Alternatives to TransferWise

The best companies similar to TransferWise for sending money overseas.


Fact checked

Looking for other money transfer services better suited to your needs? If TransferWise doesn’t support your currency or you just want to know what else is out there, check out some other options below.

We’ve listed out some of the more popular alternatives and highlighted what features they have that TransferWise doesn’t.

ofx logo


Also known as OzForex, OFX has expanded to Canada and aims to beat the exchange rates offered by banks.

Why pick OFX instead?

  • No fees on transactions over $10,000
  • Offers more currencies
  • No maximum limit for how much you can send


  • Doesn’t use the mid-market rate
  • Only accepts bank transfers as payment

worldremit logo


WorldRemit has one of the largest ranges of countries you can send to, as well as a variety of payment options.

Why pick WorldRemit instead?

  • Able to transfer to cash pick-up locations or mobile wallets
  • Instant transfers available
  • Supports many exotic currencies


  • Only sends mobile credit top-ups to some countries
  • Low maximum transfer limit makes it bad for large transfers

WorldFirst logo


WorldFirst has a higher minimum transfer amount than TransferWise, but balances it with no maximum limit.

Why pick WorldFirst instead?

  • No transaction fees
  • Price Promise, where WorldFirst will beat another quote
  • No maximum transfer amount
  • Forex tools like limit orders and forward contracts available


  • Can’t send amounts lower than $2,000
  • Only supports bank transfers
  • Receiver has to have a bank account

TorFX logo


TorFX lets you make personal or business transfers to over 40 currencies around the world.

Why pick TorFX instead?

  • Assigned a personal account manager to help you out
  • No fees
  • Price-match guarantee
  • Forex tools to help you get the exchange rate you want


  • Only a limited number of currencies, so check before signing up
  • Can only pay by bank transfer and send to bank accounts
  • Adds a margin to the exchange rate

MoneyGram logo


One of the most well-known transfer brands, MoneyGram sends money to more than 200 countries. Both MoneyGram and TransferWise let you send small transfers, with a minimum transfer amount of $1.

Why pick MoneyGram instead?

  • 350,000 cash pick-up locations worldwide
  • One of the largest ranges of currencies
  • Almost-instant transfers
  • Can pay by cash and in-person


  • High transfer fees
  • Can’t send more than $2,500.
  • Adds a bigger margin to the exchange rate than other, smaller transfer companies

Still looking for other options?

If the above companies aren’t quite right for you, there are even more options in the table below. Enter how much you want to send in the calculator and you’ll be shown how much your receiver will get.

Data indicated here is updated regularly
Name Product Min. Transfer Amount Transfer Speed Services Description Online Transfer Fee Rate Amount Received
XE International Money Transfers
Same day
Online, Phone, Bank Account to Bank Account
Send money in more than 60 currencies. Fee-free international money transfers with a global brand.
OFX International Money Transfers
USD 150
1 day
Online, Phone, Agent
Exclusive offer: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee.
A higher exchange rate applies to non-finder customers. Send money in 45 currencies.
Global Reach International Money Transfers
GBP 3,000
1 day
Online, Phone, Bank Account to Bank Account
Global Reach will match any competitor's exchange rates. Conditions apply.

Get no fees for both business and personal transfers when you send your money overseas with Global Reach.
Remitly International Money Transfers
1 - 2 days
Online, Bank Account to Bank Account, Cash Transfer
Special offers like free transfers and better exchange rates available for new customers.
Quick, affordable transfers around the world with both express and economy options.
WorldRemit International Money Transfers
Within an hour
Online, Bank Account to Bank Account, Cash Transfer
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
TransferWise International Money Transfers
1 - 2 days
Make online transfers with transparent exchange rates, low fees and low minimum amounts.
CurrencyTransfer International Money Transfers
GBP 5,000
1 - 2 days
Online, Phone, Bank Account to Bank Account, International Money Order
Aimed at larger transfers, CurrencyTransfer is an online marketplace that lets you shop around for the best exchange rate.
The ‘Rate’ and ‘Amount Received’ displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

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