Coast Capital Unlimited Chequing Account
Earn up to a $600 cash bonus when you open and use a Coast Capital Unlimited Chequing Account. Offer expires November 30, 2026.

By
Chelsey HurstUpdated
As one of Canada’s largest credit unions, Coast Capital can be a solid option if you want the convenience of online banking with a credit union. But before opening a new account, it’s always worth checking if there are any Coast Capital bonus offers available to give you more bang for your buck.
That’s why we’ve rounded up the latest Coast Capital bonus offers and requirements here so you can easily compare promotions and find the best deal for you. Plus, keep reading to see available offers from other Canadian banks.
Yes, Coast Capital is currently offering the following promotional bonus offers right now:
Earn up to a $600 cash bonus when you open and use a Coast Capital Unlimited Chequing Account. Offer expires November 30, 2026.
| Monthly fee | $8.50 |
|---|---|
| Monthly fee waiver | You'll pay no monthly fee if you maintain a minimum balance of $4,000 at all times, or if you're either 25 or younger or 59 or older. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to a $600 cash bonus when you open a Coast Capital Unlimited Chequing Account, and open and spend at least $1,000 on a new eligible credit card. Offer ends November 30, 2026. |
Earn up to $350. Earn up to a $350 cash bonus with the Coast Capital Free Chequing, Free Debit, and More Account.
| Monthly fee | $0 |
|---|---|
| Transactions | Unlimited |
| Interac e-transfers | $1.50 |
Earn up to $600. Earn up to a $600 cash bonus with the Coast Capital Elevate Chequing Account
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | You'll pay a reduced monthly fee of $8.50 if you maintain a minimum balance of $4,000 at all times, or if you’re either 25 or younger or 59 or older. |
| Transactions | $0 |
| Interac e-transfers | $0 |
Coast Capital consistently offered some of the highest bonus sign-up offers that we’ve seen from any credit union in Canada—usually a several hundred dollar cash bonus for becoming a new Coast Capital member by opening a new account. Nowadays, Coast Capital bonuses are on par with what Big Banks offer, with bonuses well above the $500 mark.
Coast Capital bonus offers are also typically easier to qualify for compared to Big Bank offers.
While qualifying for Big Bank promotions typically requires new customers to complete several steps, open multiple accounts and keep deposited funds in the account for many months, Coast Capital bonus requirements are usually much simpler. New Coast Capital members usually just need to open one or more accounts and deposit funds to qualify.
It definitely can be worth making the switch to Coast Capital for a bonus offer. For one, although Coast Capital is based in BC, it is a Canada-wide credit union offering online banking services to all provinces, with the exception of Quebec.
It offers both free and paid chequing accounts, savings accounts, credit cards, personal loans, lines of credit and auto financing.
Coast Capital Savings offers a mobile banking app with a rating of 4.5 stars out of five on the Apple App Store based on 8K reviews, and a rating of 4.5 stars out of five based on 6.53K reviews on the Google Play Store.
And while Coast Capital has a lot to offer, it’s always worth considering the fees and features of any banking account before signing up to ensure you’re getting the right value for your money.
For example, if you’re looking for a free chequing account with everyday banking perks, you may be better off with one of Canada’s digital banks—like Simplii or Tangerine—which tend to offer no-fee accounts with unlimited monthly transactions and Interac e-Transfers.
Other Canadian banks, fintechs and credit unions are offering competitive promotions right now. Compare these other promos with Coast Capital offers:
Finder exclusive: Get a $175 digital Visa card from Finder Become a Finder member, then open a new BMO Performance Chequing Account through Finder as a first-time customer and keep it open until January 29, 2027. Offer ends November 30, 2026.
| Monthly fee | $17.95 |
|---|---|
| Monthly fee waiver | The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to a $1,100 cash bonus. Plus, get a Walmart+ membership for up to 12 months. |
Earn up to $1,100. Earn up to a $1,100 cash bonus with the BMO Performance Chequing Account. Plus, get a Walmart+ membership for up to 12 months. Valid until March 1, 2027.
| Monthly fee | $17.95 |
|---|---|
| Monthly fee waiver | The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to a $1,100 cash bonus. Plus, get a Walmart+ membership for up to 12 months. |
Earn up to $1,100. Earn up to a $1,100 cash bonus with the BMO Premium Plan Chequing Account. Plus, get a Walmart+ membership for up to 12 months. Valid until March 1, 2027.
| Monthly fee | $30.95 |
|---|---|
| Monthly fee waiver | Monthly account fee waived if you keep a balance of at least $6,000 in your account each month. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to a $1,100 cash bonus. Plus, get a Walmart+ membership for up to 12 months. *Terms apply. |
KOHO Core Plan
New KOHO Core users can get $40 when they sign up with promo code FINDER4026. T&Cs apply.
| Interest rate | 2% |
|---|---|
| Min. balance to earn interest | $0 |
| Monthly fee | $0 |
| Highlights | Opt in and earn 2% interest on your savings. Plus, earn 1% cash back on groceries, transportation, food, and drink purchases. |
Earn $350 when you become a new client and set up a direct deposit of at least $100 for 4 straight months. Offer ends January 31, 2027.
| Monthly fee | $0 |
|---|---|
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn $350 when you become a new client and set up a direct deposit of at least $100 for 4 straight months. Offer ends January 31, 2027. |
Simplii High Interest Savings Account
Earn 5.00% interest for 5 months on up to $100,000 in savings. Terms apply. Offer ends January 31, 2027.
| Interest rate | 5% for 5 months |
|---|---|
| Min. balance to earn interest | $0 |
| Monthly fee | $0 |
| Highlights | Earn 5.00% interest for 5 months on up to $100,000 in savings. Offer ends January 31, 2027. |
Earn 3.00% interest on your money with qualifying direct deposits of $2,000/month, and 1.50% otherwise.
| Monthly fee | $0 |
|---|---|
| Transactions | Unlimited |
| Interac e-transfers | $0 |
| Highlights | Enjoy high interest with no fees on everyday banking, plus unlimited transactions and no minimum balances. Sign up online in minutes. |
Open an RBC Signature No Limit Banking Account and get up to $600. T&Cs apply. Valid until March 1, 2027
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | Through RBC's Value Program Rebate, pair this account with other eligible RBC accounts and save up to $12.95 per month. |
| Transactions | unlimited |
| Interac e-transfers | $0 |
| Highlights | Open an RBC Signature No Limit Banking Account and get up to $600. T&Cs apply. Valid until March 1, 2027 |
Open an RBC VIP Banking Account and get up to $600. T&Cs apply. Valid until March 1, 2027
| Monthly fee | $30 |
|---|---|
| Monthly fee waiver | Through RBC’s Value Program Rebate, pair this account with 2 other eligible RBC accounts and get cashback for some or all of your monthly fees—for example, only pay $19.95/month for this account. |
| Transactions | unlimited |
| Interac e-transfers | $0 |
| Highlights | Open an RBC VIP Banking Account and get up to $600. T&Cs apply. Valid until March 1, 2027 |
Finder exclusive: Get $100 from Finder Become a Finder member, then open a new Scotiabank Preferred Package online through Finder as a first-time customer to get a $100 digital Visa card from Finder + earn up to $1,000 in welcome bonuses from Scotiabank. Keep the account open until January 15th, 2027. Offer ends November 30, 2026.
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | The monthly account fee will be waived if you have at least $4,000 in your account at all times. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card. Valid until March 4, 2027. |
Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card. Valid until March 4, 2027.
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | The monthly account fee will be waived if you have at least $4,000 in your account at all times. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card. Valid until March 4, 2027. |
Earn up to $850 when you open a CIBC Smart Account with an eligible credit card and complete two qualifying tasks.
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | The monthly fee is waived if you have a minimum of $4,000 in your CIBC chequing account. You also won't have to pay a monthly fee if you opt for Tier 2 where, if you hold $40,000 to $99,999 in combined average monthly CIBC eligible balances, you'll be eligible for rebates on select ATM fees. If you opt for Tier 3 by holding $100,000 or more in combined eligible CIBC balances, you will also get credit card fee rebates and free overdraft protection. |
| Transactions | Unlimited |
| Interac e-transfers | $0 |
| Highlights | Earn up to $850 when you open a CIBC Smart Account with an eligible credit card and complete two qualifying tasks. |
TD Growth Savings Account
Earn a 4% bonus interest rate for 90 days when you open a new TD Growth Savings Account and make a new deposit. Valid until January 29, 2027.
| Interest rate | 0% - 0.65% |
|---|---|
| Min. balance to earn interest | $10,000 |
| Monthly fee | $0 |
Get up to $850 when you open a TD Unlimited Chequing Account. T&Cs apply. Offer ends March 3, 2027
| Monthly fee | $17.95 |
|---|---|
| Monthly fee waiver | maintain a $4,000 minimum balance to receive a monthly fee rebate. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Get up to $850 when you open a TD Unlimited Chequing Account. Offer ends March 3, 2027 |
Earn up to $250. Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. Valid until April 30, 2027.
| Monthly fee | $0 |
|---|---|
| Transactions | Unlimited |
| Interac e-transfers | $0 |
| Highlights | Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. Valid until April 30, 2027. |
Tangerine Savings Account
Open a Tangerine Savings Account to earn 4.50% for the first 5 months (on up to $1,000,000 in deposits) when you sign up by November 30, 2026. Thereafter, you'll earn 0.30%.
| Interest rate | 4.5% |
|---|---|
| Min. balance to earn interest | $0 |
| Monthly fee | $0 |
| Highlights | Earn 4.50% interest for 5 months (on up to $1,000,000 in deposits) when you sign up by November 30, 2026. |
You can explore more options from the Big Five banks, digital banks, credit unions and prepaid cards in our guide to the best bank promotions in Canada.
Unlike the Big Banks, opening an account with Coast Capital gives you access to all of the perks of a credit union, but with the flexibility of an online bank. You get the higher rates and more competitive fee structures that you'd expect from a credit union, without being limited to a very local service area.
Yes, you can open a Coast Capital account online in just a few minutes by clicking through from our site directly to Coast Capital's website, or by downloading the app and signing up for an account there.
No, Coast Capital does not always offer a sign-up bonus. It has historically offered promotional periods several times a year. So, if you're interested in signing up to earn a bonus, keep an eye on this guide because we'll continually be updating it with the latest Coast Capital bonus details.
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Chelsey Hurst is a Growth Manager at Finder, specializing in banking and investments. She loves empowering people to avoid financial pitfalls and make better decisions with their money. Chelsey has a Bachelor of Science from Redeemer University, a Master of Science from McMaster University, and has won multiple awards for research communication. In her spare time, Chelsey enjoys cooking and taking long walks in nature. See full bio
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