CIBC Aventura Visa Infinite Card review
- Welcome Offer
- 60,000 points
- Rewards
- Up to 2 points per $1 spent
- Annual Fee
- $0 annual fee for the first year ($139 thereafter)
- Purchase Interest Rate
- 21.99%
- Cash Advance Rate
- 22.99% (21.99% for Quebec residents)
Summary
Get comprehensive travel benefits and earn a decent return on Aventura Points to put towards your next big trip.
The CIBC Aventura Visa Infinite Card offers a full suite of travel benefits and a decent return on Aventura Points. Earn 1.5 points for every $1 you spend on daily purchases like gas and groceries, 2 points on travel purchased through the CIBC Rewards Centre and 1 point on everything else.
30-second take
- Think about this card if you travel regularly and want to earn more points for daily purchases.
- Choose something else if you want low interest or no annual fee.
- You’ll need to have an individual income of $60,000 or a household income of $100,000 to apply for this credit card.
The basics
If you want to take advantage of a full spread of travel benefits along with a decent return on Aventura Points, then you might benefit from the CIBC Aventura Visa Infinite Card.
- Decent return. Earn 1.5 Aventura Points for every dollar you spend on daily purchases like gas and groceries.
- Welcome bonus. Earn up to 60,000 Aventura Points (up to $1,200 in travel value1) during your first year. Get 15,000 Aventura Points when you make your first purchase. Plus, you can earn an additional 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods. As well as, earn an additional 15,000 Aventura Points if you have at least $5,000 in net purchases posted to your account in the first 4 monthly statement periods
- Airport Companion Program. Gain access to 1,200+ airport lounges with 4 complimentary visits per year.
- Travel medical insurance. Avoid paying for third-party travel medical insurance with full coverage on your card for the first 15 days of your trip.
- Travel benefits. Protect against losses with additional trip interruption, hotel burglary, baggage and flight delay insurance.
The perks
- Nexus fee rebate. Apply for fast border crossings between the US and Canada and get a $50 rebate on your application fee
- Common carrier insurance. Insure your trip with up to $500,000 coverage when you travel by plane, ferry, train or bus. You'll get coverage for travel accidents, lost/stolen/damaged baggage, car rental theft and damage, flight delays, hotel burglaries, mobile devices, Purchase Security and Extended Protection Insurance.
- Car rental insurance. Get covered for collision and damage when you rent a car using your card.
- Mobile device insurance. Get coverage for the cost of replacing your cell phone in the event of loss, damage or theft.
- Optional insurance. Pay more to get balance protection insurance in case you get injured or can no longer work to pay your bills.
- Purchase protection. Rest easy with purchase insurance and extended warranty coverage on the products you buy with your card.
What to watch out for
- Annual fee. It costs $139 per year to maintain this card.
- High interest. You’ll pay as much as 21.99% interest on outstanding balances and 22.99% (21.99% for Quebec residents) on cash advances and balance transfers.
- Fee for additional cards. Every additional card that you add to your account will cost $50.
- High minimum income. You’ll need to make at least $60,000 per year to qualify for this card.
CIBC Aventura Visa Infinite Card interest rates
| Interest Type | Interest Rate |
|---|---|
| Purchase interest rate | 21.99% |
| Cash advance rate | 22.99% |
| Standard balance transfer rate | 22.99% |
What should I know before I apply?
How to apply
- Head to the CIBC website to begin your application.
- Complete the application, which includes providing your name, email address, social insurance number and birth date.
- Review and submit your application.
Bottom line
If you’re a frequent flyer who wants to earn flexible points for daily purchases, the CIBC Aventura Visa Infinite Card could be a good fit for you. This card comes with a generous welcome bonus and comprehensive travel insurance, but you’ll have to pay an annual fee to keep your account active.
Compare other credit cards
Welcome Offer
Up to 5% cash back
Rewards
Up to 3% cashback
Annual Fee
$0
Credit Score
660
Welcome Offer
15,000 points
Rewards
Up to 5x points per $1 spent
Annual Fee
$191.88
Credit Score
700
Welcome Offer
Up to 5% cash back
Rewards
Up to 2% cash back
Annual Fee
$0
Credit Score
650
Frequently asked questions about the CIBC Aventura Visa Infinite Card
Your reviews
