Your first name, last name and email address must match exactly between your Finder and BMO accounts. A middle name is fine, but don't use a nickname—that could make you ineligible.

A new customer includes customers that do not currently have—or who have not recently closed—a BMO chequing or savings account during the promotion period. This includes accounts like the Primary Chequing, Interest Chequing, Premium Rate Savings, Smart Saver, Savings Builder, or Savings Amplifier. (See the BMO Everyday Banking Offer Terms and Conditions for more complete definitions of who counts as a new customer.)

Just make sure you follow the steps above. We'll notify you when your reward activation link is available in your Finder dashboard. Once activated, the digital Visa gift card will be sent to the email associated with your BMO and Finder accounts via our rewards partner, Tremendous.

Both account holders must be eligible new BMO customers. If either person is an existing BMO customer, no one on the joint account will qualify.

The account has a $17.95 CAD monthly fee. The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000.

The digital Visa card can be used for online purchases just as you would use a credit card. There is no billing address associated with the card. You may enter your own address when shopping online.

You'll get an email from us to notify you when you can activate the reward in your Finder dashboard. After you've activated your reward, the digital Visa gift card will be sent to your email via our rewards partner, Tremendous.

The reward must be activated on the Tremendous website within 12 months of being issued. The digital Visa card has a 6-month expiration date once activated.

Email us at help-ca@finder.com and we'll look into it. Please get in touch within 3 months of opening your account.

Yes! This Finder reward can be combined with other BMO offers (unless stated otherwise).

Yes, Tremendous is legit. It's a trusted rewards platform used by Google, Visa, MIT and more. They've sent over $1 billion in rewards and use bank-grade security to protect your info.

It's for anyone who wants to be rewarded for switching or signing up to something new, likes getting more value from smart money decisions and enjoys exclusive perks that aren't available elsewhere. There's no catch. Finder earns a small referral fee if you open the account through us—and in return, we pass a reward on to you. It's one of the many perks of being a Finder member.