What is the credit limit for the Home Trust Secured Visa?

The credit limit for the Home Trust Secured Visa is the same as the amount you deposit as security funds. You can deposit anywhere from $500 to $10,000.

Does Home Trust report to the credit bureau?

Yes. Home Trust reports the activity on your Home Trust Secured Visa account to Equifax and TransUnion, Canada's two main credit bureaus.

What do Home Trust Secured Visa reviews say?

Customer feedback for the Home Trust Secured Visa is mixed. People who leave positive reviews mention factors such as being able to get approved for a credit card with less than perfect credit, and the fact that this card is useful if you need to rebuild your credit. Negative reviewers mention issues such as no card perks and poor customer service.

Angus Kidman

Editor-at-large

Angus Kidman is the international editor-at-large at Finder. He's an award-winning journalist who has reported on technology, travel, finance and other topics for over 25 years. Angus appears regularly on Sunrise, Today, The Project, Seven News and other TV and radio shows. His previous jobs include editor for Lifehacker Australia and editor-in-chief for Australian Personal Computer, and he's written for dozens of publications including Escape, the Sydney Morning Herald, Gizmodo, The Australian, the AFR, Kotaku, ZDNet and Business Insider. He won Best Consumer Technology Writer at the IT Journalism Awards in 2010 and 2012, Best Columnist at the same awards in 2014, Best Reviewer at the same awards in 2020, and was a finalist for Editor of the Year at the 2017 Mumbrella Publish Awards.