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By
Chelsey HurstUpdated
We’ve rounded up the latest and best TD Bank promotions, so you can compare offers and find the best deal for you—whether from TD or a different Canadian financial institution. Right now, TD Bank is offering a competitive cash bonus—up to $1,000. Check out the list below of current TD offers available now, and compare with other Canadian bank offerings.
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We’ve compiled the latest TD Bank promotions and offers currently available, so you can easily browse and compare deals.
Get up to $850 when you open a TD Unlimited Chequing Account. T&Cs apply. Offer ends March 3, 2027
| Monthly fee | $17.95 |
|---|---|
| Monthly fee waiver | maintain a $4,000 minimum balance to receive a monthly fee rebate. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Get up to $850 when you open a TD Unlimited Chequing Account. Offer ends March 3, 2027 |
Get up to $1,000 when you open a TD All-Inclusive Banking Plan. T&Cs apply. Offer ends March 3, 2027.
| Monthly fee | $30.95 |
|---|---|
| Monthly fee waiver | Maintain a $6,000 minimum balance to receive monthly fee rebate. |
| Transactions | unlimited |
| Interac e-transfers | free, unlimited |
Earn up to $850 in value with the TD Student Banking Package. Valid until March 3, 2027
| Monthly fee | $0 |
|---|---|
| Transactions | Unlimited |
| Interac e-transfers | Unlimited |
TD Every Day Savings Account
Earn a 4% bonus interest rate for 90 days when you open a new TD Savings Account and make a new deposit. Valid until January 29, 2027.
| Interest rate | 0.01% |
|---|---|
| Min. balance to earn interest | $0 |
| Monthly fee | $0 |
| Highlights | Earn a 4% bonus interest rate for 90 days when you open a new TD Savings Account and make a new deposit. Valid until January 29, 2027. |
TD ePremium Savings Account
Earn a 4% bonus interest rate for 90 days when you open a new TD Savings Account and make a new deposit. Valid until January 29, 2027.
| Interest rate | 0.45% |
|---|---|
| Min. balance to earn interest | $10,000 |
| Monthly fee | $0 |
TD Growth Savings Account
Earn a 4% bonus interest rate for 90 days when you open a new TD Growth Savings Account and make a new deposit. Valid until January 29, 2027.
| Interest rate | 0% - 0.65% |
|---|---|
| Min. balance to earn interest | $10,000 |
| Monthly fee | $0 |

Get 100 free trades per year when you open a TD Easy Trade account and deposit as little as $1. Plus, earn up to 2% cash back when you open a new TD Easy Trade account and when you transfer $10,000+ from another financial institution. Offer ends April 30, 2027
| Account fee | $0 |
|---|---|
| Stock trading fee | $0 for the first 100 trades annually |
| ETF transaction cost | Free (included in the 100 free trades per month) |
| Offer details | Get 100 free trades per year when you open a TD Easy Trade account and deposit as little as $1. Plus, earn up to 2% cash back when you open a new TD Easy Trade account and when you transfer $10,000+ from another financial institution. Offer ends April 30, 2027 |
| Highlights | TD's self-directed trading app to learn the basics of investing with a streamlined app and a number of free trades annually. |

Up to $150 in transfer rebates when transferring your funds to TD Easy Trade.
| Account fee | $0 |
|---|---|
| Stock trading fee | $0 for the first 100 trades annually |
| ETF transaction cost | Free (included in the 100 free trades per month) |
| Highlights | TD's self-directed trading app to learn the basics of investing with a streamlined app and a number of free trades annually. |
With the TD Unlimited Chequing Account chequing account promotion, you can earn a cash bonus of up to Earn a $850 welcome bonus by completing a few steps over the next few months.
In order to qualify for the TD Every Day Savings Account promotion, you'll need to meet some requirements.
It can definitely be worth switching to TD Bank to take advantage of a new account offer, but it’s important to look beyond the bank offer to make sure what you’re signing up for also aligns with your financial goals. As one of Canada’s Big Five banks, TD Canada Trust has a wide range of financial offerings for potential customers.
TD Bank offers all of the standard accounts and financial products you would expect to see from a Big Bank—chequing accounts, savings accounts, credit cards, investment options, personal financing, auto financing and mortgages. TD manages over $2 billion in total assets that began in Canada, but also has a sizable presence in the US market.
While TD Bank often offers promotions to incentivize potential customers to sign up for one of its chequing accounts or credit cards, it’s important to realize that opting into a TD promo bonus could put you on the hook to pay monthly or annual account fees that can easily build up and cost you more than you earned from the bonus.
So make sure you carefully weigh the account fees and features to ensure that what you’re signing up for at TD Bank matches your financial plans in the long run.
If you don’t see yourself taking advantage of the specific benefits that come with an account that charges a monthly fee, you may be better off with a no-fuss free chequing account from one of Canada’s digital banks—like Simplii, Tangerine or EQ Bank—which offer no-fee accounts with unlimited monthly transactions.
Although TD Bank typically offers high bonus promotions, other Canadian banks, fintechs and credit unions also consistently offer competitive sign-up bonuses. You can compare TD Bank offers with other promos available now, below:
Finder exclusive: Get a $175 digital Visa card from Finder Become a Finder member, then open a new BMO Performance Chequing Account through Finder as a first-time customer and keep it open until January 29, 2027. Offer ends November 30, 2026.
| Monthly fee | $17.95 |
|---|---|
| Monthly fee waiver | The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to a $1,100 cash bonus. Plus, get a Walmart+ membership for up to 12 months. |
Earn up to $1,100. Earn up to a $1,100 cash bonus with the BMO Performance Chequing Account. Plus, get a Walmart+ membership for up to 12 months. Valid until March 1, 2027.
| Monthly fee | $17.95 |
|---|---|
| Monthly fee waiver | The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to a $1,100 cash bonus. Plus, get a Walmart+ membership for up to 12 months. |
Earn up to $1,100. Earn up to a $1,100 cash bonus with the BMO Premium Plan Chequing Account. Plus, get a Walmart+ membership for up to 12 months. Valid until March 1, 2027.
| Monthly fee | $30.95 |
|---|---|
| Monthly fee waiver | Monthly account fee waived if you keep a balance of at least $6,000 in your account each month. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to a $1,100 cash bonus. Plus, get a Walmart+ membership for up to 12 months. *Terms apply. |
Finder exclusive: Get $100 from Finder Become a Finder member, then open a new Scotiabank Preferred Package online through Finder as a first-time customer to get a $100 digital Visa card from Finder + earn up to $1,000 in welcome bonuses from Scotiabank. Keep the account open until January 15th, 2027. Offer ends November 30, 2026.
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | The monthly account fee will be waived if you have at least $4,000 in your account at all times. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card. Valid until March 4, 2027. |
Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card. Valid until March 4, 2027.
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | The monthly account fee will be waived if you have at least $4,000 in your account at all times. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card. Valid until March 4, 2027. |
KOHO Core Plan
New KOHO Core users can get $40 when they sign up with promo code FINDER4026. T&Cs apply.
| Interest rate | 2% |
|---|---|
| Min. balance to earn interest | $0 |
| Monthly fee | $0 |
| Highlights | Opt in and earn 2% interest on your savings. Plus, earn 1% cash back on groceries, transportation, food, and drink purchases. |
Earn up to $350. Earn up to a $350 cash bonus with the Coast Capital Free Chequing, Free Debit, and More Account.
| Monthly fee | $0 |
|---|---|
| Transactions | Unlimited |
| Interac e-transfers | $1.50 |
Earn up to $600. Earn up to a $600 cash bonus with the Coast Capital Elevate Chequing Account
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | You'll pay a reduced monthly fee of $8.50 if you maintain a minimum balance of $4,000 at all times, or if you’re either 25 or younger or 59 or older. |
| Transactions | $0 |
| Interac e-transfers | $0 |
Earn up to a $600 cash bonus when you open and use a Coast Capital Unlimited Chequing Account. Offer expires November 30, 2026.
| Monthly fee | $8.50 |
|---|---|
| Monthly fee waiver | You'll pay no monthly fee if you maintain a minimum balance of $4,000 at all times, or if you're either 25 or younger or 59 or older. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to a $600 cash bonus when you open a Coast Capital Unlimited Chequing Account, and open and spend at least $1,000 on a new eligible credit card. Offer ends November 30, 2026. |
Open an RBC Signature No Limit Banking Account and get up to $600. T&Cs apply. Valid until March 1, 2027
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | Through RBC's Value Program Rebate, pair this account with other eligible RBC accounts and save up to $12.95 per month. |
| Transactions | unlimited |
| Interac e-transfers | $0 |
| Highlights | Open an RBC Signature No Limit Banking Account and get up to $600. T&Cs apply. Valid until March 1, 2027 |
Open an RBC VIP Banking Account and get up to $600. T&Cs apply. Valid until March 1, 2027
| Monthly fee | $30 |
|---|---|
| Monthly fee waiver | Through RBC’s Value Program Rebate, pair this account with 2 other eligible RBC accounts and get cashback for some or all of your monthly fees—for example, only pay $19.95/month for this account. |
| Transactions | unlimited |
| Interac e-transfers | $0 |
| Highlights | Open an RBC VIP Banking Account and get up to $600. T&Cs apply. Valid until March 1, 2027 |
Earn $350 when you become a new client and set up a direct deposit of at least $100 for 4 straight months. Offer ends January 31, 2027.
| Monthly fee | $0 |
|---|---|
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn $350 when you become a new client and set up a direct deposit of at least $100 for 4 straight months. Offer ends January 31, 2027. |
Simplii High Interest Savings Account
Earn 5.00% interest for 5 months on up to $100,000 in savings. Terms apply. Offer ends January 31, 2027.
| Interest rate | 5% for 5 months |
|---|---|
| Min. balance to earn interest | $0 |
| Monthly fee | $0 |
| Highlights | Earn 5.00% interest for 5 months on up to $100,000 in savings. Offer ends January 31, 2027. |
Earn 3.00% interest on your money with qualifying direct deposits of $2,000/month, and 1.50% otherwise.
| Monthly fee | $0 |
|---|---|
| Transactions | Unlimited |
| Interac e-transfers | $0 |
| Highlights | Enjoy high interest with no fees on everyday banking, plus unlimited transactions and no minimum balances. Sign up online in minutes. |
Earn up to $850 when you open a CIBC Smart Account with an eligible credit card and complete two qualifying tasks.
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | The monthly fee is waived if you have a minimum of $4,000 in your CIBC chequing account. You also won't have to pay a monthly fee if you opt for Tier 2 where, if you hold $40,000 to $99,999 in combined average monthly CIBC eligible balances, you'll be eligible for rebates on select ATM fees. If you opt for Tier 3 by holding $100,000 or more in combined eligible CIBC balances, you will also get credit card fee rebates and free overdraft protection. |
| Transactions | Unlimited |
| Interac e-transfers | $0 |
| Highlights | Earn up to $850 when you open a CIBC Smart Account with an eligible credit card and complete two qualifying tasks. |
TD Growth Savings Account
Earn a 4% bonus interest rate for 90 days when you open a new TD Growth Savings Account and make a new deposit. Valid until January 29, 2027.
| Interest rate | 0% - 0.65% |
|---|---|
| Min. balance to earn interest | $10,000 |
| Monthly fee | $0 |
Earn up to $250. Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. Valid until April 30, 2027.
| Monthly fee | $0 |
|---|---|
| Transactions | Unlimited |
| Interac e-transfers | $0 |
| Highlights | Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. Valid until April 30, 2027. |
Tangerine Savings Account
Open a Tangerine Savings Account to earn 4.50% for the first 5 months (on up to $1,000,000 in deposits) when you sign up by November 30, 2026. Thereafter, you'll earn 0.30%.
| Interest rate | 4.5% |
|---|---|
| Min. balance to earn interest | $0 |
| Monthly fee | $0 |
| Highlights | Earn 4.50% interest for 5 months (on up to $1,000,000 in deposits) when you sign up by November 30, 2026. |
You can explore more options from the Big Five banks, digital banks, credit unions and prepaid cards in our guide to the best bank promotions in Canada.
Besides offering competitive sign-up promotions, TD Bank offers access to one of Canada's most well-established banks and its wide range of product offerings. You get the security of knowing that you're banking with an institution that has stood the test of time and access to a range of resources that can grow with your finances.
TD Canada Trust is currently offering a welcome bonus for one of its most popular accounts. Get up to $850 when you open a TD Unlimited Chequing Account. T&Cs apply. Offer ends March 3, 2027
TD Bank also offers competitive promotional bonuses for students who open a student account with the bank. Earn up to $850 in value with the TD Student Banking Package. Valid until March 3, 2027
Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are fact checked in line with our editorial guidelines.
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Chelsey Hurst is a Growth Manager at Finder, specializing in banking and investments. She loves empowering people to avoid financial pitfalls and make better decisions with their money. Chelsey has a Bachelor of Science from Redeemer University, a Master of Science from McMaster University, and has won multiple awards for research communication. In her spare time, Chelsey enjoys cooking and taking long walks in nature. See full bio
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