5 Sites Like Clutch in Canada

Clutch is an online car dealership where you can sell your car or buy and finance a new vehicle. But Clutch isn’t available everywhere in Canada, nor is it your only option for buying or selling cars online.

So if you’re searching for sites like Clutch in Canada, check out these Clutch alternatives.

Companies like Clutch

Finder Score	APR Range	Loan Amount	Loan Term
1. Carsfast
8.8 Great Carsfast Car Loans	8.8 Great	3.90% - 29.90%	$500 - $75,000	12 - 96 months	Go to siteView details Compare product selection Compare	loading	Why we like it Carsfast is an online auto-financing platform in Canada that connects applicants with a wide network of lenders and dealerships. It allows borrowers to apply online and quickly get matched with cars and financing options, even if they have bad credit or consumer proposals. How it's similar to Clutch Like Clutch, Carsfast lets you start the process completely online. Instead of being an online dealer, it works as a matchmaker, connecting you with dealers and financing partners across the country. Once you're pre-approved, you can choose a vehicle through its dealer network. Where it's available: Across Canada Pros & cons Pros Compare multiple lenders on one platform Accepts bad credit and consumer proposals Pre-approval with no obligation to proceed No sign-up or login required Cons High rates for bad credit Limited to in-network dealers & lenders No motorcycle, boat or ATV financing
2. Loans Canada
9 Excellent Loans Canada Car Loans	9 Excellent	0% - 35.00%	$3,000 - $50,000	12-84 months	Go to siteView details Compare product selection Compare	loading	Why we like it Loans Canada is a loan comparison platform that was founded in 2012. You can apply online for pre-approval in minutes and compare multiple dealership offers to find and finance the right new or used vehicle. How it's similar to Clutch Loans Canada isn't a lender. It's a referral platform that connects you to appropriate options. Like Clutch, Loans Canada offers an online path to getting a car and car loan. Where it's available: Across Canada Pros & cons Pros 60+ lenders in its network Save time by comparing multiple loan offers Accepts poor credit & self-employment income Fast pre-approval Cons High rates for bad credit Limited to Loans Canada's network of lenders
3. Dealerhop
8.4 Great Dealerhop Car Loans	8.4 Great	6.99% - 35.00%	$7,000 - $50,000	12 - 96 months	View details Compare product selection Compare	loading	Why we like it Dealerhop is an online marketplace for car buyers and sellers. Based in North Vancouver, it offers a convenient and free way to find your next car, finance it or find a buyer for a vehicle you want to sell. How it's similar to Clutch You can use Dealerhop to buy, finance and sell a vehicle online. However, Dealerhop is not a car dealership or direct lender and instead helps match you with a fulfillment partner that offers a vehicle and financing to meet your needs. The vehicle you choose can be delivered to you or a nearby dealer. If you want to sell your car, you can list it for auction with Dealerhop and receive offers for your car within 48 hours. Where it's available: BC, AB, SK, ON, NB, NS, PE, NF Pros & cons Pros Works with various credit scores Get matched with a lender in less than 24 hours No obligation to accept a loan offer Cons High rates for bad credit Not a direct lender Few customer reviews
4. CarDoor
Not scored yet CarDoor Car Loan	Not scored yet	Undisclosed	$7,500 - No max.	48 - 96 months	View details Compare product selection Compare	loading	Why we like it CarDoor offers a completely online car selling experience. Founded in 2021, it's headquartered in Toronto and is registered as a used motor vehicle dealer with the Ontario Motor Vehicle Industry Council (OMVIC). How it's similar to Clutch Like Clutch, CarDoor lets you sell your car online (although you can't buy or finance a vehicle). The process is simple and straightforward, with CarDoor's proprietary MarketCheck process gathering live data from hundreds of verified dealers for 24 hours to present you with a competitive, no-obligation offer. Where it's available: Ontario Pros & cons Pros Accepts a wide variety of cars, including those with high-mileage and prior accidents Get an offer in 24 hours with MarketCheck Offer comes with no obligation to accept No account required to get started Cons For sellers only (you can't buy or finance a car) Not available in most provinces
5. Autorama
Not scored yet Autorama Car Loans	Not scored yet	From 4.69%	Varies	12 - 96 months	View details Compare product selection Compare	loading	Why we like it Autorama is a Toronto-based used car dealership that was founded in 2000. It offers access to an inventory of over 250 vehicles, and you can shop for your next set of wheels either online or in person. How it's similar to Clutch If you want to shop for a car online, you can browse Autorama's inventory without leaving your home. You can also apply for financing online and get same-day approval, and the car you choose can be delivered to you for free the same day you purchase. Autorama also accepts trade-ins if you want to use your current vehicle to help pay for your next one. Where it's available: Toronto and the Greater Toronto Area Pros & cons Pros Accepts bad credit, no credit and newcomers to Canada Operates online or in person in Toronto Same-day approval Free vehicle delivery Cons Smaller inventory than some competitors Only available in Toronto and the Greater Toronto Area

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What are some common features of online dealers?

Here’s what to expect when you shop for a car from an online auto dealership.

Shop online

Online car dealers let you browse their inventory, compare models and apply for financing online. This means you don’t have to visit any dealerships in person.

Vehicle delivery

Many online dealers can deliver the car you buy to your home. Alternatively, you may be able to get the car delivered to a physical dealership near you.

Money-back guarantee/trial period

Most online car dealerships provide a trial period once you take possession of your vehicle. This period is typically limited to 7–14 days and mileage of 500–1,000km. This gives you a chance to drive the car, make sure everything works properly and determine if it’s right for your needs. If you decide you’re not happy with the vehicle, you can usually access a free exchange or refund.

Car inspections

Vehicles sold on online marketplaces are usually late-model used cars. They must pass the dealer’s safety and quality inspections before they can be listed for sale, so check the dealer’s website for details of the checks they run on the vehicles they sell.

Paying for your purchase

You can pay the total purchase price of your vehicle or apply for financing through the online dealership. Most online dealers will allow you to submit a single application and then get financing offers from a network of lenders. You also typically have the option of trading in your current vehicle to help reduce the cost of buying your new vehicle.

Sell your car online

Some dealerships also let you sell your used car online. Learn more about the best sites to sell a used car.

Bottom line

If you want to buy, finance or sell a car online, Clutch is far from the only available option. Compare these sites like Clutch, plus any other providers that service your province, to find the right online car dealership for you.

Best used car sites

Frequently asked questions

• What is Clutch?

  Clutch is an online car dealership that allows you to buy a used vehicle from the comfort of your home. You can browse cars and apply for financing online, get your car delivered to your door, and take advantage of a 10-day/750km money-back guarantee. You can also sell or trade in your car through Clutch.

• Can I buy a car online in Canada?

  Yes. You can buy a car online in Canada from online dealerships like Clutch and CarsFast (which connects you with lenders and dealerships), or from online marketplaces like AutoTrader. Find out more in our guide to buying a car online.

• What interest rate will I get on my car loan in Canada?

  Car loan interest rates are determined based on factors such as your credit score and history, income and employment details, loan amount and loan term. To find out more, check out current car loan interest rates in Canada.

• Do online car dealerships accept trade ins?

  Yes, many online dealers allow you to trade in your current vehicle so you can apply its value toward the purchase of your new car. Some provide instant online appraisals to help estimate your car's value before completing the sale.

To make sure you get accurate and helpful information, this guide has been edited by Leanne Escobal as part of our fact-checking process.

Written by

Tim Falk

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Tim Falk is a freelance writer for Finder. Over the course of his 20-year writing career, he has reported on a wide range of personal finance topics. Whether you're investing in stocks and ETFs, comparing savings accounts or choosing a credit card, Tim wants to make it easier for you to understand. When he’s not staring at his computer, you can usually find him exploring the great outdoors. See full bio

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