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It’s no surprise that nowadays you have more choices for where to buy a car than ever before. While it’s easy to think that heading to your local dealership is the only way to shop for a car, the internet has opened up many other options – some of which allow you to shop for and buy a car entirely from the comfort of your home.
So whether your goal is finding a good deal, choosing from a variety of makes and models or making your purchase as quickly as possible, you can explore a range of options here for where to buy a car in Canada.
If you’re wondering where to buy a car – whether new or used – below are some popular options.
Online | Dealership | Private seller | Auction | |
---|---|---|---|---|
Cost | Often more expensive | Often cheaper | Often cheaper | Cheap |
Speed of purchase | Depends how much you shop around | Can be time-consuming | Can be time-consuming | Very fast |
Used cars available | ![]() | ![]() | ![]() | ![]() |
New cars available | ![]() | ![]() | ![]() | ![]() |
Test drives | ![]() | ![]() | ![]() | ![]() |
Ease of purchase | Easy | Varies — depends on the seller | Varies — depends on the seller | Easy |
Websites like the Canadian Black Book, autoTRADER.ca, Craigslist, Kijiji and Carpages.ca let you browse thousands of new and used vehicles from private sellers and car dealerships.
The biggest advantage of buying a car online is that it’s extremely convenient — you can compare a wide range of vehicles and prices without having to get off the couch, and without feeling pressured to buy. Of course, you’ll still need to visit the seller to inspect the car and take a test drive, but shopping online can remove a lot of the legwork and hassle of comparing your options.
However, one of the problems with going online for where to buy your car is that the vehicle may not match the ad posted for it online when you show up to inspect it. There’s also no way of knowing whether private sellers that list their cars online are trustworthy, so it’s important to get an inspection done before you buy, check the car’s history and make sure there’s no finance owed on it.
You can read our full guide to where to buy a used car online in Canada here for more information on each of these options and how to decide which is the best option for you.
If you want a shiny new set of wheels and that new car smell, visiting your local car dealerships is likely going to be your first stops when you’re thinking of where to buy a car. You can find dealerships for all major brands in cities and towns across Canada — it’s just a matter of visiting your top choices to start test-driving models.
Peace of mind is the biggest advantage of buying new. A new car is just that, new — you won’t have to worry about parts being worn down, and it’s much less likely to develop issues as quickly as a used car. You also don’t need to worry about service records, previous body damage or any outstanding finance from the previous owner.
Unfortunately, buying a new car from a dealership also means paying a premium price. You can get a car with all the latest features, a new-car warranty and any options you desire — but you’re always going to pay more than you would for a used vehicle.
Finally, buying face-to-face means dealing with sales staff. Car salespeople may not have the best reputation for honesty or integrity, so keep an eye out for the dodgy sales tactics some dealers use to prey on unwitting customers. You’ll also need to deal with the pressure of sales pitches at every dealership you visit.
A used car may not have the same level of glamour and excitement as a new vehicle, but buying used allows you to save thousands of dollars. You’ll also find plenty of well-maintained used cars that have been regularly serviced and treated with the utmost care throughout their lives, so it’s certainly possible to find excellent value for money.
The trouble is not all used cars have led trouble-free lives. Mechanical problems, poor servicing history and questionable repairs following previous accidents are just a few of the potential problems lurking just beneath the surface. Dealing with used car salespeople, who have a well-established reputation for dodgy sales tactics and questionable ethics, is another drawback.
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The internet is not the only place to look for where to buy a car in a private sale. You could see a car advertised in the classifieds section of your local paper, or maybe just marked on the side of the road with a for-sale sign on the windshield.
Buying privately potentially allows you to score a great deal. When you find a mechanically sound car with all the features you want, you can haggle all you want with the seller and try to negotiate the best possible price.
However, you’ll need to watch out for several traps and pitfalls. A clear title isn’t guaranteed, and you could potentially be buying a stolen car. You also won’t get a warranty, so having it inspected by a mechanic is critical before you buy.
Buying a car at an auction is the quickest method for where to buy a car, and can come with significant savings compared to buying from a dealer. Although many auctions aren’t generally targeted toward private buyers, you can find a great deal if you know what you’re looking for.
You’ll typically get to inspect a vehicle before bidding, but test drives aren’t available. Some cars come with a limited warranty and others won’t — the auctioneer will announce this before bidding begins.
With this in mind, it’s important you research ahead of time and keep a cool head when bidding starts.
One final option worth considering for where to buy a car is looking into buying a demo car from a dealership or online platform. Demo models are usually vehicles that have been used as test-drive cars, but they can also be vehicles used by dealership employees or even used as loan cars.
Because demo cars can sometimes have thousands of kilometres on them and a little wear and tear, you can enjoy substantial savings compared to the cost of a new vehicle. And since they’re often used to show off the best a particular model has to offer, they commonly include a range of top-of-the-line features and extras.
Keep in mind you’re not buying a completely new vehicle, so checking the car’s history before you buy is crucial.
Once you’ve decided on the best place for where to buy a car in Canada, it’s time to consider how you’re going to finance it. Below is our curated list of car financing providers to help you easily compare your options.
If you have less-than-perfect credit or no credit at all, you still have options for where to buy a car. While you might have trouble financing a car through conventional loans from banks and credit unions, some lenders specialize in offering bad credit car loans.
Car dealerships and online car loan lenders are some of the best places to buy a car with bad credit. They cater often offer car loans to consumers who are dealing with bankruptcy, bad credit or no credit at all. You may encounter higher interest rates and fees for any loans you are approved for though.
Generally, borrowers with bad credit can qualify for rates that are as low as 10% up to 29.99% or more. The rate you can secure will vary depending on a handful of key factors, including the following:
Overall, your go-to will be online lenders that offer bad credit car loans and dealerships that can provide in-house financing options. As always, do your research and compare loan options before deciding on the one with the lowest interest rates, favourable terms, and fewer charges and fees.
If you’re shopping for a used car to save some cash while still securing a great vehicle for your needs, you have a handful of options for where to buy a car:
No matter where you choose to buy a car, keep the following tips in mind to help you find the right vehicle at the right price:
Narrowing down where the best place to buy a car is in Canada can save you time and money when you’re ready to choose your next ride. Putting in the effort now will help you find a reliable car with all the right features without breaking the bank. To get the most out of your money, you can also compare financing options for cars.
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