Cashback sites and apps give you a portion of your money back when you shop at a partner retailer. If you spend $100 at a store that pays 5% cashback, you get $5 back. It is a simple way to get rewarded for your regular shopping.
To help you find the best deals, our team at Finder Canada has reviewed legitimate options available today. We have included our own Finder Rewards program because of its high-value financial bonuses. However, we have also included other heavy hitters to help you decide which platform is the best fit for your specific shopping habits.
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| Site | Best for | How much you can earn | How to earn cashback | Effort level |
|---|---|---|---|---|
| Finder Canada | High-value bonuses | $25 to $250+ per transaction | Apply through the Finder website. | Low |
| Swagbucks | Variety of tasks | 1% – 10%cashback. Other offers provide rewards ranging anywhere from $0.50 to $100+. | Shop online, take long-form surveys, or install and play new mobile games. | Low to high, depending on the task |
| Rakuten | General online shopping | 1% – 10% cashback | Start your shopping at Rakuten.ca or use their browser extension. | Low |
| Great Canadian Rebates | Finance and utility stacking | 1% – 10% cashback bonus. Credit card rebates commonly range from $30 – $200. | Use their portal for credit cards and Canadian retailers. | Low |
| TopCashback | General online shopping | 1% – 10% cashback | Shop online; they claim to pass the entire commission to you. | Low |
| Paymi | Debit and credit card cashback | 1% – 20% cashback | Link any Canadian debit/credit card; shop at partner retailers. | Low |
| BeFrugal | Coupon and rate matching | Up to 40% cashback | Shop via their online portal, app or browser extension. | Low |
| Avion Rewards | Wide range of rewards and perks | 3¢/L off gas + up to 40% cashback | (Formerly Ampli) Link your cards (RBC or other) and shop online or in-store at partner retailers. | Low |
| Snaplii | Instant gift card savings | 5% – 15% cashback bonus | Earn instant cashback when you buy digital gift cards from over 400 partner brands. | Low |
| Caddle | Groceries and quick tasks | $0.10 – $2 per task/receipt, but some offers may have higher rewards | Upload receipts, answer 30-second surveys, watch short ads, write product reviews, sign up to mailing lists. | Medium to high |
| Checkout 51 | Groceries | $0.50 – $5.00 cashback per specific item | Buy specific products listed in the app and upload your receipt. | High |
| Receipt Jar | All receipts | 5 – 20 Points per receipt. 1,000 Points equal $5, so you'll need 50 to 200 receipts | Upload any paper or digital receipt from any store to earn points for e-gift cards or cash via PayPal. | High |
| Receipt Hog | All receipts | 5 – 20 coins per receipt. 1,000 coins = $5 | Upload in-store and online receipts to earn “coins”, slot spins and sweepstakes entries. | High |
| GeniusCash | Stacking credit card offers | $25 to $250+ per product | Apply for credit cards and other financial products via the app or site; get paid via e-Transfer or PayPal. | Low |
The best cashback sites in Canada include Rakuten, Swagbucks and Snaplii. These sites offer user-friendly shopping platforms and access to multiple retail partners. Each has its own strengths. If you’re shopping for digital gift cards, Snaplii is worth checking out. If you want a variety of tasks to earn cash, then Swagbucks is a solid option. And if you’re looking for a general-purpose cashback platform, it’s hard to go past Rakuten.
Finder and GeniusCash are also worth a look if you want big bonuses. Ultimately, you need to compare cashback sites and offers alongside your regular shopping needs to decide which platforms are the best options for you
"I use multiple cashback sites, including Rakuten, Great Canadian Rebates and TopCashback, so I can compare offers and choose the one with the highest reward. I have the Rakuten and TopCashback browser extensions installed (Great Canadian Rebates doesn’t offer one), so I’m automatically notified of any cashback opportunities available when I visit a partner retailer’s website. Cashback can take anywhere from a few weeks to several months to become available, depending on the retailer and purchase, but I find it an easy way to earn extra money on purchases I’m already planning to make."
It’s easy to boost your cashback earnings by combining multiple rewards sources on a single purchase. When you combine a rewards credit card, a cashback shopping platform, a store loyalty program and a site that rewards you for uploading receipts, you can potentially earn cashback multiple times on one transaction.
Let’s look at some popular examples of cashback stacks you might like to try.
Here’s a simple stack that can help you earn more cashback on your day-to-day grocery spending:
Hate cooking? Here’s how to get rewarded for your healthy appetite for restaurant and home-delivered meals:
Let’s look at an example of another stack that can help people who do most of their shopping online:
Cover a lot of kilometres behind the wheel each week? Use this cashback stack to save on gas:
Yes! In fact, combining cashback sites with credit card perks is a great way to increase your earning potential. All you have to do is make your purchase by clicking through the cashback site, app or browser extension, then pay with the cashback rewards credit card of your choice.
This is a simple and effective way to boost your rewards, but there are a few factors to be aware of:
Searching for the best cashback sites in Canada? You’re spoilt for choice. Compare platforms to find the sites that offer the most lucrative rewards for the shopping you do, and stack cashback sites with credit card cashback and other rewards to maximize your returns.
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