Finder makes money from featured partners, but editorial opinions are our own.

Canada Drives vs Clutch vs CarDoor

If you're thinking of buying or selling a car online, here's a look at how these companies stack up.

If you’re thinking of buying or selling a vehicle online or simply applying for financing, here’s a look at how three well-known companies compare in various categories.

Canada Drives vs Clutch vs CarDoor

As of March 2023, you can no longer buy a car online from Canada Drives. However, you can still sell your car to them or get approved for a car loan.

Canada Drives

Canada Drives

Clutch

Clutch

CarDoor

CarDoor

InventoryNonePre-owned cars, SUVs, minivans and JeepsPre-owned cars, SUVs, minivans and Jeeps
Buys used carsYesYesYes
Accepts trade-insYesYesYes
Accepts cars with a loan on itYesYesYes
Serviced provincesAllOntario and Nova ScotiaOntario
APR rangesNot disclosedFrom 8.49%From 7.99%
Loan terms24 - 96 months12 - 96 months12 - 96 months
Minimum loan amount$5,000$7,500$5,000
Maximum loan amount$75,000No maximumNot disclosed
FeesNot disclosedIn Halifax, there is an $899 car-prep fee.$130 for registering your licence plate
Trial periodNot applicable10 days/750 km14 days/750 km
Exchange policyNot applicableExchanges can be made within the 10 days/750 km “test own” policy.60 days/5,000 km
WarrantyNot applicableComplimentary 90 days/6,000 km warrantyComplimentary 90 days/10,000 km warranty
Eligibility requirements
  • Be a Canadian resident and of the age of majority in your province
  • Have a valid Canadian mailing address and an active bank account.
  • Have a valid driver’s licence.
  • Have a steady income of at least $1,800.
  • Be a Canadian resident and at least 19 years old.
  • Have a valid Canadian mailing address and an active bank account.
  • Have a valid driver’s licence.
  • Have a steady income to make loan repayments (no minimum income threshold is listed online).
  • Be a Canadian resident and at least 19 years old.
  • Max.1 bankruptcy and currently employed for 3+ months
  • Min. credit score of 500
Accepts no down paymentYesYesYes
Cross-province purchasesNot applicableBetween Ontario and Nova ScotiaNo
Negotiable pricesNot applicableNoNo
Contactless deliveryNot applicableYesYes
Turnaround timeLess than 24 hours
Less than 24 hoursLess than 24 hours
Better Business BureausF rating (not accredited), 1.73 stars out of 5 (based on 41 reviews)A+ rating (accredited), 1.94 stars out of 5 (based on 17 reviews)No BBB profile

Canada Drives vs Clutch vs CarDoor: Who is the best?

When you’re shopping for a car and the financing to make your purchase, there are crucial factors you’ll want to zero in on. Here’s how these online dealers stack up:

Best for deals: Clutch

  • Weekly deals. Unlike CarDoor, Clutch has deals on cars, where you can browse discounted cars for sale – possibly saving you a few thousand dollars off the vehicle’s purchase price.

Go to site

Best for inventory: CarDoor

  • Large inventory. CarDoor has over 1,000 vehicles in its inventory, while Clutch has over 300.
  • Detailed inspection process and vehicle history records. Count on CarDoor to provide you with everything you need to know about the pre-owned car you’re eyeing. Its pre-owned cars come with a free CARFAX vehicle history report and details about their interior and exterior. (Clutch does the same as well.)

Go to site

Best for trial period (and exchanges): CarDoor

  • Test drive your vehicle. CarDoor offers the lengthier trial period at 14 days/750 km compared to Clutch (10 days/750 km).
  • Make an exchange. CarDoor is generous with its exchange policy too, providing a timeframe of 60 days/5,000 km. Clutch allows exchanges within the trial period of 10 days/750 km.

Go to site

Best for warranty options: CarDoor

  • Complimentary warranty. CarDoor offers a free 90 days/10,000 km that covers defects in materials or workmanship for many parts of the car, but excludes wear items like brakes and tires. Its warranty is longer in distance than Clutch.
  • Option to purchase warranties through the dealer. Both Clutch and CarDoor provide buyers with the option to buy in-house warranties.

Go to site

Best for financing options: Canada Drives

  • Range of financing options available. With Canada Drives, choose between new car loans, used car loans, bad credit car loans (including no credit, poor credit and bankruptcy).
  • Flexible terms. All three offer trade-ins and no down payment, along with similar loan terms Clutch (12 - 96 months), Canada Drives (up to 96 months) and CarDoor (12 - 96 months).

Compare car loans

1 - 5 of 5
Name Product Ratings APR Range Loan Amount Loan Term Broker Compliance Requirements Long Table Description
CarsFast Car Loans
Customer Survey:
★★★★★
3.90% - 29.90%
$500 - $75,000
12 - 96 months
CarsFast will connect you with a dealership near you to help you find the right financing.
Requirements: Min. income of $2,000 /month, 3+ months employed
Loans Canada Car Loans
Customer Survey:
★★★★★
0% - 46.96%
$500 - $50,000
3 - 60 months
Loans Canada is a loan search platform. Get matched with a suitable dealer based on your credit history and borrowing requirements.
Requirements: Min. income of $1,800 /month, 3+ months employed
Dealerhop Car Loans
Not yet rated
6.99% - 29.99%
$7,000 - No max.
12 - 96 months
Dealerhop matches you with a dealer partner to get you financing.
Requirements: Min. income of $2,000 /month, 3+ months employed
Clutch Car Loans
Customer Survey:
★★★★★
From 8.49%
$7,500 - No max.
12 - 96 months
Apply for financing with online dealer Clutch, who partners with some of Canada’s largest financial institutions to get you competitive interest rates.
Requirements: 3+ months employed, Max.1 bankruptcy, Ontario & Nova Scotia only
CarDoor Car Loan
Customer Survey:
★★★★★
From 7.99%
$5,000 - No max.
12 - 96 months
Online dealer CarDoor works with multiple lenders to help you get a competitive interest rate. Apply for financing directly with CarDoor and get help every step of the way.
Requirements: 3+ months employed, Max.1 bankruptcy, Ontario only
loading

How does online car shopping work?

Online car dealers are making it easier to do your vehicle shopping and financing from wherever you have an Internet connection. Here’s how:

  • Choose from a variety of new and pre-owned vehicles via online platforms. Look through inventory listings, each with a virtual 360-degree walk around, key features and a CARFAX vehicle history report.
  • Apply for vehicle financing if you need an auto loan. Online dealers provide a one-stop shop, so you can apply for a car loan to make your purchase. Learn more about used car financing.
  • Make your purchase and have it delivered straight to your home. Select a delivery date and your online lender will bring the car to your front door for a “test own” period.

How do I qualify?

Eligibility criteria vary between each online dealer, but as a baseline, you’ll need to meet the following requirements:

  • Be a Canadian resident, of the age of majority in your province.
  • Have a valid driver’s licence.
  • Have a steady income to make loan repayments.
  • Have an active bank account.

What documents do I need to apply?

When your vehicle is delivered to your home, you’ll need to provide the following:

  • A void cheque or direct deposit form for the bank account you want your payments to come from.
  • A copy of your new insurance, in effect upon receiving your vehicle.
  • A valid driver’s licence.

Frequently asked questions

More guides on Finder

Go to site