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Get $25.00
Welcome Offer
$0
Annual Fee
Average 5% cash back
Rewards
Rewards | Earn an average cash back of 5% at thousands of local and national Neo partners including most major gas and grocery stores, restaurants, gyms, coffee shops and more. Earn a guaranteed 1% cash back on all spend at non-partners. |
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Welcome Offer | Get $25.00 when you apply for the Neo Financial Mastercard. |
Purchase Interest Rate | 19.99% - 24.99% |
Cash Advance Rate | 21.99% - 26.99% |
Balance Transfer Rate | N/A |
Interest Free Period | Up to 21 days |
Apply now More Info |
The Neo Financial Mastercard lets you earn a high return on cash back with thousands of local and national businesses across Canada. Get $25 when you sign up for the Neo Financial Mastercard. Plus, earn bonuses like 15% cashback on your first purchase at most partners, and earn an average of 5% cashback at thousands of partners and at least 1% cashback guaranteed. You can choose from three Neo Financial credit cards: the Standard, Plus and Ultra. While the Standard has no annual fee, you can pay a small monthly fee for the Plus or Ultra to get a larger cash back return. You’ll pay a monthly fee of $2.99 for the Plus card and a monthly fee of $8.99 for the Ultra card. Find out more about how you can apply for this innovative card and sign up today to get started.
The Neo Financial Mastercard is an innovative credit card that lets you earn cash back when you shop at both partner and non-partner stores. If you’re looking to earn more cash back by shopping at partner stores, you can open the Neo app to discover which partners are offering cash back deals and shop with them either in-person at the store or online.
Get $25 when you sign up for the Neo Financial Mastercard. Plus, earn bonuses like 15% cashback on your first purchase at most partners, and earn an average of 5% cashback at thousands of partners and at least 1% cashback guaranteed. You’ll also earn a higher return with partners and on everyday spending if you sign up for a Neo Plus or Neo Ultra credit card and pay a small monthly fee.
The main downside of the Neo Financial Mastercard is that it doesn’t come with extra benefits or credit card insurance.
You are able to view all partners through the ‘Rewards’ section of the Neo app. Browse by category, search keywords or brand name, and explore merchants in a list or interactive map view to see current cashback offers. You don’t even have to be a Neo cardholder to search the cashback community. Simply create a user profile and get access to view all partners.
You can sign up for three different Neo credit card plans: Standard, Plus and Ultra. The card you choose will depend on how much cash back you want to earn and how much you’re willing to pay for your monthly fee. Just keep in mind that you won’t be guaranteed the cash back rates listed below since rates may vary by merchant.
Before you sign up for a premium card, you should make sure that you’ll be able to earn enough cash back to make up for the monthly fee you’ll have to pay to maintain your card.
To apply for the Neo Financial Mastercard, you need to meet the following criteria:
The Neo Financial Mastercard is an innovative credit card that lets you earn an average rate of 5% cash back on purchases, and a guaranteed 1% cash back on all spend at non-partners. Earn more cash back by shopping with partner stores and scanning for deals in Neo’s mobile app. Just be aware that this card is relatively new and seems to offer limited local deals in many Canadian cities. It also doesn’t come with any basic insurance or added benefits.