Clutch is an online car dealership where you can sell your car or buy and finance a new vehicle. But Clutch isn’t available everywhere in Canada, nor is it your only option for buying or selling cars online.
So if you’re searching for sites like Clutch in Canada, check out these Clutch alternatives.
CarsFast is an online auto-financing platform in Canada that connects applicants with a wide network of lenders and dealerships. It allows borrowers to apply online and quickly get matched with cars and financing options, even if they have bad or no credit history.
How it's similar to Clutch
Like Clutch, CarsFast lets you start the process completely online. Instead of being an online dealer, it works as a matchmaker, connecting you with dealers and financing partners across the country. Once you're pre-approved, you can choose a vehicle through its dealer network.
Loans Canada is a loan comparison platform that was founded in 2012. You can apply online in less than 10 minutes and receive multiple dealership offers to find the right car and financing.
How it's similar to Clutch
Loans Canada isn't a lender but a referral platform that connects you to appropriate options. Like Clutch, Loans Canada offers an online path to getting a car and car loan.
Where it's available: All provinces and territories
Founded in 2017, Dealerhop is an online marketplace for car buyers and sellers. Based in North Vancouver, it offers a convenient and free way to find your next car, vehicle financing or a buyer for your car.
How it's similar to Clutch
You can use Dealerhop to buy, finance and sell a vehicle online. However, Dealerhop is not a car dealership or direct lender, and instead works to match you with a fulfillment partner that offers a vehicle and financing that meet your needs. The vehicle you choose can be delivered to you or a nearby dealer. If you want to sell your car, you can list it for auction with Dealerhop and receive offers for your car within 48 hours.
Where it's available: British Columbia, Alberta, Saskatchewan, Ontario, New Brunswick, Nova Scotia, Prince Edward Island, and Newfoundland
All types of credit accepted
Free service
Get matched with a finance provider in less than 24 hours
High rates for bad credit
Not a direct lender
Limited reviews
APR
6.99% – 35%
Loan Amount
$7,000 – $50,000
Loan Term
12 - 96 months
Serviced Provinces/Territories
British Columbia, Alberta, Saskatchewan, Ontario, New Brunswick, Nova Scotia, Prince Edward Island, and Newfoundland
CarDoor offers a completely online car buying experience. Founded in 2021, it's headquartered in Toronto and is registered as a used motor vehicle dealer with the Ontario Motor Vehicle Industry Council (OMVIC).
How it's similar to Clutch
Like Clutch, CarDoor lets you buy, finance or sell a car online. It has access to an inventory of over 1,200 vehicles for car buyers, and trade-ins are accepted. When you buy a car from CarDoor, it comes with a 7 days/300 km money-back guarantee, while vehicles also come with a 90-day complimentary warranty.
Where it's available: Ontario
Included in the Finder: Car Loans Customer Satisfaction Awards 2023 with an overall customer satisfaction score of over 88%
7-day money-back guarantee
Large inventory of vehicles
Not available in most provinces
APR ranges aren't listed online
APR
Undisclosed
Loan Amount
Starting at $7,500
Loan Term
48 - 96 months
Serviced Provinces/Territories
Ontario
Turnaround Time
Less than 24 hours
Requirements
3+ months employed, Max.1 bankruptcy, Ontario only
Autorama is a Toronto-based used car dealership that was founded in 2000. It offers access to an inventory of over 250 vehicles, and you can shop for your next set of wheels either online or in person.
How it's similar to Clutch
If you want to shop for a car online, you can browse Autorama's inventory without leaving your home. You can also apply for financing online and get same-day approval, and the car you choose can be delivered to you for free the same day you purchase. Autorama also accepts trade-ins if you want to use your current vehicle to help pay for your next one.
Where it's available: Greater Toronto Area
Included in the Finder: Car Loans Customer Satisfaction Awards 2023 with an overall customer satisfaction score of over 90%
Established dealership
Free vehicle delivery
Smaller inventory than some other online dealers
Only available in the Greater Toronto Area
APR
Undisclosed
Loan Amount
Undisclosed
Loan Term
12 - 96 months
Serviced Provinces/Territories
Ontario
Turnaround Time
Same day approval
Requirements
Min. income of $1,500 /month, 400+ credit score, Ontario only
What are some common features of online dealers?
Here’s what to expect when you shop for a car from an online auto dealership.
Shop online
Online car dealers let you browse their inventory, compare models and apply for financing online. This means you don’t have to visit any dealerships in person.
Vehicle delivery
Many online dealers can deliver the car you buy to your home. Alternatively, you may be able to get the car delivered to a physical dealership near you.
Money-back guarantee/trial period
Most online car dealerships provide a trial period once you take possession of your vehicle. This period is typically limited to 7–14 days and mileage of 500–1,000km. This gives you a chance to drive the car, make sure everything works properly and determine if it’s right for your needs. If you decide you’re not happy with the vehicle, you can usually access a free exchange or refund.
Car inspections
Vehicles sold on online marketplaces are usually late-model used cars. They must pass the dealer’s safety and quality inspections before they can be listed for sale, so check the dealer’s website for details of the checks they run on the vehicles they sell.
Paying for your purchase
You can pay the total purchase price of your vehicle or apply for financing through the online dealership. Most online dealers will allow you to submit a single application and then get financing offers from a network of lenders. You also typically have the option of trading in your current vehicle to help reduce the cost of buying your new vehicle.
If you want to buy, finance or sell a car online, Clutch is far from the only available option. Compare these sites like Clutch, plus any other providers that service your province, to find the right online car dealership for you.
Clutch is an online car dealership that allows you to buy a used vehicle from the comfort of your home. You can browse cars and apply for financing online, get your car delivered to your door, and take advantage of a 10-day/750km money-back guarantee. You can also sell or trade in your car through Clutch.
Yes. You can buy a car online in Canada from online dealerships like Clutch and CarDoor, or from online marketplaces like AutoTrader. Find out more in our guide to buying a car online.
Car loan interest rates are determined based on factors such as your credit score and history, income and employment details, loan amount and loan term. To find out more, check out the current car loan interest rates in Canada.
Yes, many online dealers allow you to trade in your current vehicle so you can apply its value toward the purchase of your new car. Some provide instant online appraisals to help estimate your car's value before completing the sale.
Tim Falk is a freelance writer for Finder. Over the course of his 15-year writing career, he has reported on a wide range of personal finance topics. Whether you're investing in stocks and ETFs, comparing savings accounts or choosing a credit card, Tim wants to make it easier for you to understand. When he’s not staring at his computer, you can usually find him exploring the great outdoors.
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