Shell AIR MILES Mastercard from BMO Review
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Get 2x the AIR MILES when you purchase gas and other products at Shell.
The Shell AIR MILES Mastercard from BMO is a basic fee-free card that gives you 1 Mile for every $20 you spend.
19.99%
Purchase Interest Rate
$0
Annual Fee
22.99%
Balance Transfer Rate
Details
| Product Name | Shell AIR MILES Mastercard from BMO |
|---|---|
| Reward | Earn 2x AIR MILES reward miles per $20 spent at eligible partners and 1 mile per $20 spent for all other purchases. |
| Welcome Offer | Get up to 800 bonus AIR MILES reward miles with minimum spend of $1,000 in the first three months. Ends January 15, 2020. |
| Purchase Interest Rate | 19.99% |
| Cash Advance Rate | 22.99% |
| Balance Transfer Rate | 22.99% |
| Interest Free Period | Up to 21 days |
| Go to site More Info |
30-second take
- Think about this card if you collect AIR MILES and regularly fuel up at Shell.
- Choose something else if you’d prefer a higher return or want more benefits.
- There are no income requirements to qualify for this card.
The basics
If you want a fee-free card that lets you earn extra AIR MILES and discounts on gas, you might like to check out the Shell AIR MILES Mastercard from BMO.
- No annual fee. Save money with no annual fee.
- Decent return. Earn 1 mile for every $20 you spend on your card.
- 2x the rewards. Get purchase protection and extended warranty coverage on most products you buy with your card.
- Welcome bonus. Receive a welcome bonus equivalent to a one-way short-haul flight (works out to 800 AIR MILES).
- Purchase protection. Relax knowing your purchases are insured against damage with extended warranty coverage.
The perks
- Tap and go payment. Pay instantly with Mastercard contactless payment and Apple Pay.
- Enhanced security. Protect your purchases when you shop online with Mastercard SecureCode.
- No fee for additional cards. Get as many cards as you want without having to pay an additional fee.
What to watch out for
- Low return. You’ll only earn 50 AIR MILES for every $1,000 you spend (unless you get 2x the rewards with partners).
- Conditional welcome offer. You’ll have to spend $1,000 in your first 3 months to receive the second half of your welcome bonus.
- High interest. Any outstanding balance or cash advance will cost you around 20% in interest every month.
- No travel perks. Even though you’re earning travel rewards, you won’t get any travel benefits like medical insurance, airport lounge access or flight discounts
What should I know before I apply
How to apply
- Click “Go to site” to be directed to the Shell AIR MILES Mastercard from BMO application.
- Complete the application with details that include your name, email address, social insurance number and birth date.
- Review and submit your application.
Bottom line
The Shell AIR MILES Mastercard from BMO is a good fit for AIR MILES collectors who regularly buy gas and other products at Shell. It comes with a welcome offer and basic insurance for no annual fee.
Frequently asked questions about Shell AIR MILES Mastercard from BMO
Pictures: bmo.com/ca