Shell AIR MILES Mastercard from BMO Review

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Get 2x the AIR MILES when you purchase gas and other products at Shell.

The Shell AIR MILES Mastercard from BMO is a basic fee-free card that gives you 1 Mile for every $20 you spend.


Purchase Interest Rate


Annual Fee


Balance Transfer Rate


Product NameShell AIR MILES Mastercard from BMO
RewardEarn 2x AIR MILES reward miles per $20 spent at eligible partners and 1 mile per $20 spent for all other purchases.
Welcome OfferGet up to 800 bonus AIR MILES reward miles with minimum spend of $1,000 in the first three months. Ends January 15, 2020.
Purchase Interest Rate19.99%
Cash Advance Rate22.99%
Balance Transfer Rate22.99%
Interest Free Period Up to 21 days
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More Info

30-second take

  • Think about this card if you collect AIR MILES and regularly fuel up at Shell.
  • Choose something else if you’d prefer a higher return or want more benefits.
  • There are no income requirements to qualify for this card.

The basics

If you want a fee-free card that lets you earn extra AIR MILES and discounts on gas, you might like to check out the Shell AIR MILES Mastercard from BMO.

  • No annual fee. Save money with no annual fee.
  • Decent return. Earn 1 mile for every $20 you spend on your card.
  • 2x the rewards. Get purchase protection and extended warranty coverage on most products you buy with your card.
  • Welcome bonus. Receive a welcome bonus equivalent to a one-way short-haul flight (works out to 800 AIR MILES).
  • Purchase protection. Relax knowing your purchases are insured against damage with extended warranty coverage.

The perks

  • Tap and go payment. Pay instantly with Mastercard contactless payment and Apple Pay.
  • Enhanced security. Protect your purchases when you shop online with Mastercard SecureCode.
  • No fee for additional cards. Get as many cards as you want without having to pay an additional fee.

What to watch out for

  • Low return. You’ll only earn 50 AIR MILES for every $1,000 you spend (unless you get 2x the rewards with partners).
  • Conditional welcome offer. You’ll have to spend $1,000 in your first 3 months to receive the second half of your welcome bonus.
  • High interest. Any outstanding balance or cash advance will cost you around 20% in interest every month.
  • No travel perks. Even though you’re earning travel rewards, you won’t get any travel benefits like medical insurance, airport lounge access or flight discounts

What should I know before I apply

How to apply

  1. Click “Go to site” to be directed to the Shell AIR MILES Mastercard from BMO application.
  2. Complete the application with details that include your name, email address, social insurance number and birth date.
  3. Review and submit your application.

Bottom line

The Shell AIR MILES Mastercard from BMO is a good fit for AIR MILES collectors who regularly buy gas and other products at Shell. It comes with a welcome offer and basic insurance for no annual fee.

Frequently asked questions about Shell AIR MILES Mastercard from BMO


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