Transfer money overseas online for same day delivery

Send money for same day delivery to friends, family or businesses overseas, all from the comfort of your own home.

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transfering money overseas

Chances are you’ve landed on this post because you’re in a jam and need to send money overseas as soon as possible. Whether you’re sending some quick cash to a loved one or locking in a last minute business contract, booking a same day international money transfer can be a lifesaver in case of an emergency.

WorldRemit International Money Transfers Offer

WorldRemit International Money Transfers

WorldRemit can help you get your money where it needs to go in minutes, with upfront exchange rates and low fees.

Use promo code FINDERCA on your first transfer and pay zero fees. T&Cs apply.

  • Transfers to 150+ countries
  • Send to bank account, cash pickup, mobile money, airtime top up
  • Pay with card, Interac or Apple/Android Pay

    Compare same day money transfer services to lock in big savings today

    Rates last updated September 22nd, 2019
    Name Product Min. Transfer Amount Transfer Speed Services Description Online Transfer Fee Rate Amount Received
    WorldRemit International Money Transfers
    CAD 0
    Within an hour
    Online, Bank Account to Bank Account, Cash Transfer
    Use code FINDERCA and pay zero fees on your first transfer. Conditions apply.
    An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
    TransferWise International Money Transfers
    CAD 1
    1 - 2 days
    Make online transfers with transparent exchange rates, low fees and low minimum amounts.
    XE International Money Transfers
    CAD 0
    1 day
    Online, Phone, Bank Account to Bank Account
    Send money in more than 60 currencies. Fee-free international money transfers with a global brand.
    TorFX International Money Transfers
    AUD 2,000
    1 day
    Online, Phone, Agent
    TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply.

    Send money overseas in 45 currencies.
    Exclusive: OFX (Ozforex) International Money Transfers
    USD 150
    1 day
    Online, Phone, Agent
    Exclusive offer: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee.
    A higher exchange rate applies to non-finder customers. Send money in 45 currencies.
    CurrencyTransfer International Money Transfers
    GBP 5,000
    1 - 2 days
    Online, Phone, Bank Account to Bank Account, International Money Order
    Aimed at larger transfers, CurrencyTransfer is an online marketplace that lets you shop around for the best exchange rate.
    The ‘Rate’ and ‘Amount Received’ displayed are indicative rates that have been supplied by each brand or gathered by Finder.

    Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

    Compare up to 4 providers

    What are same day international money transfers?

    A same day international money transfer allows you to send cash overseas, with the funds arriving to your recipient in less than 24 hours. But buyer beware: same day transfers typically cost more than regular transfers due to higher fees and less competitive exchange rates.

    Should I send money with my bank or a dedicated money transfer service?

    When it comes to same day international money transfers, your options will likely be fairly limited, mostly because banks tend to lag behind when it comes to same day delivery and there are only a handful of money transfer services specializing in fast transfers.

    • Banks. Banks tend to be slow-moving when it comes to international money transfers, with most banks taking between 3 – 5 business days to deliver funds.
    • Money transfer service. Dedicated money transfer services generally provide a faster service than banks, having made great strides when it comes to facilitating same day delivery in an effort to adapt to the demands of a fast-paced market.

    How long will it typically take to send a money transfer from start to finish?

    This is a tough call to make, because every transfer service will be different. Typically, you can set up an account with a money transfer provider in 5 – 10 minutes. You’ll need to input banking information for both yourself and your recipient, or make arrangements for a cash transfer. Once your transfer has been initiated, it can take anywhere from a few minutes to a few hours to process, depending on your destination country and the amount being sent.

    What options are available for same day overseas transfers?

    • Money transfers with cash pickup. Cash transfers are probably your safest bet for guaranteeing that your money arrives within minutes. Pro tip: MoneyGram, Western Union and WorldRemit are all heavy hitters in the cash transfer business, cumulatively operating hundreds of thousands of agent locations in almost every country in the world,
    • Bank transfers. Every major Canadian bank will allow you to send international money transfers, but most will not offer same day delivery. The majority of transfers organized through the bank will take around 3 – 5 business days to post to your recipient, however there may be some exceptions for select currencies, depending on the bank.
    • Online money transfers. Online transfer companies like TorFX can send money overseas quickly, but most transfers will take between 1 – 2 days.

    What are some tips and tricks to compare companies?

    While we don’t claim to have all the answers, we can give you some tried and tested tips and tricks to compare same day money transfer services to ensure that you get the best deal possible.

    • Competitive exchange rates. Find a company with exchange rates that are as close as possible to the mid-market rate, which you can find by Googling “CAD to USD exchange rates” and substituting your currency code.
    • Minimal fees. Most transfer companies will charge a fee to send money overseas, particularly when it comes to same day delivery. The best way to lock in the best deal possible is to compare 3 – 4 quotes from providers.
    • Various transfer methods. As far as same day delivery options are concerned, some companies specialize in cash pickups while others can carry out bank-to-bank transfers and even mobile wallet top-ups. Find out which delivery services suits your timeline, and book your transfer accordingly.
    • Fast transfer times. Banks are known for taking a significant amount of time to process transfers (some up to five business days), while money transfer services can take around 1 – 3 days for a bank transfer, with cash pick-ups going through in a matter of minutes. The best way to make sure your payment makes it overseas on time it to book a cash transfer service.
    • Reliable customer service. Reputation is everything when it comes to booking a same day transfer, particularly if you have a lot riding on making sure your money gets to where it needs to be on time. Make sure to do a bit of research, and book with a company that has a 24/7 help desk, so that you have someone on your side every step of the way.

    What are the pros and cons of same day international money transfers?


    • Fast. Send funds overseas in less than 24 hours in most cases, while some transfers will process in a matter of minutes.
    • Convenient. Register for an account in 5 – 10 minutes, or transfer money by visiting a branch if you’re not too internet-savvy.


    • Expensive. You may end up paying higher fees and lower exchange rates for same day service.

    Frequently Asked Questions

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