Car Specials for New & Used Cars (September 2026)

Aside from a home, a car is one of the most expensive purchases you’ll ever make. So no matter what make, model or vehicle style you’re in the market for, it makes perfect financial sense to shop around for the best deal. Keep reading to compare current new car deals and used car specials in Canada.

Quick Pre-Approval

Carsfast Car Loans

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• Rates from 3.90% - 29.90%
• Borrow $500 - $75,000
• Loan terms from 12 - 96 months
• Get matched with offers

0% Financing

Loans Canada Car Loans

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• Rates from 0% - 35.00%
• Borrow $3,000 - $50,000
• Loan terms from 12-84 months
• Get matched with offers

Used Cars

Clutch Car Loans

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• Rates From 7.99%
• Borrow from $7,500
• Ontario online dealer
• Competitive vehicle prices

Current new car deals in Canada

Check out the table below for details of some of the top new car offers available now.

Offers last verified on September 2, 2026, and expire on September 30, 2026 (where an expiration date is disclosed). Offers are on approved credit, vary by province and region and may have other conditions.

Explore current 0% financing deals in Canada

Current used car deals in Canada

In the market for a used vehicle? Check out these used car specials from Clutch.

Offers last verified on September 3, 2026.

Used car financing

What are the current SUV car deals?

Check out some of the best new car deals on SUVs across Canada:

• Audi: 2026 Q5 TFSI quattro. 3.98% financing for up to 60 months.
• Buick: 2026 Encore GX. 0% financing for 36 months.
• Buick: 2026 Envista. 0% financing for 36 months.
• Cadillac: 2027 LYRIQ. 0% financing for 72 months.
• Cadillac: 2027 OPTIQ. 0% financing for 72 months.
• GMC: 2026 Hummer EV SUV. 1.99% financing for 60 months.
• Honda: 2026 CR-V. Lease from 1.49% for up to 28 months.
• Hyundai: 2026 Kona Essential FWD. 3.49% financing for 84 months.
• Hyundai: 2026 Tucson Preferred AWD. 3.49% financing for 84 months.
• Kia: 2026 Sportage LX FWD. 0% financing for up to 48 months.
• Mazda: 2026 CX-5 GX. 4.49% lease for 60 months.
• Nissan: 2026 Kicks S. 0% financing for 36 months.
• Nissan: 2026 Rogue S. 0% lease for 36 months.
• Subaru: 2026 Crosstrek Convenience. Lease or finance from 0.99% for 24 months.
• Tesla: Model Y. 4.99% financing for up to 96 months.
• Toyota: 2026 RAV4 XLE. Lease from 6.49% for 36 months.
• Volkswagen: 2026 Atlas Comfortline. 0% financing for 60 months.
• Volkswagen: 2026 Taos Trendline. 0.99% financing for 60 months.
• Volkswagen: 2026 Tiguan Comfortline. 0% financing for 60 months.

Offers last verified on September 2, 2026, and expire on September 30, 2026 (where an expiration date is disclosed). Offers are on approved credit, vary by province and region and may have other conditions.

What are the current electric car deals?

Check out the latest hybrid and electric car deals below:

• Cadillac: 2027 LYRIQ. 0% financing for 72 months.
• Cadillac: 2027 OPTIQ. 0% financing for 72 months.
• Chevrolet: 2026 Silverado EV. 4.99% financing for 84 months.
• GMC: 2026 Hummer EV SUV. 1.99% financing for 60 months.
• Tesla: Model 3. 4.99% financing for up to 96 months.
• Tesla: Model Y. 4.99% financing for up to 96 months.
• Toyota: 2026 RAV4 XLE. Lease from 6.49% for 36 months.

Offers last verified on September 2, 2026, and expire on September 30, 2026 (where an expiration date is disclosed). Offers are on approved credit, vary by province and region and may have other conditions.

What are the current truck deals?

Looking for car deals on new trucks? Check out these options:

• Chevrolet: 2026 Silverado 1500. 0% financing for 84 months (expires Sep. 24, 2026).
• Chevrolet: 2026 Silverado EV. 4.99% financing for 84 months.
• Ford: 2026 F-150. 2.99% financing for up to 72 months.
• GMC: 2026 Sierra 1500. 0% financing for 84 months (expires Sep. 24, 2026).
• Ram: 2026 1500 Big Horn Crew Cab 4×4. Financing from 0% for up to 84 months.

Offers last verified on September 2, 2026, and expire on September 30, 2026 (where an expiration date is disclosed). Offers are on approved credit, vary by province and region and may have other conditions.

Expert insight: Trends among car buyers in the past 12 months

"We’re seeing the gap widen—the rich getting richer, and the poor getting poorer—and that’s reshaping the lending landscape. Subprime borrowers are defaulting on auto loans more frequently than last year, which has lenders rethinking their programs to account for higher risk. Some may raise rates even further, while others might exit the space entirely.

Meanwhile, prime borrowers are benefitting from increased competition. More lenders are targeting this group, which could lead to better rates and more attractive product offerings.

It’s also worth noting how affordability is shifting. The average vehicle price tops $50,000, and the typical monthly payment is now over $800—simply out of reach for many buyers. To keep payments manageable, we’re seeing more loans stretch beyond six years.

From my company’s perspective in the specialty finance space, our 15-year loan program for classic and collector cars continues to grow at a breakneck pace. While the reasons people choose these vehicles differ from traditional auto purchases, the broader lending trends are impossible to ignore."

Christopher Adam

Director, Woodside Credit

Tips to secure the best deal for your next vehicle

Keep these tips in mind to help you lock in a better deal on your next car:

• Compare financing options. Before visiting any dealerships, get pre-approved for car loans from other lenders. This will help you work out whether the dealer’s financing offer is a good deal, or whether you’re better off getting a loan elsewhere. Learn more about car loan pre-approval.
• Time your purchase. Keep an eye out for sales and special manufacturer discounts throughout the year. You’ll also have a better chance of getting a good deal if you shop towards the end of the year, from around September to December.
• Know what your trade-in is worth. Research the value of your current car before heading to a dealership. This will give you more negotiating power if the dealer makes a lowball offer for your trade-in.
• Shop around. Visit multiple dealers and test-drive several makes and models. When you compare a range of options, you can shop around for the best available deal.
• Negotiate. Don’t be afraid to ask if there’s a better price available or if the dealer can throw in a few extras for free. Haggling is part of the process, and it can’t hurt to ask for a better deal.

Use our car loan calculator to calculate your payments

Bottom line

No matter whether you’re shopping for a new or used car—or whether you’re financing, leasing or buying it outright—there are always plenty of car deals available. Compare car offers across models, manufacturers and dealerships to find the best deal on your next set of wheels.

Frequently asked questions

• When's the best time to buy a car in Canada?

  The end of the year is generally considered to be the best time to buy a car in Canada, from around September through December. This is when manufacturers and dealerships are keen to move models from the previous year to make space for new models, so you can commonly find attractive deals during this period. You could also save money by shopping towards the end of the month at any time of year, as sales staff may have monthly quotas they need to meet.

• Do car dealerships still negotiate in Canada?

  Yes, you can still negotiate the price of a car with dealerships in Canada. However, how much room you have to negotiate can vary depending on the model you're buying, the current auto sales market and the individual dealership. But even if the dealer won't negotiate, you've got nothing to lose by simply asking if a better deal is available.

• What is the cheapest car in Canada to buy?

  According to a 2026 AutoTrader.ca report, the cheapest car to buy in Canada is the Hyundai Venue Essential, which has an MSRP of $21,999. Last year, Clutch reported that the cheapest car to buy in Canada was the 2025 Nissan Versa with an MSRP of $20,798. Of course, you'll be able to find plenty of models well below the $20K mark if you're willing to shop for a used vehicle.

• What's the best website to buy a car in Canada?

  There are several websites worth checking out if you want to buy a car online in Canada. Popular options include Clutch, Canada Drives, CarsFast and AutoTrader. Learn more in our guides to online car dealers in Canada and the best used car websites in Canada.

To make sure you get accurate and helpful information, this guide has been edited by Leanne Escobal as part of our fact-checking process.

Written by

Tim Falk

Writer

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Tim Falk is a freelance writer for Finder. Over the course of his 20-year writing career, he has reported on a wide range of personal finance topics. Whether you're investing in stocks and ETFs, comparing savings accounts or choosing a credit card, Tim wants to make it easier for you to understand. When he’s not staring at his computer, you can usually find him exploring the great outdoors. See full bio

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