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Audi Insurance Rates

Compare car insurance for Audis


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2019 Audi e-tron

Average insurance cost of an Audi

The average insurance cost of owning an Audi is roughly $250 a month. The cost varies depending on the model and other factors, with some Audis costing as low as $190 a month and others as high as $300 a month. This is in line with other comparable luxury cars. The ultimate cost of your car insurance will depend on a number of things, including your driving record, the number of kilometres you drive in a year and your location.

Find your Audi model

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Name Product Roadside assistance Third-Party Liability Collision Coverage Comprehensive Coverage Discounts Available Available Provinces
Surex Auto Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Saskatchewan, Yukon
Submit one application and receive quotes from 10+ insurers. Save up to 25% on your auto insurance and get access to an insurance advisor.

Who it might be good for: Drivers looking to use an insurance broker to compare multiple pricing and coverage options.

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How a vehicle from Audi affects insurance costs

An Audi is considered a luxury car, which typically means costlier car insurance. However, many Audi models get high safety ratings by the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration. This is good news for getting discounts on your Audi insurance. And the more safety features you select for your new Audi, the better.

Audi is a sought-after high-end automobile. With such a fan base, finding coverage won’t be difficult. You’ll find that most big-brand insurance providers cover this German car.

Are there any standout models?

U.S. News ranked the 2020 Audi A5 as one of the top luxury small cars on the market. The editors at Car and Driver give the A5 a 4.5 stars, calling it a “masterstroke by Audi.” And it’s not surprising, as this sleek luxury automobile starts at a base price of $50,100. Not only is it decked out with a rich infotainment system, a powerful turbocharged 252-hp 2.0 TFSI engine that does 0-60 mph in 5.7 seconds, and advanced quattro all-wheel drive technology, it also was awarded a 5-star overall safety rating from the NHTSA. Check out this guide to learn more about car safety ratings.

Pros and cons of insuring an Audi


  • High safety ratings from the IIHS and the NHTSA make this car more affordable to insure
  • The cost of insurance is further decreased by the fact that Audis are not commonly stolen


  • Luxury cars are more expensive to insure
  • Built outside North America

About the Audi brand

Audi can trace its roots back to of Cologne, Germany, where August Horch founded Horch & Cie. in 1899. Due to a difference of opinion with the board, August Horch left to form a second car company, but was unable to use his name because it was trademarked. Instead, he chose the Latin translation of his name. Thus “horch” became “audi.”

Today, Audi’s four-ring logo symbolizes the amalgamation of 4 motor-vehicle manufacturers in 1932: Audi, DKW, Horch and Wanderer. These 4 auto companies joined forces and became known as Auto Union AG. Eventually becoming the company we know today, Audi is now one of Germany’s oldest-established automobile manufacturers.

Here are a few fast facts about Audi:

  • The company was established in 1910, however, the modern era of Audi began in 1969.
  • In 1939, Audi became the first company to crash-test cars, prompting other brands to do the same.
  • Prices start around $34,000 and can go up to $200,000. Many models are in the $50,000-$100,000 price range.
  • Named the top car out of the 10 least stolen used cars by the Highway Loss Data Institute in 2017.
  • Audi has nine locations throughout the world where cars are manufactured.

What’s Audi MMI?

The Audi MMI (multimedia interface) operating system allows drivers to manage a slew of systems, including entertainment, navigation, ride dynamics and the interior. Audi refers to it as the “nerve center.” With Audi MMI you can play a song, make a phone call, get directions and much more.

Bottom line

Audi’s a luxury car brand that offers safe, reliable cars that are somewhat more expensive to insure than average. You can save on insuring an Audi by shopping around to find the best car insurance for you.

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