Shell CashBack World Mastercard from BMO Review
Earn a top return on cashback and qualify for exclusive benefits when you purchase gas and other products at Shell.
This premium gas credit card offers 3% cash back at Shell locations across Canada and 1.25% cash back everywhere else. It also comes with roadside assistance, travel insurance and discounts on gas at Shell.
Purchase Interest Rate
Balance Transfer Rate
- Think about this card if you want gas rebates and a decent cashback return.
- Choose something else if you want a low interest rate and no annual fee.
- You will need an individual income of $60,000 or a household income of $100,000 to qualify for this card.
If you want a premium gas card that lets you earn a top return on cashback along with a full suite of benefits, then the Shell CashBack World Mastercard from BMO could be the right fit for you.
- Cashback rewards. Earn 1.25% cashback when you spend money on your card (with a 3% return on purchases made at Shell).
- Travel insurance. Take advantage of travel insurance, including protection for flight delays, baggage loss and more.
- Roadside assistance. Get free basic coverage for towing and other services with BMO roadside assistance.
- Car rental insurance. Get collision insurance on your next rental car with built-in coverage when you pay with your card.
- Purchase protection. Rest easy knowing your purchases are insured against damage with extended warranty coverage.
- Tap and pay. Pay instantly with Mastercard contactless payment and Apple Pay.
- Enhanced security. Use your Mastercard SecureCode to protect your information when shopping online.
- Worldwide acceptance. Shop with confidence when you travel overseas knowing that Mastercard is accepted worldwide.
What to watch out for
- Annual fee. The fee for this card is $79 per year.
- High interest. Any outstanding balance or cash advance will cost you around 22.99% in interest every month.
- No welcome offer. You won’t get any added benefits in your first few months.
- No points. While your cashback rewards are flexible, you won’t have the option to collect and redeem points.
- No travel medical. The card doesn’t offer complimentary travel medical or health insurance coverage.
- Fee for additional cards. You’ll pay an additional fee if you want to get more than one card.
- Difficult to qualify. The minimum income you’ll need to qualify for this card is $60,000.
What should I know before I apply
How to apply
- Click “Go to site” on this page to be directed to the Shell CashBack World Mastercard from BMO application.
- Complete the application, which includes providing your name, email address, social insurance number and birth date.
- Review and submit your application.
The Shell CashBack World Mastercard from BMO is a good fit for loyal Shell customers looking for a high return on cashback. It offers roadside assistance, travel benefits and exclusive savings at Shell for a reasonable annual fee.