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- Earn up to 2.75% interest
- No monthly account fee
- Free ATM withdrawals across Canada
- No transaction fees
- No e-Transfer fees
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By
Chelsey HurstUpdated
We’ve rounded up the most recent National Bank offers, so you can compare promotions and find the best switching deal for you—whether from National Bank or a different Canadian financial institution. Right now National Bank is offering a cash bonus of up to $600.
Check out the list below of current National Bank offers on now, and compare them with other Canadian bank offerings below.
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We’ve compiled the latest National Bank promotions and offers currently available, so you can browse and compare deals to find the best deal for you.
Earn up to $600. Earn $300 cashback by opening the Connected Chequing Account and completing the qualifying actions. Plus, earn $300 by adding eligible National Bank products or services. Valid until November 3, 2026.
| Monthly fee | $15.95 |
|---|---|
| Monthly fee waiver | if you're aged 24–59 and your balance is less than $4,500, a $15.95 monthly fee applies |
| Transactions | Unlimited |
| Interac e-transfers | $0 |
| Highlights | Earn up to $600 cashback. |
Earn up to $600 cashback. Plus, get $150 towards an eligible National Bank credit card you activate after opening a National Bank The Total Chequing Account.
| Monthly fee | $28.95 |
|---|---|
| Monthly fee waiver | The monthly fee on this account is waived if you maintain a balance of $6,000 or higher. Account holders of age 17 or younger get a $10.95 monthly discount, 18 - 24 years old get a $15.95 discount and 60 years old and older get a $5.00 discount. |
| Transactions | Unlimited |
| Interac e-transfers | $0 |
Earn up to $600 when you open a Newcomer Bank Account and complete qualifying activities.
| Monthly fee | $0 |
|---|---|
| Monthly fee waiver | don’t pay monthly account fees for your chequing account for up to 3 years and take advantage of unlimited transactions |
| Transactions | Unlimited |
| Interac e-transfers | $0 |
In order to qualify for the National Bank The Connected Account promotion, you'll need to meet some requirements.
It can definitely be worth switching to National Bank to take advantage of a new account promotion, but make sure you look beyond the offer value so you’re signing up for an account that aligns with your financial goals.
National Bank is Canada’s sixth-biggest bank by market cap and offers a solid range of financial products to serve a wide range of potential customers.
For example, National Bank offers all of the standard accounts you would expect to see from one of the Big Six Banks—chequing accounts, savings accounts, credit cards, investment options (including its popular Direct Brokerage platform), personal financing, auto financing and mortgages.
Like all traditional banks in Canada, National Bank charges monthly fees for its chequing accounts. That said, National Bank Direct Brokerage charges $0 commissions on all US and Canadian stock and ETF trades—and was the first of the Big Six Banks to offer commission-free trading—making it a very competitive option if you can meet the requirements to waive its $100 annual fee.
So while National Bank offers and promotions can be a competitive incentive to sign up for one of its accounts or credit cards, it’s important to make sure that the account makes sense for your finances. Opting for a National Bank promo could end up requiring you to pay monthly or annual fees that can quickly build up and cost you more than that initial bonus.
If you don’t see yourself taking advantage of the specific benefits that come with an account that charges a fee, you may be better off with a no-fuss free chequing account from one of Canada’s digital banks—like Simplii, Tangerine or EQ Bank—which offer no-fee accounts with unlimited monthly transactions. It may also be worth considering commission-free trading platforms like Wealthsimple or Questrade.
Although National Bank typically offers competitive promotions, other Canadian banks, fintechs and credit unions also consistently offer competitive sign-up bonuses. You can compare National Bank promos with other offers available now, below:
Finder exclusive: Get a $175 digital Visa gift card from Finder. Become a Finder Member and open a BMO Performance Chequing Account through Finder.
| Monthly fee | $17.95 |
|---|---|
| Monthly fee waiver | The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to a $900 cash bonus. Plus, get a Walmart+ membership for up to 12 months. |
Earn up to $900. Earn up to a $900 cash bonus with the BMO Performance Chequing Account. Plus, get a Walmart+ membership for up to 12 months. Valid until November 2, 2026.
| Monthly fee | $17.95 |
|---|---|
| Monthly fee waiver | The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to a $900 cash bonus. Plus, get a Walmart+ membership for up to 12 months. |
Earn up to $900. Earn up to a $900 cash bonus with the BMO Premium Plan Chequing Account. Plus, get a Walmart+ membership for up to 12 months. Valid until November 2, 2026.
| Monthly fee | $30.95 |
|---|---|
| Monthly fee waiver | Monthly account fee waived if you keep a balance of at least $6,000 in your account each month. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to a $900 cash bonus. Plus, get a Walmart+ membership for up to 12 months. *Terms apply. |
Finder exclusive: Get a $100 digital Visa gift card from Finder. Become a Finder Member and open a Scotiabank Preferred Package through Finder.
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | The monthly account fee will be waived if you have at least $4,000 in your account at all times. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card. Valid until October 29, 2026. |
Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card. Valid until October 29, 2026.
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | The monthly account fee will be waived if you have at least $4,000 in your account at all times. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card. Valid until October 29, 2026. |
Earn up to $350. Earn up to a $350 cash bonus with the Coast Capital Free Chequing, Free Debit, and More Account.
| Monthly fee | $0 |
|---|---|
| Transactions | Unlimited |
| Interac e-transfers | $1.50 |
Earn up to $600. Earn up to a $600 cash bonus with the Coast Capital Elevate Chequing Account
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | You'll pay a reduced monthly fee of $8.50 if you maintain a minimum balance of $4,000 at all times, or if you’re either 25 or younger or 59 or older. |
| Transactions | $0 |
| Interac e-transfers | $0 |
Earn up to $600. Earn up to a $600 cash bonus with the Coast Capital Unlimited Chequing Account
| Monthly fee | $8.50 |
|---|---|
| Monthly fee waiver | You'll pay no monthly fee if you maintain a minimum balance of $4,000 at all times, or if you're either 25 or younger or 59 or older. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to a $600 cash bonus when you open a Coast Capital Unlimited Chequing Account, and open and spend at least $1,000 on a new eligible credit card. Offer ends November 30, 2026. |
Open an RBC Signature No Limit Banking Account and get the new Apple iPad (value of $499). T&Cs apply. Valid until November 2, 2026.
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | Through RBC's Value Program Rebate, pair this account with other eligible RBC accounts and save up to $12.95 per month. |
| Transactions | unlimited |
| Interac e-transfers | $0 |
| Highlights | Open an RBC Signature No Limit Banking Account and get the new Apple iPad. T&Cs apply. Valid until November 2, 2026. |
Open an RBC VIP Banking Account and get the new Apple iPad (value of $499). T&Cs apply. Valid until November 2, 2026.
| Monthly fee | $30 |
|---|---|
| Monthly fee waiver | Through RBC’s Value Program Rebate, pair this account with 2 other eligible RBC accounts and get cashback for some or all of your monthly fees—for example, only pay $19.95/month for this account. |
| Transactions | unlimited |
| Interac e-transfers | $0 |
| Highlights | Open an RBC VIP Banking Account and get the New iPad (value of $499). T&Cs apply. Valid until November 2, 2026. |
Earn $350 when you become a new client and set up a direct deposit of at least $100 for 4 straight months. Offer ends January 31, 2027.
| Monthly fee | $0 |
|---|---|
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn $350 when you become a new client and set up a direct deposit of at least $100 for 4 straight months. Offer ends January 31, 2027. |
Simplii High Interest Savings Account
Earn 4.60% interest for 5 months on up to $200,000 in savings. Terms Apply. Offer ends October 31, 2026.
| Interest rate | 4.6% |
|---|---|
| Min. balance to earn interest | $0 |
| Monthly fee | $0 |
| Highlights | Earn 4.60% interest for 5 months on up to $200,000 in savings. Terms Apply. Offer ends October 31, 2026. |
Earn 2.75% interest on your money with qualifying direct deposits of $2,000/month, and 1.50% otherwise.
| Monthly fee | $0 |
|---|---|
| Transactions | unlimited |
| Interac e-transfers | $0 |
| Highlights | Enjoy high interest with no fees on everyday banking, plus unlimited transactions and no minimum balances. Sign up online in minutes. |
Earn up to $850 when you open a CIBC Smart Account with an eligible credit card and complete two qualifying tasks.
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | The monthly fee is waived if you have a minimum of $4,000 in your CIBC chequing account. You also won't have to pay a monthly fee if you opt for Tier 2 where, if you hold $40,000 to $99,999 in combined average monthly CIBC eligible balances, you'll be eligible for rebates on select ATM fees. If you opt for Tier 3 by holding $100,000 or more in combined eligible CIBC balances, you will also get credit card fee rebates and free overdraft protection. |
| Transactions | Unlimited |
| Interac e-transfers | $0 |
| Highlights | Earn up to $850 when you open a CIBC Smart Account with an eligible credit card and complete two qualifying tasks. |
TD Growth Savings Account
Open a new TD Savings Account and be eligible to earn a cash bonus up to $5,000 Valid until November 2, 2026.
| Interest rate | 0% - 0.65% |
|---|---|
| Min. balance to earn interest | $10,000 |
| Monthly fee | $0 |
Earn up to $250. Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. Valid until October 31, 2026.
| Monthly fee | $0 |
|---|---|
| Transactions | unlimited |
| Interac e-transfers | $0 |
| Highlights | Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. Valid until October 31, 2026. |
Tangerine Savings Account
Open a Tangerine Savings Account to earn 4.50% for the first 5 months (on up to $1,000,000 in deposits) when you sign up by November 30, 2026. Thereafter, you'll earn 0.30%.
| Interest rate | 4.5% |
|---|---|
| Min. balance to earn interest | $0 |
| Monthly fee | $0 |
| Highlights | Earn 4.50% interest for 5 months (on up to $1,000,000 in deposits) when you sign up by November 30, 2026. |
You can explore more options from the Big Five banks, digital banks, credit unions and prepaid cards in our guide to the best bank promotions in Canada.
Besides offering competitive sign-up promotions, National Bank offers access to one of Canada's oldest banks—it was established in 1859—and its wide range of product offerings. You get the security of knowing that you're banking with an institution that has stood the test of time and access to a range of resources that can grow as your finances grow.
Nationla Bank is currently offering a welcome bonus for one of its most popular accounts. Earn up to $600. Earn $300 cashback by opening the Connected Chequing Account and completing the qualifying actions. Plus, earn $300 by adding eligible National Bank products or services. Valid until November 3, 2026.
Yes, National Bank consistently offers one of the most competitive newcomer promotions of any Canadian bank.
Earn up to $600 when you open a Newcomer Bank Account and complete qualifying activities. Get $300 cashback when you: Open a chequing account, Sign up for online banking, complete 20 eligible transactions, and receive 3 eligible automatic deposits of at least $100 each.
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Chelsey Hurst is a Growth Manager at Finder, specializing in banking and investments. She loves empowering people to avoid financial pitfalls and make better decisions with their money. Chelsey has a Bachelor of Science from Redeemer University, a Master of Science from McMaster University, and has won multiple awards for research communication. In her spare time, Chelsey enjoys cooking and taking long walks in nature. See full bio
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