In this guide

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  • Frequently asked questions
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Autorama review

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Autorama Car Loans
APR Range
4.69% - 29.99%
Loan Amount
$7,500 - No max.
Loan Term
12 - 96 months
Min. Credit Score
All information about Autorama Car Loans has been collected independently by Finder. Finder is not connected with Autorama products, and this page is not sponsored, endorsed or administered by, or associated with, Autorama. All product names, logos, and brands have been used for identification purposes only and are property of their respective owners.

Our verdict

Buy online or in person at one of Toronto's largest used car dealerships.

Autorama is a major used car dealership in Toronto where you can buy and finance vehicles from a wide range of manufacturers. You can buy in person or shop online, and get pre-approved for financing within minutes. Bad credit is accepted, and you can even get the car you buy delivered to your door. This dealer is worth checking out if you're searching for a used car in Toronto, but make sure to shop around at a range of dealerships to get the best value.


  • Shop online or in store
  • Same-day financing and delivery
  • Financing to suit all types of credit


  • Not BBB accredited
  • High rates for bad credit
  • Not as much inventory as some other online dealerships

In this guide

  • Our verdict
  • Frequently asked questions
  • Your reviews

Autorama was included in the Finder: Car Loans Customer Satisfaction Awards 2023.

Overall customer satisfaction score: 84.50%

What is Autorama?

Autorama is a Toronto-based dealership where you can shop for used cars from major brands like Honda, Toyota, Hyundai and Chevrolet. It also markets itself as a financing specialist, providing vehicle financing options to suit all types of credit.

If you want to shop for a car in person, you can visit Autorama’s Toronto showroom to browse its inventory of over 200 vehicles. But you can also buy and finance a used car online, choosing a vehicle from the comfort of your own home and having it delivered to you the same day.

Is Autorama legit?

Autorama was founded in 2000 and is located on Finch Avenue in Toronto. It’s licensed as a used car dealership by OMVIC, Ontario’s vehicle sales regulator, and is a member of the Used Car Dealers Association of Ontario.

It is not Better Business Bureau accredited, but it has picked up more than 2,000 Google reviews from customers. Autorama has also won multiple Top Choice Awards from iTrustLocal.

Most recommended and Best-rated

In the Finder: Car Loans Customer Satisfaction Awards 2023, Autorama earned spots in both the Top 15 Most Recommended and the Top 15 Best-Rated car loan provider lists and received an overall customer satisfaction score of 84.50%.

Summary of Autorama cars and financing

Used cars availableover 200
Price range$17,450 – $69,950
Loan amountFrom $7,500
Loan term12 - 96 months
APRFrom 4.69%
Serviced provincesOntario
Eligibility requirementsMust be at least 18 years old and have steady valid income

What are the interest rates of Autorama car loans?

The interest rate that applies to your Autorama car loan will vary depending on factors such as your credit score, income, existing debt and loan amount. Autorama says it offers interest rates starting from 4.69%, but you’ll also need to remember to consider any fees that may apply.

The annual percentage rate (APR) includes the interest rate as well as fees charged by the lender. It gives you a more accurate idea of the true cost of a loan, so make sure to check the APR when comparing loans.

What we like about Autorama

  • Choose from over 200 vehicles. Autorama has an inventory of over 200 used vehicles from a host of major manufacturers.
  • Shop how you want. You have the option to shop online and choose a vehicle without leaving your home, or you can visit the dealership in person to compare cars.
  • Same-day financing approval. You can apply for Autorama financing online and get approved the same day, helping you get behind the wheel of your next car sooner.
  • No down payment required. $0 down payment financing is available on approved credit.
  • Bad credit is OK. Autorama partners with lenders that offer financing to suit all types of credit. So even if you have bad credit or if you’re a student with limited credit history, it may still be possible to qualify for financing. Learn more about bad credit auto loans.
  • Same-day delivery. If you shop online, Autorama can deliver the vehicle to you for no additional fee, and same-day delivery is available.

What to watch out for

  • High rates for bad credit. If you have bad credit, expect steep interest rates to apply to any loan offers you receive.
  • Other online dealerships have more choice. You may be able to find a wider choice of vehicles at other online auto dealerships.
  • Some customer complaints. Some customers complain about buying vehicles with mechanical issues and about a lack of coverage provided by the extended warranty they purchased from Autorama.
  • Toronto only. If you’re not in the Greater Toronto Area, you’ll need to consider other options.

Alternatives to Autorama car financing

1 - 6 of 6
Name Product Ratings APR Range Loan Amount Loan Term Requirements Broker Compliance
CarsFast Car Loans
Customer Survey:
3.90% - 29.90%
$500 - $75,000
12 - 96 months
Requirements: Min. income of $2,000 /month, 3+ months employed
CarsFast will connect you with a dealership near you to help you find the right financing.
Loans Canada Car Loans
Customer Survey:
0% - 46.96%
$500 - $50,000
3 - 60 months
Requirements: Min. income of $1,800 /month, 3+ months employed
Loans Canada is a loan search platform. Get matched with a suitable dealer based on your credit history and borrowing requirements.
Approval Genie
Not yet rated
3.90% - 29.90%
$500 - $75,000
12 - 96 months
Requirements: Min. income of $2,000 /month, 3+ months employed, Ontario only
Get customized car loan and auto financing solutions for a used vehicle that fits your budget and lifestyle.
Dealerhop Car Loans
Not yet rated
6.99% - 29.99%
$7,000 - $50,000
3 - 120 months
Requirements: Min. income of $2,000 /month, 3+ months employed
Dealerhop matches you with a dealer partner to get you financing.
Clutch Car Loans
Customer Survey:
From 8.49%
$7,500 - No max.
12 - 96 months
Requirements: 3+ months employed, Max.1 bankruptcy, Ontario & Nova Scotia only
Apply for financing with online dealer Clutch, who partners with some of Canada’s largest financial institutions to get you competitive interest rates.
CarDoor Car Loan
Customer Survey:
From 7.99%
$5,000 - No max.
12 - 96 months
Requirements: 3+ months employed, Max.1 bankruptcy, Ontario only
Online dealer CarDoor works with multiple lenders to help you get a competitive interest rate. Apply for financing directly with CarDoor and get help every step of the way.

What do Autorama reviews have to say?

Autorama reviews online are generally positive, though there is some mixed feedback. Positive reviews mention factors such as a smooth and stress-free buying process, help obtaining car financing, and a wide range of cars available. People who left negative reviews complained about things like buying cars with mechanical problems and dealing with warranty issues.

Summary of Autorama reviews

BBB accreditedNo
BBB ratingF
Google reviews4.5 out of 5 stars, based on 210 Autorama reviews
Trustpilot reviewsNo Autorama reviews available
Facebook reviews3.6 out of 5 stars, based on 48 Autorama reviews
Customer reviews verified as of17 August 2023

What types of vehicles can you buy through Autorama?

Autorama is a used car dealership where you can shop for cars, SUVs, vans and more, with vehicle prices ranging from approximately $17,000 to $70,000.

Car manufacturers you can shop for at Autorama include:

  • Acura
  • Chevrolet
  • Dodge
  • Ford
  • Honda
  • Hyundai
  • Infiniti
  • Lexus
  • Mercedes-Benz
  • Nissan
  • Toyota

How does buying a car through Autorama work?

There are two ways to buy a car through Autorama.

The first option is to buy a car online. It’s easy to search for cars on the Autorama website and you can filter your results based on price, make, model, year and more. You can check out each vehicle’s features and specs, and when you find a car you like, you can submit your contact details to organize a test drive or find out more about financing. You can also apply and get approved for financing online, then arrange a time to have the vehicle delivered to you.

The second option is to take the traditional route and visit the dealership in person. This allows you to browse vehicles at Autorama’s indoor dealership and deal with a salesperson face-to-face.

How does financing a car through Autorama work?

Autorama offers financing from a network of lending partners including major financial institutions like BMO, TD, RBC, CIBC and Scotia Bank as well as a range of private lenders.

Autorama says customers can access financing to suit any type of credit, so bad credit borrowers are welcome to apply. No down payment financing and no payments for the first six months are also available on approved credit, and you can apply online and get pre-approved in minutes.

Do I qualify for an Autorama car loan?

Eligibility requirements vary between the lenders in Autorama’s network. However, the dealership emphasizes the fact that there are financing options available for all types of credit, including if you’ve had a previous bankruptcy.

You’ll also need to meet general eligibility criteria such as being 18 years of age or older and a Canadian resident.

How to apply

It’s simple to apply for car loan pre-approval online with Autorama. Here’s how.

  1. Head to the Autorama website and click on “Finance a car”.
  2. Enter your name.
  3. Provide your phone number, email address and date of birth.
  4. Choose the best time to be contacted by Autorama.
  5. Rate your credit — the options are good, average, no or bad.
  6. Submit your application and get pre-approved.
  7. Autorama’s financing department will contact you to discuss your application and financing options.

Bottom line

Autorama is worth considering if you’re looking to buy or finance a used car in the Greater Toronto Area. It offers a large inventory, the convenience of online or in-store financing, and fast financing approval. However, make sure you shop around at a range of providers to find the vehicle and financing that are right for you.

Frequently asked questions

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