Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Subaru insurance rates

Compare car insurance rates for different Subaru models.

Average insurance cost for a Subaru

The average insurance cost of a Subaru is $276 a month, or $3,307 a year. Your insurance premiums will benefit from Subaru’s solid performance and relatively low chance of theft. Plus, they’re relatively affordable cars to purchase compare to some higher-end brands.

Get rates for your Subaru model

Subaru car insurance rates by model

Model Monthly insurance rate Base car price
Ascent $268 $36,995
BRZ $292 $27,995
Crosstrek $255 $23,795
Forester $262 $28,995
Impreza $288 $19,995
Legacy $280 $26,695
Outback $263 $30,995
WRX $298 $29,995

Get car insurance quotes for your Subaru

Name Product Roadside assistance Third-Party Liability Collision Coverage Comprehensive Coverage Discounts Available Available Provinces
Sonnet Auto Insurance
Up to 25%
Alberta, New Brunswick, Nova Scotia, Ontario, PEI, Quebec
Get auto insurance with Sonnet in just five minutes. Save up to 25% on your auto insurance through discounts and bundling options.

Who it might be good for: Drivers looking to apply and manage their car insurance completely online.
Intact Car Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Get car insurance with Intact and enjoy a quick turnaround on any lodged claims. Get a free quote through Surex.

Who it might be good for: Drivers looking to get rewarded for good driving behaviour.
Aviva Car Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Aviva car insurance offers customizable policies, discounts and optional insurance coverage add-ons. Get a free quote through Surex.

Who it might be good for: Drivers looking to customize their auto policy.
Travelers Car Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Travelers auto insurance offers a selection of coverage options for just about any type of vehicle. Get a free quote through Surex.

Who it might be good for: Drivers looking to get car, motorcycle, classic car, motorhome or recreational vehicle coverage.
Surex Auto Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon
Submit one application and receive quotes from 10+ insurers. Save up to 25% on your car insurance, plus get access to an insurance advisor.

Who it might be good for: Drivers looking to use an insurance broker to compare multiple pricing and coverage options.
loading

Compare up to 4 providers

How a vehicle from Subaru affects the cost of insurance

Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.

Subarus generally have good safety ratings, relatively affordable price tags and low theft rates, helping to lower the cost of car insurance overall.

Of course there are other factors that affect the cost of insurance including the model, mileage and trim package. Personal factors like your driving history, credit score and age also play roles.

Subaru roadside assistance

New Subarus and Certified pre-owned vehicles come with membership in the Subaru 360 C.A.R.E. (Customer Assistance for Roadside Emergencies) program for the first 3 years after purchase. The Subaru 360 C.A.R.E. program is partnered with CAA (Canada Automobile Association), which is one of Canada’s most popular roadside assistance providers. The Subaru 360 C.A.R.E. program includes:

  • Towing to the nearest Subaru dealership or CAA Approved Auto Repair Service facility
  • Battery jump start
  • Flat tire change
  • Gas delivery of up to 10 litres of fuel if you run out of gas
  • Lockout if you lost your key

To use Subaru roadside assistance, call Subaru’s 24/7 roadside hotline at 1-800-263-8802.

About the Subaru brand

Fuji Heavy Industries’ car division created the first Subaru prototype in 1954. Today the corporation is known as the Subaru Corporation, and it’s the 23rd-largest auto manufacturer in the world. Subaru’s vehicles are known as solidly crafted cars that are priced affordably.

Subaru Financial Services conveniently offers auto loan options. Past deals included 0.5 % for 24 months when financing certain Subaru models, like the Crosstrek, Outback and Impreza.

Are there any standout models?

The Ascent is Subaru’s biggest vehicle yet. Features include third row seating, 11.6 L/100 km in the city, symmetrical all-wheel drive and basic 227-kg towing capacity. It also happens to be an Insurance Institute for Highway Safety (IIHS) 2021 Top Safety Pick+. Prices start at $36,995.

Bottom line

Subaru’s great safety ratings and low theft rates means they’re pretty affordable to insure. But be sure to shop around to find the best car insurance for you.

More guides on Finder

Ask an Expert

You must be logged in to post a comment.

Go to site