness Min. Liability Coverage Discounts Available Online Claims Available Provinces
Surex Auto Insurance
Yes
$1,000,000
Up to 25%
Alberta, New Brunswick, Newfoundland, Northwest Territories, Nova Scotia, Nunavut, Ontario, PEI, Yukon
Submit one application and receive quotes from 10+ insurers. Save up to 25% on your car insurance, plus get access to an insurance advisor.

Who it might be good for: Drivers looking to use an insurance broker to compare multiple pricing and coverage options.
Aviva Car Insurance
Yes
$1,000,000
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon
Aviva car insurance offers customizable policies, discounts and optional insurance coverage add-ons. Get a free quote through Surex.

Who it might be good for: Drivers looking to customize their auto policy.
Travelers Car Insurance
Yes
$1,000,000
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon
Travelers auto insurance offers a selection of coverage options for just about any type of vehicle. Get a free quote through Surex.

Who it might be good for: Drivers looking to get car, motorcycle, classic car, motorhome or recreational vehicle coverage.
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How a vehicle from Subaru affects the cost of insurance

Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.

Subarus generally have good safety ratings, relatively affordable price tags and low theft rates, helping to lower the cost of car insurance overall.

Of course there are other factors that affect the cost of insurance including the model, mileage and trim package. Personal factors like your driving history, credit score and age also play roles.

Subaru roadside assistance

New Subarus and Certified pre-owned vehicles come with membership in the Subaru 360 C.A.R.E. (Customer Assistance for Roadside Emergencies) program for the first 3 years after purchase. The Subaru 360 C.A.R.E. program is partnered with CAA (Canada Automobile Association), which is one of Canada’s most popular roadside assistance providers. The Subaru 360 C.A.R.E. program includes:

  • Towing to the nearest Subaru dealership or CAA Approved Auto Repair Service facility
  • Battery jump start
  • Flat tire change
  • Gas delivery of up to 10 litres of fuel if you run out of gas
  • Lockout if you lost your key

To use Subaru roadside assistance, call Subaru’s 24/7 roadside hotline at 1-800-263-8802.

About the Subaru brand

Fuji Heavy Industries’ car division created the first Subaru prototype in 1954. Today the corporation is known as the Subaru Corporation, and it’s the 23rd-largest auto manufacturer in the world. Subaru’s vehicles are known as solidly crafted cars that are priced affordably.

Are there any standout models?

The Ascent is Subaru’s biggest vehicle yet. Features include third row seating, 11.6 L/100 km in the city, symmetrical all-wheel drive and basic 227-kg towing capacity. It also happens to be an Insurance Institute for Highway Safety (IIHS) 2021 Top Safety Pick+. Prices start at $36,995.

Bottom line

Subaru’s great safety ratings and low theft rates means they’re pretty affordable to insure. But be sure to shop around to find the best car insurance for you.

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