Sites like Remitly

Need to send money overseas? Check out some alternatives to Remitly to see if you can get a better deal.

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Remitly aims to offer quick and cheap international money transfers, with a focus on remittances throughout Asia. It’s known for low minimums, cash pick-ups in destination countries and quicker express transfers, but isn’t always the cheapest and doesn’t always have the best rates.

Compare other sites like Remitly to see if there’s a better option available for your transfer.

MoneyGram logo Image: Supplied


MoneyGram has almost the same range of countries and currencies as Western Union but tends to be cheaper, and it has a wider scope than Remitly. Much like Remitly, it’s known for low minimums, cash options and fast transfers.

Why pick MoneyGram instead?

  • Offers a wider range of currencies and countries
  • Cash accepted at MoneyGram affiliates
  • Offers minimum transfers as low as $1


  • Higher fees
  • Bigger margins on exchange rates

TorFX logo Image: Supplied


TorFX is a digital money transfer service. It’s different to Remitly in that it only allows bank-to-bank transfers, has higher limits and has no fees.

Why pick TorFX instead?

  • No transfer fees
  • Competitive rates
  • Price match competitors’ exchange rates
  • Forex tools such as forward contracts and limit orders


  • Bank-to-bank transfers only
  • Can take several days and has no express option
  • Higher minimums mean it doesn’t suit all smaller transfers

WorldFirst Image: Supplied


WorldFirst offers no fees and competitive rates and unlike some other digital money services, it can still do same-day transfers to some currencies.

Why pick WorldFirst instead?

  • No fees
  • Competitive rates
  • Potential for same-day transfers
  • Wide range of currencies and countries


  • Bank account transfers only
  • High $2,000 minimum transfer size

OFX logo Image: Supplied


OFX is a large and well-known transfer service, focused largely on business transfers. But you can also use it for personal money transfers to take advantage of its competitive rates. Its $150 minimum transfer size is larger than some, but still much more accessible than many other providers.

Why pick OFX instead?

  • No fees on transfers above $10,000
  • Competitive rates
  • Wide range of currencies and countries


  • Flat $15 fee on transfers under $10,000
  • Bank transfers only
  • $150 minimum transfer size

XE logo Image: Supplied


XE Money Transfers is focused on offering competitive rates across a wide range of currencies and countries, although there are some gaps in its offerings. Unlike Remitly, it doesn’t charge any fees.

Why pick XE Money Transfers instead?

  • No fees
  • Competitive rates
  • Limit orders and forward contracts


  • Bank transfers only
  • Missing some major currencies

TransferWise logo Image: Supplied


TransferWise is one of very few providers to offer money transfers at mid-market rates. Instead of benefiting from foreign exchange margins, its fees consist of a percentage of your transfer, plus a few dollar flat fee.

Why pick TransferWise instead?

  • Mid-market rates
  • Transparent fees
  • Low minimum transfer limit


  • Not always more cost-effective than paying a margin on exchange rates
  • Fees can get high for larger transfers, as its a percentage
  • Bank-to-bank transfers only

WorldRemit logo Image: Supplied


WorldRemit operates in a wide range of countries and currencies, and offers flexible options for receiving money, including sending money directly to a recipient’s phone as mobile airtime.

Why pick WorldRemit instead?

  • Varied delivery options including mobile money, cash pick-up, airtime top-up and cash delivery
  • A wide range of currencies, including all the most popular and plenty of exotic ones
  • Instant transfers available


  • Fees and rates can vary widely depending on the situation
  • A maximum transfer amount of $40,000 may rule out large transfers

Western Union logo Image: Supplied

Western Union

Western Union is the world’s oldest and largest money transfer service. Like Remitly, it’s known for low minimums and cash pick-up options and is largely focused on handling remittances.

Why pick Western Union instead?

  • Offers a wider range of currencies
  • Delivers to a wider range of countries
  • Lets you make cash deposits as well as pick-ups
  • Offers minimum transfers as low as $1


  • Higher fees
  • Poor rates

Still looking for other options?

Enter your transfer details into the calculator below. It will work out how much your transfer may cost with a range of money transfer services.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 150 1 day CAD 0.00 0.7 USD
Exclusive offer: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee.
A higher exchange rate applies to non-finder customers. Send money in 45 currencies.
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GBP 3,000 1 day CAD 0.00 0.7 USD
Global Reach will match any competitor's exchange rates. Conditions apply.
Get no fees for both business and personal transfers when you send your money overseas with Global Reach.
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CAD 2,000 2 days CAD 0.00 0.7 USD
$0 online transfer fee with access to a 24/7 online platform. Go to site Show details
CAD 2,000 1 day CAD 0.00 0.7 USD
TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply.
Send money overseas in 45 currencies.
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CAD 1 1 - 2 days CAD 1.99 0.695 USD
Special offers like free transfers and better exchange rates available for new customers.
Quick, affordable transfers around the world with both express and economy options.
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CAD 0 Within an hour CAD 3.99 0.7 USD
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
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CAD 1 1 - 2 days CAD 90.00 0.703 USD
Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
CAD 1 1 day CAD 0.00 0.699 USD
Send money in more than 60 currencies. Fee-free international money transfers with a global brand. Go to site Show details
GBP 5,000 1 - 2 days CAD 0.00 0.7 USD
Aimed at larger transfers, CurrencyTransfer is an online marketplace that lets you shop around for the best exchange rate. Go to site Show details

Compare up to 4 providers

The “Rate” and “Amount Received” displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

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