TD new account offers and promotions available now

Explore the latest TD promotions and offers, and see how much you could potentially earn by opening a chequing, savings or an investment account with TD.

We’ve rounded up the latest and best TD Bank promotions, so you can compare offers and find the best deal for you—whether from TD or a different Canadian financial institution. Right now, TD Bank is offering a competitive cash bonus—up to $1,000. Check out the list below of current TD offers available now, and compare with other Canadian bank offerings.

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TD promotions and new account offers available now

We’ve compiled the latest TD Bank promotions and offers currently available, so you can easily browse and compare deals.

TD Unlimited Chequing Account

TD Unlimited Chequing Account

Get up to $850 when you open a TD Unlimited Chequing Account. T&Cs apply. Offer ends March 3, 2027

TD All-Inclusive Banking Plan

TD All-Inclusive Banking Plan

Get up to $1,000 when you open a TD All-Inclusive Banking Plan. T&Cs apply. Offer ends March 3, 2027.

TD Student Chequing Account

TD Student Chequing Account

Earn up to $850 in value with the TD Student Banking Package. Valid until March 3, 2027

TD Every Day Savings Account

TD Every Day Savings Account

Earn a 4% bonus interest rate for 90 days when you open a new TD Savings Account and make a new deposit. Valid until January 29, 2027.

TD ePremium Savings Account

TD ePremium Savings Account

Earn a 4% bonus interest rate for 90 days when you open a new TD Savings Account and make a new deposit. Valid until January 29, 2027.

TD Growth Savings Account

TD Growth Savings Account

Earn a 4% bonus interest rate for 90 days when you open a new TD Growth Savings Account and make a new deposit. Valid until January 29, 2027.

TD Easy Trade

TD Easy Trade

Get 100 free trades per year when you open a TD Easy Trade account and deposit as little as $1. Plus, earn up to 2% cash back when you open a new TD Easy Trade account and when you transfer $10,000+ from another financial institution. Offer ends April 30, 2027

TD Easy Trade

TD Easy Trade

Up to $150 in transfer rebates when transferring your funds to TD Easy Trade.

How does the TD chequing account offer work?

With the TD Unlimited Chequing Account chequing account promotion, you can earn a cash bonus of up to Earn a $850 welcome bonus by completing a few steps over the next few months.

Steps to earn the TD $850 promotional offer

Get up to $850 when you open a TD Unlimited Chequing Account. T&Cs apply. Offer ends March 3, 2027. Earn $700 when you open the TD Unlimited Chequing Account and complete two of the following: Set up a recurring Direct Deposit, set up a recurring Pre-Authorized Debit Payment or make an Online Bill Payment.

Earn $150 when you open a new eligible Savings Account by March 3, 2027 and complete one eligible task. Plus, deposit into a new eligible Savings Account to earn a Bonus Interest Rate.

You can then earn an additional $150 by opening a New Eligible TD Credit Card within 30 days of opening your new Unlimited Chequing Account, and by keeping the credit card open, active and in good standing for at least 60 days from the date of opening the card.

How does the TD Bank savings account promotion work?

In order to qualify for the TD Every Day Savings Account promotion, you'll need to meet some requirements.

Earn a 4% bonus interest rate for 90 days when you open a new TD Savings Account and make a new deposit. Valid until January 29, 2027.

Is it worth switching banks for a TD new account offer or promotion?

It can definitely be worth switching to TD Bank to take advantage of a new account offer, but it’s important to look beyond the bank offer to make sure what you’re signing up for also aligns with your financial goals. As one of Canada’s Big Five banks, TD Canada Trust has a wide range of financial offerings for potential customers.

TD Bank offers all of the standard accounts and financial products you would expect to see from a Big Bank—chequing accounts, savings accounts, credit cards, investment options, personal financing, auto financing and mortgages. TD manages over $2 billion in total assets that began in Canada, but also has a sizable presence in the US market.

While TD Bank often offers promotions to incentivize potential customers to sign up for one of its chequing accounts or credit cards, it’s important to realize that opting into a TD promo bonus could put you on the hook to pay monthly or annual account fees that can easily build up and cost you more than you earned from the bonus.

So make sure you carefully weigh the account fees and features to ensure that what you’re signing up for at TD Bank matches your financial plans in the long run.

If you don’t see yourself taking advantage of the specific benefits that come with an account that charges a monthly fee, you may be better off with a no-fuss free chequing account from one of Canada’s digital banks—like Simplii, Tangerine or EQ Bank—which offer no-fee accounts with unlimited monthly transactions.

TD Bank offers vs other Canadian bank offers on now

Although TD Bank typically offers high bonus promotions, other Canadian banks, fintechs and credit unions also consistently offer competitive sign-up bonuses. You can compare TD Bank offers with other promos available now, below:

BMO Performance Chequing Account
Exclusive

BMO Performance Chequing Account

Finder exclusive: Get a $175 digital Visa card from Finder Become a Finder member, then open a new BMO Performance Chequing Account through Finder as a first-time customer and keep it open until January 29, 2027. Offer ends November 30, 2026.

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BMO Performance Chequing Account

BMO Performance Chequing Account

Earn up to $1,100. Earn up to a $1,100 cash bonus with the BMO Performance Chequing Account. Plus, get a Walmart+ membership for up to 12 months. Valid until March 1, 2027.

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BMO Premium Plan Chequing Account

BMO Premium Plan Chequing Account

Earn up to $1,100. Earn up to a $1,100 cash bonus with the BMO Premium Plan Chequing Account. Plus, get a Walmart+ membership for up to 12 months. Valid until March 1, 2027.

Scotiabank Preferred Package
Exclusive

Scotiabank Preferred Package

Finder exclusive: Get $100 from Finder Become a Finder member, then open a new Scotiabank Preferred Package online through Finder as a first-time customer to get a $100 digital Visa card from Finder + earn up to $1,000 in welcome bonuses from Scotiabank. Keep the account open until January 15th, 2027. Offer ends November 30, 2026.

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Scotiabank Preferred Package

Scotiabank Preferred Package

Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card. Valid until March 4, 2027.

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KOHO Core Plan

KOHO Core Plan

New KOHO Core users can get $40 when they sign up with promo code FINDER4026. T&Cs apply.

Coast Capital Free Chequing, Free Debit, and More Account

Coast Capital Free Chequing, Free Debit, and More Account

Earn up to $350. Earn up to a $350 cash bonus with the Coast Capital Free Chequing, Free Debit, and More Account.

Coast Capital Elevate Chequing Account

Coast Capital Elevate Chequing Account

Earn up to $600. Earn up to a $600 cash bonus with the Coast Capital Elevate Chequing Account

Coast Capital Unlimited Chequing Account

Coast Capital Unlimited Chequing Account

Earn up to a $600 cash bonus when you open and use a Coast Capital Unlimited Chequing Account. Offer expires November 30, 2026.

RBC Signature No Limit Banking Account

RBC Signature No Limit Banking Account

Open an RBC Signature No Limit Banking Account and get up to $600. T&Cs apply. Valid until March 1, 2027

RBC VIP Banking Account

RBC VIP Banking Account

Open an RBC VIP Banking Account and get up to $600. T&Cs apply. Valid until March 1, 2027

Simplii No Fee Chequing Account

Simplii No Fee Chequing Account

Earn $350 when you become a new client and set up a direct deposit of at least $100 for 4 straight months. Offer ends January 31, 2027.

Simplii High Interest Savings Account

Simplii High Interest Savings Account

Earn 5.00% interest for 5 months on up to $100,000 in savings. Terms apply. Offer ends January 31, 2027.

EQ Bank Personal Account

EQ Bank Personal Account

Earn 3.00% interest on your money with qualifying direct deposits of $2,000/month, and 1.50% otherwise.

CIBC Smart Account

CIBC Smart Account

Earn up to $850 when you open a CIBC Smart Account with an eligible credit card and complete two qualifying tasks.

TD Growth Savings Account

TD Growth Savings Account

Earn a 4% bonus interest rate for 90 days when you open a new TD Growth Savings Account and make a new deposit. Valid until January 29, 2027.

Tangerine No-Fee Daily Chequing Account

Tangerine No-Fee Daily Chequing Account

Earn up to $250. Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. Valid until April 30, 2027.

Tangerine Savings Account

Tangerine Savings Account

Open a Tangerine Savings Account to earn 4.50% for the first 5 months (on up to $1,000,000 in deposits) when you sign up by November 30, 2026. Thereafter, you'll earn 0.30%.

You can explore more options from the Big Five banks, digital banks, credit unions and prepaid cards in our guide to the best bank promotions in Canada.

FAQs about TD Canada Trust promotions and offers

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Growth Manager (Banking & Investments)

Chelsey Hurst is a Growth Manager at Finder, specializing in banking and investments. She loves empowering people to avoid financial pitfalls and make better decisions with their money. Chelsey has a Bachelor of Science from Redeemer University, a Master of Science from McMaster University, and has won multiple awards for research communication. In her spare time, Chelsey enjoys cooking and taking long walks in nature. See full bio

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Chelsey has written 126 Finder guides across topics including:
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