Finder Scotiabank Preferred Package Reward Promotion Terms and Conditions

Key Facts (Plain Language Summary)

What you get

$100 digital gift card

Provided by Finder, not by Scotiabank®.

How to start

Open a new Scotiabank Preferred Package account using the Finder link while logged in to your Finder account.

New customers only; CA residents 18+.

Eligibility

✅ Apply for and open a new Scotiabank Preferred Package account via the Finder.com promotional link during the Promotion Period.

Name and email must match between Finder and Freecash.

Timing

Gift card emailed on or before Tuesday, December 15, 2026.

Keep your account open and in good standing until the Fulfillment Date.

Ends: 4:59pm EST 30th October 2026. •Limit one Reward per Finder member, regardless of the number of Scotiabank accounts. •Existing Scotiabank customers are not eligible. Eligibility is cross-referenced across all Scotiabank product lines — any existing profile or account of any type will disqualify you. • Account must remain open and in good standing until December 15, 2026.

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Open a Scotiabank Preferred Chequing Account online through Finder and receive a $100 digital Visa card + earn up to $1,000 in welcome bonuses from Scotiabank. Offer ends October 30, 2026. Separate T&Cs apply.

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Overview

The Promoter is Finder.com Comparison Service Canada Inc (BC1203971) (“Finder”) of Suite 2600, 1090 West Pender Street, Vancouver BC V6E 0E3. Finder offers customers the ability to compare rewards platforms through its website at https://www.finder.com/ca/ (“Finder Comparison Service”).

The $100 digital Visa gift card available under this Promotion is provided and distributed by Finder’s supplier, Tremendous LLC (“Tremendous”) (together the “Fulfilment”). Tremendous’s terms and conditions and Finder’s privacy policy also apply to this Promotion.

If you decide to sign up for a Scotiabank Preferred Package account using Finder’s Comparison Service, please refer to Scotiabank Preferred Package’s terms and conditions and privacy policy before making a decision. These Terms and Conditions are separate from and do not form part of Scotiabank Preferred Package’s terms and conditions. For clarity, Finder is not responsible for and does not supply any banking services under Scotiabank Preferred Package accounts. You must contact Scotiabank Preferred Package directly for more information.

Information on how to participate in the Promotion forms part of these Terms and Conditions. Participation in this Promotion is deemed acceptance of these Terms and Conditions (each an “Entrant”).

1. Definitions

“Promotion Period” means the period beginning Tuesday, September 15, 2026 and ending at 4:59:59pm EST on Friday, October 30, 2026, unless otherwise extended or withdrawn by Finder.
“Qualifying Event” means becoming a Finder member and opening a Scotiabank Preferred Package account through the Finder link.
“Reward” means the $100 Finder reward, issued as a digital Visa gift card, provided solely by Finder and not by Scotiabank Preferred Package. The Reward is paid on the Fulfilment Date (i) upon successful opening of a new Scotiabank Preferred Package account through the Finder.com promotional link; and (ii) completion of the Qualifying Event as defined above.
“Eligibility Date” means the date on which Finder verifies whether all eligibility requirements have been met. For this Promotion, the Eligibility Date is Monday, November 30, 2026.
“Fulfilment Date” means the date on which Finder issues the Reward following verification of eligibility. For this Promotion, the Fulfilment Date is Tuesday, December 15, 2026.
“New Customer” means any individual or entity who does not currently hold an active account with Scotiabank Preferred Package and has not been a primary or joint owner of any Scotiabank Preferred Package account within the 24 months (2 years) immediately preceding the date of application. Accounts closed with a negative balance or due to bank-initiated termination within the last 2 years also disqualify an applicant from being considered a New Customer.
“Good Faith Participation” means completing the Qualifying Event with the genuine intention of using the Scotiabank Preferred Package account as intended, and not for the sole or primary purpose of obtaining the Reward. Good Faith Participation excludes, without limitation: (i) closing, downgrading, or reducing use of the account below any required threshold before the Fulfilment Date; (ii) opening and closing an account in immediate succession; (iii) using multiple Finder accounts, email addresses, or identities to obtain more than one Reward under this or any related Promotion; and (iv) any other conduct intended to circumvent the eligibility requirements or the intended operation of this Promotion.
DURING THE PROMOTION PERIOD, THESE TERMS REPLACE ANY PRIOR TERMS FOR THE FINDER $100 SCOTIABANK PREFERRED PACKAGE OFFER.

2. Eligibility

The Offer is open to legal residents of Canada who are at least 18 years of age at the time of participation.
To qualify, Entrants must:

• Have or create a Finder Member account
• Apply for a new Scotiabank Preferred Package account using the Finder.com promotional link during the Promotion Period
• Limit one Reward per Finder member regardless of the number of Scotiabank Preferred Package accounts
• The first name, last name, and email address used for your Finder Member account must match those used for your Scotiabank Preferred Package application
• Be a New Customer as defined in Section 1

Entrants must engage in Good Faith Participation, as defined above, throughout the Promotion Period and through the Fulfilment Date. Finder reserves the right, in its reasonable discretion, acting in good faith, to deny, withhold, delay, or reclaim a Reward, and to suspend or terminate an Entrant’s Finder Member account, where Finder reasonably believes an Entrant has not engaged in Good Faith Participation.

Eligibility determinations under this Promotion are based on data, confirmations, and reporting provided to Finder by Scotiabank. Finder does not have visibility into, and is not responsible for verifying, Scotiabank’s internal systems, account records, or transaction ledgers. If Scotiabank advises Finder that an Entrant did not complete the Qualifying Event, that determination is treated as final for purposes of this Promotion, except to the extent required by applicable law. The Entrant retains the right to raise a dispute with Finder in accordance with the Eligibility Dispute Window set out below, and Finder will consider any supporting documentation provided by the Entrant when reviewing the dispute.

3. Ineligibility

The Reward will not be issued if:

• You do not use the unique promotion link while logged into your Finder account to apply for the Eligible Product on the Scotiabank website.
• You complete the transaction outside the Promotion Period.
• Your personal details (first name, last name, email) do not match between Finder and Scotiabank.
• You are an existing customer as defined in the Scotiabank Preferred Package Terms and Conditions, or under the New Customer definition in Section 1.
• You redeem another similar Scotiabank promotion or cashback offer.
• You are an existing Scotiabank employee or immediate family member eligible for staff discounts.
• You are not a Finder member at the time of claiming the Reward.

Additional ineligibility conditions will apply, including:

• Cancelled, refunded, or reversed account openings.
• Use of VPNs, ad blockers, or similar technology that prevents Finder from tracking the qualifying transaction.
• Applications made through other cashback or rewards websites.
• Fraudulent applications.
• Use of any promo code or referral path not featured on Finder’s site.

4. How to Qualify

To qualify for the Reward:

• Sign up for a Finder Member account, or log into your existing account if already a member.
• Apply for and open a new Scotiabank Preferred Package account via the Finder.com promotional link during the Promotion Period (Tuesday, September 15, 2026 – Friday, October 30, 2026).
• Complete the Qualifying Event as defined above.

Upon meeting all eligibility requirements, Finder will issue the $100 Reward on or before the Fulfilment Date (Tuesday, December 15, 2026).

5. Limitations

• Eligible participants may only receive this Reward once.
• Finder reserves the right to cancel or modify the Promotion terms and conditions or terminate your eligibility at any time, with or without prior notice.
• Eligibility Dispute Window: An Entrant who believes they have met the eligibility requirements but has not received confirmation of eligibility must submit a dispute, together with any supporting documentation Finder requests, within 90 calendar days of the Eligibility Date. Disputes submitted after this window will not be considered.
• Activation Window: An Entrant confirmed as eligible must activate the Reward within 30 calendar days of Reward issuance. Rewards not activated within this window may be forfeited.

6. Reward Fulfilment

Eligibility check date: Monday, November 30, 2026
Reward issued date: On or before Tuesday, December 15, 2026 (upon verification of eligibility)

Additional fulfilment terms:

• Finder will notify eligible members by email when their reward activation link is available in their member dashboard.
• The Reward activation link will be distributed via email by Tremendous.
• The Reward will be issued as a digital gift card sent by Tremendous to the email address associated with your Finder account.
• The Reward must be activated by the date specified in the email (typically within 12 months of issue) and will remain valid for at least 6 months after activation.
• Rewards are non-transferable, non-exchangeable, and have no cash value.
• Finder is not responsible for lost, stolen, delayed, or undeliverable gift cards.

7. General Conditions

You must keep your Scotiabank Preferred Package account open and in good standing until the Fulfilment Date.

Finder reserves the right to verify eligibility and to withhold, delay, or cancel Rewards in cases of suspected fraud, abuse, or violations of these Terms and Conditions.

You are solely responsible for reporting and paying any applicable federal, provincial, or territorial taxes arising from receipt of the Reward.

You may need to enable browser cookies and disable ad-blocking to ensure tracking and eligibility verification.

Finder reserves the right to amend, suspend or cancel this promotion at any time, with reasonable notice provided via the Finder website where required by law; material changes will not affect rewards already accrued prior to such notice.

To the maximum extent permitted by law, and subject to any consumer protection statute that limits the exclusion of liability, Finder is not liable for any loss or damage arising from this Promotion, including technical or fulfilment errors. This Promotion is subject to all applicable federal, provincial and municipal laws.

Finder has the right to investigate, deny, or reclaim a Reward, and to disqualify any Entrant and/or suspend or terminate their associated Finder Member account, in cases of suspected collusion, use of multiple identities, bot or automated activity, or any other attempt to game, exploit, or circumvent these Terms and Conditions or the intended operation of this Promotion. This right survives issuance of the Reward.

Where Finder is unable to independently verify an Entrant’s completion of the Qualifying Event through Scotiabank-provided data, Finder may request supporting documentation before making an eligibility determination, which may include a dated confirmation email from Scotiabank and/or a screenshot showing the relevant account and opening date. Finder may deny a claim where the requested documentation is not provided within a reasonable time, is incomplete, is inconsistent with Finder’s records, or otherwise fails to evidence timely completion of the Qualifying Event.

8. Privacy

By participating, you acknowledge that:

• Finder may collect, use and share your personal information with fulfilment partners, service providers (including Tremendous LLC in the United States), and Scotiabank for the purposes of processing and verifying your eligibility and issuing the Reward.
• Finder may use your data for research, marketing, or promotional purposes only where you have provided express opt-in consent, sought separately from your acceptance of these Terms and Conditions. Transactional communications relating to this Promotion (eligibility confirmation, Reward activation, dispute correspondence) are provided as part of your participation and are not subject to the separate marketing opt-in.
• All entries and participant data will be processed by Finder in accordance with Finder’s Privacy Policy. You retain rights of access, correction, and, where applicable, deletion under Canadian privacy laws.
• Personal information collected for this Promotion is retained for 7 years following the Fulfilment Date to comply with tax, accounting, dispute-handling and fraud-prevention obligations, after which it is deleted or de-identified.
• Finder’s Privacy Officer for Canada is the Head of Legal. You may direct any privacy-related questions or requests to privacy@finder.com.

If you are a resident of Quebec, the following additional disclosures apply under Quebec’s Law 25:

1. Finder has conducted a privacy impact assessment for these transfers and applies contractual and technical safeguards designed to give your information a level of protection comparable to that required under Quebec law.
2. Eligibility for this Promotion is verified using automated systems that match Finder records against data provided by Scotiabank. If a decision affecting your eligibility is made based exclusively on automated processing, you have the right under Law 25 s.12.1 to be informed of the principal factors used, to submit observations, and to request that a Finder employee review the decision. Contact the Privacy Officer above to exercise this right.
3. Finder uses cookies and similar tracking technology (as described in the “Reward Fulfilment” section) that may allow for profiling. You may disable these functions in your browser, but doing so will prevent your participation from being tracked and may prevent Reward fulfilment.

Please refer to Finder’s Privacy Policy for further details.

9. Disclosures

• Finder does not recommend or endorse Scotiabank or its products. You are responsible for reviewing all relevant terms, fees and eligibility criteria.
• Finder may receive a commission if you proceed with the transaction via the Finder Comparison Service.
• This promotion may not be combined with other offers unless explicitly stated.
• The Visa Prepaid Card is issued by a bank and subject to additional terms and conditions, which are disclosed to the Recipient at the time of redemption. Digital Prepaid Cards are delivered to Recipients electronically via email at an email address specified by the Recipient at the time of redemption. See https://www.tremendous.com/terms/

10. Not Sponsored or Endorsed

THE REWARD IS OFFERED SOLELY BY FINDER.COM AND IS NOT PROVIDED, SPONSORED, OR ENDORSED BY SCOTIABANK PREFERRED PACKAGE OR ANY OF ITS AFFILIATES.

Finder is not an adviser or banking service. This is not a recommendation to open a Scotiabank Preferred Package account. Finder may receive compensation if you open a Scotiabank Preferred Package account.

Contact / Support

If you believe you are eligible and have not received your Reward from Finder, please contact Finder’s customer service using the email linked to your Finder account within 90 days of the Eligibility check date. Reach-outs received after this 90-day window will not be honoured and any Reward claim will be considered void.

Finder aims to respond to Entrant inquiries regarding this Promotion within 3–5 business days. Response times may be longer during periods of high inquiry volume.

Looking for a different offer?

If you signed up for the Scotiabank reward during a different promotional period, you can find the applicable Terms & Conditions below: