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The Dodge Charger is a mid-range car that’s somewhat pricey to insure. The average insurance costs for a Dodge Charger is $204 a month, or $2,448 a year. With a base price of $30,895 the annual insurance cost–to–base car price ratio is 7.9%.
Shopping for auto insurance is no fun; coverage can be expensive, industry language can be confusing and let’s face it, nobody wants to pay for something they hope to never use. And to make it worse, coverage is mandatory in every province. So while you won’t be able to avoid buying coverage, you can shop around to get a better price. Here are a few things you should consider.
Your auto insurance premiums are largely influenced by your chances of filing claims and the cost to pay them out. Since vehicle performance, theft rates, safety features and other details can vary between makes and models, insurance providers rely on your choice of vehicle when calculating your rates. Here’s how the Dodge Charger measures up.
You could save money on car insurance for your Dodge Charger if it comes equipped with these safety features.
The 2020 Dodge Charger holds almost near-perfect ratings in almost every category from the Insurance Institute for Highway Safety (IIHS).
In terms of reliability, the Charger gets a 89/100 score from J.D. Power, which is above average for other vehicles in its category.
While the Charger is designed for performance, it’s the only four-door muscle car in production. This configuration makes it a great option for families or anyone that values the convenience of a sedan with the power of a muscle car. The higher-end models may require regular maintenance if they’re driven aggressively, but the entry-level versions should be fine with routine oil changes and other recommended service appointments. Here’s what to expect.
The Charger comes with a standard three-year/60,000-kilomoetre limited warranty and five-year/100,000-kilometre powertrain warranty. New vehicles also include five years of corrosion protection and roadside assistance.
Dodge doesn’t offer an extended warranty for the Charger but there are two vehicle protection plans available through its parent company, Mopar. Terms are available to covers parts, rental allowances and more. The Charger is rated below average for reliability, so these protection plans can provide peace of mind after the initial warranty runs out.
Starting at just under $30,895, the Dodge Charger offers a balance between convenience and power. While the entry-level Charger SXT comes with about 300 horsepower, there are a number of models and options that have the potential to put out over 700. Despite its power, every model comes equipped with great safety and driver assistance features that may be eligible for auto insurance discounts. There are still a number of factors that can influence the cost of insurance, which is why it’s important to compare your options to find the best price for the coverage you need.
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