Whether you’re saving for your next trip or you just want a little bit of pocket money, we could all do with some extra cash. The good news is that there are several ways to make $200 in Canada, and some of them are a whole lot quicker and easier than you might think.
In this guide, we’ll show you how to make $200 fast in Canada, plus explore slower options that can still help you reach your $200 goal.
How long it takes to earn $200: Realistically, it could take a month or two.
How it works: Get paid-to (GPT) platforms like Swagbucks and HeyCash offer several ways to make $200 fast. You can get paid to complete online surveys, with the potential to earn between $0.50 to $5 per survey. Alternatively, you can make money downloading and playing mobile games, reaching in-game milestones and signing up for special offers from third-party providers.
Is it online? Yes.
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How long it takes to earn $200: You can qualify for the offer in as little as an hour, but the time it takes to get your money varies depending on the bank.
How it works: Many Canadian financial institutions offer cash welcome bonuses to encourage new customers to open an account. You’ll typically need to sign up for a specific account and then perform certain transactions to qualify for the bonus. Check out our guide to the best new bank account offers for more details.
Is it online? Yes.
BMO Performance Chequing Account
How long it takes to earn $200: You can apply within minutes, but actually getting the money takes several weeks.
How it works: Thinking of signing up for a new bank account, credit card or get-paid-to app? At Finder, we pay you for these moves if we have a partnership with the financial institution. You could earn $20 - $250+, and you can stack these rewards with the banks’ welcome bonuses. Discover Finder Rewards.
Is it online? Yes.
How long it takes to earn $200: Usually at least a couple of nights.
How it works: Turn your passion for pets into a lucrative side hustle as a pet sitter. List your services on a pet-sitting app like Rover and get booked by pet owners who need someone to look after their furry friends while they’re away. You stay in the owner’s home, give their pet top-shelf care, and in return get paid a nightly rate.
Is it online? No.
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How long it takes to earn $200: It depends on the value of what you’re selling and whether it’s in demand. It could take less than a day or it could take weeks or months.
How it works: Free up space around your home by selling the old clothes, sporting goods, musical instruments, tech gadgets, furniture and other stuff you no longer need or use. List it on marketplaces like Facebook Marketplace or Kijiji, then wait for buyers to contact you and negotiate a fair price.
Is it online? No.
How long it takes to earn $200: Potentially as little as four to five hours, but usually longer. You can typically earn around $10 from a 20- to 25-minute test.
How it works: As a user tester, it’s your job to test out products, websites and apps to check how they perform in the real world. You’ll get paid to provide feedback on things like how user-friendly an app is or the pros and cons of the checkout process of an online store. To get started, sign up for an account on a platform like UserTesting or Trymata. Most platforms pay cash via PayPal.
Is it online? Yes.
How long it takes to earn $200: Assuming an average hourly rate of $20, expect it to take 10 hours to make $200.
How it works: Use your car to generate extra income and make $200 fast. You could provide rides to paying passengers through an app like Uber or Lyft, or deliver take-out food in your local area through apps like DoorDash and Uber Eats.
Is it online? No.
How long it takes to earn $200: It depends on your hourly rate, but you could make $200 in less than a day.
How it works: If you’re blessed with strong organizational and communication skills, you can make $200 fast as a virtual assistant. Working remotely, you’ll get paid to answer emails, schedule appointments, make travel arrangements and take care of a variety of other admin tasks. You can find work through sites like Upwork and Fiverr as well as dedicated virtual assistant platforms.
Is it online? Yes.
How long it takes to earn $200: Varies, but it could take months.
How it works: Platforms like Substack make it quick and easy to set up your own blog. Whether you’re focusing on a niche topic or just sharing your opinions, you can post regularly to develop a loyal audience of subscribers. You can then offer paid subscriptions to fans who want to read your blog posts or newsletter.
Is it online? Yes.
How long it takes to earn $200: Potentially as little as a day.
How it works: Offering your services as a local handyman or yard worker is a legit way to potentially make $200 a day. Promote yourself on community Facebook groups or do a letterbox drop in your area offering to weed gardens, mow lawns, shovel snow, mount shelves, assemble furniture, complete small plumbing jobs and more.
Is it online? No.
How long it takes to earn $200: It depends on your budget, what you invest in and how the market performs.
How it works: Online brokerages make it quick and easy to invest in stocks, ETFs, bonds and more. Consider your investment goals, risk tolerance and time frame, then decide where to invest your funds. Keep in mind, there’s no “get rich quick” strategy in investing. Growing a small sum into $200 takes time, so treat the market as a tool to put your earnings to work, not a guaranteed way to make $200 ASAP. If you don’t have a brokerage account yet, you can sign up and receive a bonus.
Is it online? Yes.
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