Best rewards credit cards

Get rewarded for your spending with a cash back, miles or rewards points credit card.

Last updated:

Are you looking for a credit card that gives you rewards just for spending? Learn more about the types of rewards cards on offer, as well as how to maximize your earnings. We’ve researched all rewards types offered by credit card providers in Canada, to help you narrow down the right card type for you.

How we chose our top picks for the best rewards cards

We’ve chosen the cards on this page based on the providers available through Finder. These cards are not representative of the entire market. Our top rewards cards offer a high value of rewards points, miles or cash back, exclusive perks such as comprehensive travel insurance coverage, and a signup bonus. We’ve also considered annual fees and balance transfer fees.

No single rewards card will be the best choice for everyone, so compare your options before picking your new card.

Best for earning rewards points: American Express Gold Rewards Card

American Express Gold Rewards Card

Go to site

With the American Express Gold Rewards Card, you’ll earn 2 Membership Rewards points for every $1 spent on gas, likewise with purchases on travel, grocery and drug store purchases.

Although this might seem like a low earn rate compared to, say a 4% cash back card, Amex Membership Rewards points are much more valuable. You can transfer your points to Aeroplan Miles at a rate of 1:1, which are worth $2.50 when redeemed toward a flight. Plus, this card is automatically enrolled in the Membership Rewards program, which saves yo $50 annually.

Best for earning Air Miles: BMO AIR MILES World Elite MasterCard

BMO AIR MILES World Elite MasterCard

Go to site

With the BMO AIR MILES World Elite MasterCard, you’ll earn 1 mile per $10 spend in purchases. Air Miles can be redeemed for flights, cash, merchandise and statement credit, with little to no restrictions.

To sweeten the deal, the card comes with an enticing signup bonus, the annual fee waived in the first year and plenty of travel related perks including airport lounge access, comprehensive travel insurance coverage, big gas savings at Shell stations across Canada and more.

Best for earning Aeroplan Miles: TD Aeroplan Visa Infinite Card

TD Aeroplan Visa Infinite Card

Go to site

When it comes to Air Canada, the TD Aeroplan Visa Infinite Card is a great alternative to the American Express Gold Rewards Card. You’ll get plenty of Air Canada perks, however the earn rate is not as high as the Amex card which has us choosing it as the best Aeroplan Miles card instead.

Best for earning flat-rate cash back: SimplyCash Preferred Card from American Express

SimplyCash Preferred Card from American Express

Go to site

The SimplyCash Preferred Card from American Express gives 2% cash back on purchases and a 5% return in your first 6 months.

The card also offers comprehensive travel insurance, an introductory balance transfer rate and exclusive offers on dining and entertainment. Just watch out for the annual fee of $99.

Best for earning accelerated cash back: Scotia Momentum Visa Infinite Card

Scotia Momentum Visa Infinite Card

Go to site

The Scotia Momentum Visa Infinite Card offers a 4% cash back return on groceries and recurring bill payments, 2% cash back for all gas and daily transit purchases and 1% for everything else.

This card comes with an annual fee of $120 but it’s waived in the first year.

Contender for earning rewards points: Scotiabank Gold American Express Card

Scotiabank Gold American Express Card

Go to site

With a fresh new look, the Scotiabank Gold American Express Card is a powerful everyday credit card as well as a strong travel companion. With a signup bonus of 20,000 points, earn 5x the points on your everyday eating and drinking expenses, and 3x the points on gas and daily transit costs. You’ll also earn 1x the points on everything else, which means no matter what you buy on a daily basis, you’ll rack up points regardless of the spending category.

When it comes to travel, enjoy no foreign transaction fees, complimentary airport lounge access, access to a 24/7 concierge service and a comprehensive suite of travel insurance.

Compare more rewards credit cards

Compare the features and earn rates of more rewards credit cards below.

Air Miles and Aeroplan Miles credit cards

These cards can help you monetize your everyday spending to earn miles, which you can use towards flights, accommodation, car rentals and other travel-related perks. Check out our available Air Miles and Aeroplan Miles cards below.

Name Product Reward Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Min. Credit Limit
BMO AIR MILES World Elite MasterCard
Earn 1 mile per $10 spend in purchases.
19.99%
22.99%
$0 annual fee for the first year ($120 thereafter)
$80,000
N/A
Get up to 3,000 AIR MILES Bonus Miles with minimum spend of $3,000 in the first three months, plus a first year annual fee waiver. Ends March 3, 2020.
American Express AIR MILES Platinum Credit Card
Earn 1 AIR MILES® for every $5 you spend at eligible sponsors, stores, drugstores and gas stations (up to $30,000 annually) and 1 Mile for every $10 you spend anywhere else. Terms apply.
19.99%
22.99%
$120
N/A
N/A
Receive up to 2,000 Bonus Miles (terms apply). Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application. Terms apply.
American Express AeroplanPlus Platinum Card
Get free annual partner ticket and unlimited access to Air Canada Maple Leaf Lounges as well as Air Canada priority check-in.
N/A
N/A
$499
N/A
N/A
Get free annual partner ticket and unlimited access to Air Canada Maple Leaf Lounges as well as Air Canada priority check-in. Receive 40,000 bonus Aeroplan Miles after spending $3,000 in the first three months of card membership. Terms apply.
TD Aeroplan Visa Platinum Card
Earn 1 Aeroplan Mile for every $1 spent on eligible grocery, gas and drugstore purchases and 1 mile for every $1.50 spent on other purchases.
19.99%
22.99%
$89
N/A
$1,500
Earn up to 25,000 TD Rewards Points, including a 10,000 welcome bonus when you make your first purchase with your card. Earn 5 additional Aeroplan Miles on all purchases, for the first 3 months up to a total spend of $1000 per month, up to a total of 15,000 Aeroplan Miles. Plus, first year no annual fee for the primary cardholder. Apply online by March 2, 2020.
TD Aeroplan Visa Infinite Privilege Card
Get 1.5 miles for every $1 spent on eligible grocery, gas, drugstore and Air Canada purchases and 1.25 miles for every $1 spent elsewhere.
19.99%
22.99%
$399
N/A
$10,000
Earn up to 40,000 Aeroplan Miles (equivalent to 2 premium economy class short-haul roundtrip flight rewards), including a 25,000 Welcome Bonus when you make your first purchase with your card. Earn 5 additional Aeroplan Miles on all purchases for the first 3 months up to a total of $1,000 spent per month, up to a total of 15,000 Aeroplan Miles. Apply online by March 2, 2020.
TD Aeroplan Visa Infinite Card
Earn 1.5 miles for every $1 spent on eligible grocery, gas, drugstore and aircanada.com purchases and 1 mile for every $1 spent elsewhere. T&C's apply.
19.99%
22.99%
$120
$60,000
$5,000
Earn up to 30,000 Aeroplan Miles (equivalent to 2 economy short-haul roundtrip flight rewards) and first year no Annual Fee for the Primary Cardholder. Apply online by March 2, 2020.
Shell AIR MILES Mastercard from BMO
Earn 2x AIR MILES reward miles per $20 spent at eligible partners and 1 mile per $20 spent for all other purchases.
19.99%
22.99%
$0
$15,000
N/A
Get up to 800 bonus AIR MILES reward miles with minimum spend of $1,000 in the first three months. Ends March 3, 2020.
BMO Sobeys AIR MILES Mastercard
Earn 2 AIR MILES reward miles per $20 spent at Sobeys, Foodland and eligible AIR MILES partners, and 1 AIR MILE for every $20 spent elsewhere.
19.99%
22.99%
$0
$15,000
N/A
Get up to 800 bonus AIR MILES reward miles with minimum spend of $1,000 in the first three months. Ends March 3, 2020.
American Express AIR MILES for Business Card
Earn 1 AIR MILES® for every $10 spent at eligible AIR MILES® Partners* and 1 mile for every $15 spent anywhere else. Terms apply.
N/A
N/A
$180
N/A
N/A
Offers 2,000 bonus AIR MILES® when you spend $5,000 within the first 3 months of membership. Terms apply.
Shell AIR MILES World Mastercard from BMO
Earn 1.25 AIR MILES reward miles at Shell stations in Canada and 1 mile per $15 spent for all other purchases.
19.99%
22.99%
$99
$60,000
N/A
Earn 1.25x Miles on card purchases at participating Shell stations in Canada and 1 mile per $15 spent for all other purchases.

Compare up to 4 providers

Back to top
*The products compared on this page are chosen from a range of offers available to us and are not representative of all the products available in the market. There is no perfect order or perfect ranking system for the products we list on our Site, so we provide you with the functionality to self-select, re-order and compare products. The initial display order is influenced by a range of factors including conversion rates, product costs and commercial arrangements, so please don't interpret the listing order as an endorsement or recommendation from us. We're happy to provide you with the tools you need to make better decisions, but we'd like you to make your own decisions and compare and assess products based on your own preferences, circumstances and needs.

Rewards points credit cards

With rewards points cards, you can earn points for every $1 spent on eligible purchases and redeem them for a range of rewards such as flights, travel discounts, statement credit, merchandise and more. Check out our available rewards points cards below.

Name Product Bonus Points Rewards Program Rewards Purchase Interest Rate Cash Advance Rate Annual Fee
American Express Cobalt Card
40,000
Membership Rewards
5x points per $1 spent on eligible grocery, restaurants, bars, cafés, food delivery, 2x points on transit, gas, travel purchases, and 1 point on all other spend. Terms apply.
19.99%
22.99%
$120
Earn up to 40,000 bonus points in your first year. Earn 2,500 points with minimum spend of $500 for each billing period up to a maximum of 30,000 bonus points in your first year, plus earn a welcome bonus of 10,000 points when you spend a total of $3,000 in purchases in your first 3 months. Terms apply.
TD Aeroplan Visa Infinite Card
30,000
Aeroplan Miles
Visa Infinite
Earn 2 miles for every $1 spent on eligible grocery, gas, drugstore and aircanada.com purchases and 1 mile for every $1 spent elsewhere. T&C's apply.
19.99%
22.99%
$120
Earn up to 30,000 Aeroplan Miles (equivalent to 2 economy short-haul roundtrip flight rewards) and first year no Annual Fee for the Primary Cardholder. Apply online by March 2, 2020.
BMO World Elite MasterCard
35,000
BMO Rewards
3 BMO Rewards points per $1 spent on dining, travel and entertainment purchases and 2 points for all other purchases.
19.99%
22.99%
$0 annual fee for the first year ($150 thereafter)
Offers 35,000 BMO Rewards bonus points with a minimum spend of $3,000 in the first three months of card membership. Ends March 3, 2020.
Scotiabank Passport  Visa Infinite Card
25,000
Scotia Rewards
Visa Infinite
2x points per $1 spent on grocery stores, dining, entertainment and daily transit, 1 point on all other spend
19.99%
22.99%
$139
Earn up to 25,000 bonus Scotia Rewards points ($250 value) in your first year of card membership (ends March 1, 2020) . Plus, earn an extra 10,000 points ($250 value) with a min. annual spend of $40,000 on your card.
TD First Class Travel Visa Infinite Card
80,000
Visa Infinite
TD Rewards
Earn 9 TD Points per $1 in travel booked online through Expedia for TD, and 3 points/$1 spent elsewhere.
19.99%
22.99%
$120
Earn up to 80,000 TD Rewards Points, including a 20,000 welcome bonus when you make your first purchase with your card. Earn 5X the TD Rewards Points on all purchases up to a maximum of 20,000 TD Rewards Points per month, for each of the first three months. Plus, first year no annual fee for the primary cardholder. Apply online by March 2, 2020.
SimplyCash Preferred Card from American Express
N/A
Cash back
5% cash back on the first 6 months (2% cash back thereafter)
19.99%
22.99%
$99
Receive 5% cash back (up to $300 cash back) and a 1.99% balance transfer rate in the first 6 months to new cardmembers. No balance transfer fee upon application.
Tangerine World Mastercard
N/A
Tangerine Money-Back Rewards
4% cash back on up to 3 categories in the first 3 months (Ends January 31, 2020), and 0.50% cash back on all other spend.
19.95%
19.95%
$0
Get a 1.95% interest rate on balance transfers for the first six months. Valid within the first 30 days of account opening.
BMO CashBack World Elite MasterCard
N/A
Cash back
5% cash back on all purchases in the first three months (and 1.5% thereafter)
19.99%
22.99%
$0 annual fee for the first year ($120 thereafter)
Get 5% cash back in the first three months of card membership with a first year annual fee waiver. Ends March 31, 2020.
Scotia Momentum  No-Fee Visa Card
N/A
Cash back
1% cash back on purchases at eligible gas stations, grocery stores, drug stores and recurring payments and 0.5% on all other spending
7.99% intro APR for the first 6 months, 19.99% thereafter
22.99%
$0
Offers a 7.99% introductory interest rate on all spend for the first 6 months. Ends March 1, 2020.
American Express AIR MILES Platinum Credit Card
2,000
Air Miles
1 mile per $5 spent at eligible AIR MILES® sponsors, restaurants, coffeeshops, grocery stores and gas stations (up to $30,000 annually), and 1 mile per $10 spent on everything else. Terms apply.
19.99%
22.99%
$120
Receive up to 2,000 Bonus Miles (terms apply). Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application. Terms apply.

Compare up to 4 providers

Back to top
*The products compared on this page are chosen from a range of offers available to us and are not representative of all the products available in the market. There is no perfect order or perfect ranking system for the products we list on our Site, so we provide you with the functionality to self-select, re-order and compare products. The initial display order is influenced by a range of factors including conversion rates, product costs and commercial arrangements, so please don't interpret the listing order as an endorsement or recommendation from us. We're happy to provide you with the tools you need to make better decisions, but we'd like you to make your own decisions and compare and assess products based on your own preferences, circumstances and needs.

Cash back credit cards

Cash back cards offer you the opportunity to earn a certain percentage from each transaction back in cash. Check out our available cash back cards below.

Name Product Reward Purchase Interest Rate Cash Advance Rate Cash Back Rate Annual Fee
SimplyCash Preferred Card from American Express
Get 2% cashback after the Welcome Rate on all purchases. No cap and no limit.
19.99%
22.99%
2%
$99
Receive 5% cash back (up to $300 cash back) and a 1.99% balance transfer rate in the first 6 months to new cardmembers. No balance transfer fee upon application.
SimplyCash Card from American Express
1.25% cash back rate on all purchases when your welcome offer ends. No cap.
19.99%
22.99%
1.25%
$0
Earn 2.5% cash back (up to $150 cash back) in the first three months (Terms apply). Offers 1.99% balance transfer rate in the first 6 months and no balance transfer fee upon application.
Scotia Momentum Visa Infinite Card
Earn 4% cash back per $1 spent on groceries & recurring bill payments, 2% per $1 spent on gas & public transit and 1% per $1 spent on all other spend.
20.99%
22.99%
4%
$120
Get 10% cash back on all spend for the first 3 months up to $2,000 in total purchases. Plus, no annual fee in the first year, including on supplementary cards (total value of $350). Ends April 30, 2020.
Scotia Momentum  Mastercard Credit Card
Get 1% cash back on purchases made at gas stations, grocery stores and drug stores, and on recurring bill payments, plus an additional 0.5% cash back on all other spend.
7.99% intro APR for the first 6 months, 19.99% thereafter
22.99%
1%
$0
Get 1% cash back on payments made at gas stations, grocery stores and pharmacies, including recurring payments. Receive a 7.99% introductory interest rate on all spend for the first six months (Ends March 1, 2020).
Scotia Momentum  No-Fee Visa Card
Receive 1% cash back on payments made at gas stations, supermarkets, pharmacies and recurring bill payments.
7.99% intro APR for the first 6 months, 19.99% thereafter
22.99%
1%
$0
Offers a 7.99% introductory interest rate on all spend for the first 6 months. Ends March 1, 2020.
Scotia Momentum Visa Card
2% cash back on eligible gas stations, grocery and drug store purchases including recurring payments. T&C's apply.
19.99%
22.99%
2%
$39
Offers a 2.99% introductory balance transfer rate for the first 6 months. Ends March 1, 2020.
Tangerine Money-Back Credit Card
Earn 4% Money-Back Rewards in three categories of your choice such as groceries, dining, petrol and more. Ends January 31, 2020.
19.95%
19.95%
2%
$0
Get 1.95% interest rate on balance transfers for the first six months. Valid within the first 30 days of account opening.
TD Cash Back Visa Infinite Card
Get 3% cash back on eligible groceries, gas and bill payments and 1% cash back on all other purchases.
20.99%
22.99%
3%
$0 annual fee for the first year ($120 thereafter)
Earn 10% cash back on all purchases for the first 3 months (up to a total spend of $2,000). Apply online by March 2, 2020. .
TD Cash Back Visa Card
Earn 1% in cash back on eligible groceries, gas, and bill payments and 0.5% in cash back on all other purchases.
19.99%
22.99%
1%
$0
Earn 1% in cash back on eligible groceries, gas, and bill payments and 0.5% in cash back on all other purchases.
Shell CashBack Mastercard from BMO
Earn 1.5% cash back per $1 spent at Shell stations in Canada and 0.5% on everything else.
19.99%
22.99%
1.5%
$0
Get $50 limited bonus cash back upon first spend and receive 1% cash back for the first 6 months. Ends March 31, 2020.

Compare up to 4 providers

Back to top
*The products compared on this page are chosen from a range of offers available to us and are not representative of all the products available in the market. There is no perfect order or perfect ranking system for the products we list on our Site, so we provide you with the functionality to self-select, re-order and compare products. The initial display order is influenced by a range of factors including conversion rates, product costs and commercial arrangements, so please don't interpret the listing order as an endorsement or recommendation from us. We're happy to provide you with the tools you need to make better decisions, but we'd like you to make your own decisions and compare and assess products based on your own preferences, circumstances and needs.

Grocery credit cards

With a grocery card, you can earn cash back and extra rewards when you purchase your everyday groceries. Check out our available grocery cards below.

Name Product Reward Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Min. Credit Limit
American Express Cobalt Card
Earn 5x points on eligible eats and drinks, including groceries and food delivery, 2x points on transit, gas, travel purchases, and 1 point on all other spend. Terms apply.
19.99%
22.99%
$120
N/A
N/A
Earn up to 40,000 bonus points in your first year. Earn 2,500 points with minimum spend of $500 for each billing period up to a maximum of 30,000 bonus points in your first year, plus earn a welcome bonus of 10,000 points when you spend a total of $3,000 in purchases in your first 3 months. Terms apply.
TD Aeroplan Visa Infinite Card
Earn 1.5 miles for every $1 spent on eligible grocery, gas, drugstore and aircanada.com purchases and 1 mile for every $1 spent elsewhere. T&C's apply.
19.99%
22.99%
$120
$60,000
$5,000
Earn up to 30,000 Aeroplan Miles (equivalent to 2 economy short-haul roundtrip flight rewards) and first year no Annual Fee for the Primary Cardholder. Apply online by March 2, 2020.
Scotiabank Passport  Visa Infinite Card
Earn 2 Scotia Rewards points per $1 spent on eligible grocery stores, dining, entertainment purchases, and daily transit. Earn 1 Scotia Rewards points per $1 spent on all other eligible purchases.
19.99%
22.99%
$139
$60,000
$5,000
Earn up to 25,000 bonus Scotia Rewards points ($250 value) in your first year of card membership (ends March 1, 2020) . Plus, earn an extra 10,000 points ($250 value) with a min. annual spend of $40,000 on your card.
Tangerine World Mastercard
Earn 4% Money-Back Rewards in up to 3 categories of your choice. Offer ends January 31, 2020.
19.95%
19.95%
$0
$60,000
N/A
Get a 1.95% interest rate on balance transfers for the first six months. Valid within the first 30 days of account opening.
Scotia Momentum  No-Fee Visa Card
Receive 1% cash back on payments made at gas stations, supermarkets, pharmacies and recurring bill payments.
7.99% intro APR for the first 6 months, 19.99% thereafter
22.99%
$0
$12,000
$500
Offers a 7.99% introductory interest rate on all spend for the first 6 months. Ends March 1, 2020.
American Express AIR MILES Platinum Credit Card
Earn 1 AIR MILES® for every $5 you spend at eligible sponsors, stores, drugstores and gas stations (up to $30,000 annually) and 1 Mile for every $10 you spend anywhere else. Terms apply.
19.99%
22.99%
$120
N/A
N/A
Receive up to 2,000 Bonus Miles (terms apply). Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application. Terms apply.
Tangerine Money-Back Credit Card
Earn 4% Money-Back Rewards in three categories of your choice such as groceries, dining, petrol and more. Ends January 31, 2020.
19.95%
19.95%
$0
$12,000
N/A
Get 1.95% interest rate on balance transfers for the first six months. Valid within the first 30 days of account opening.
BMO IGA AIR MILES Mastercard
Earn 2x AIR MILES reward miles per $20 spent at eligible partners and IGA stores and 1 mile per $20 spent for all other purchases.
19.99%
22.99%
$0
$15,000
N/A
Get up to 800 bonus AIR MILES reward miles with minimum spend of $1,000 in the first three months. Ends March 3, 2020.
Scotia Momentum Visa Infinite Card
Earn 4% cash back per $1 spent on groceries & recurring bill payments, 2% per $1 spent on gas & public transit and 1% per $1 spent on all other spend.
20.99%
22.99%
$120
$60,000
$5,000
Get 10% cash back on all spend for the first 3 months up to $2,000 in total purchases. Plus, no annual fee in the first year, including on supplementary cards (total value of $350). Ends April 30, 2020.
Scotiabank Platinum American Express Card
Earn 4 Scotia Rewards points per $1 spent at grocery stores, gas stations, dining and entertainment purchases.
19.99%
22.99%
$399
$12,000
$10,000
Receive 30,000 bonus Scotia Rewards points upon first eligible purchase within the first two months. Ends March 1, 2020.

Compare up to 4 providers

Back to top
*The products compared on this page are chosen from a range of offers available to us and are not representative of all the products available in the market. There is no perfect order or perfect ranking system for the products we list on our Site, so we provide you with the functionality to self-select, re-order and compare products. The initial display order is influenced by a range of factors including conversion rates, product costs and commercial arrangements, so please don't interpret the listing order as an endorsement or recommendation from us. We're happy to provide you with the tools you need to make better decisions, but we'd like you to make your own decisions and compare and assess products based on your own preferences, circumstances and needs.

Gas credit cards

Gas rewards cards give generous discounts for spending on fuel and earn you points or cash back whenever you make purchases at eligible gas stations. Check out available gas cards below.

Name Product Reward Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Min. Credit Limit
American Express Cobalt Card
Earn 5x points on eligible eats and drinks, including groceries and food delivery, 2x points on transit, gas, travel purchases, and 1 point on all other spend. Terms apply.
19.99%
22.99%
$120
N/A
N/A
Earn up to 40,000 bonus points in your first year. Earn 2,500 points with minimum spend of $500 for each billing period up to a maximum of 30,000 bonus points in your first year, plus earn a welcome bonus of 10,000 points when you spend a total of $3,000 in purchases in your first 3 months. Terms apply.
TD Aeroplan Visa Infinite Card
Earn 1.5 miles for every $1 spent on eligible grocery, gas, drugstore and aircanada.com purchases and 1 mile for every $1 spent elsewhere. T&C's apply.
19.99%
22.99%
$120
$60,000
$5,000
Earn up to 30,000 Aeroplan Miles (equivalent to 2 economy short-haul roundtrip flight rewards) and first year no Annual Fee for the Primary Cardholder. Apply online by March 2, 2020.
Tangerine World Mastercard
Earn 4% Money-Back Rewards in up to 3 categories of your choice. Offer ends January 31, 2020.
19.95%
19.95%
$0
$60,000
N/A
Get a 1.95% interest rate on balance transfers for the first six months. Valid within the first 30 days of account opening.
Scotia Momentum  No-Fee Visa Card
Receive 1% cash back on payments made at gas stations, supermarkets, pharmacies and recurring bill payments.
7.99% intro APR for the first 6 months, 19.99% thereafter
22.99%
$0
$12,000
$500
Offers a 7.99% introductory interest rate on all spend for the first 6 months. Ends March 1, 2020.
American Express AIR MILES Platinum Credit Card
Earn 1 AIR MILES® for every $5 you spend at eligible sponsors, stores, drugstores and gas stations (up to $30,000 annually) and 1 Mile for every $10 you spend anywhere else. Terms apply.
19.99%
22.99%
$120
N/A
N/A
Receive up to 2,000 Bonus Miles (terms apply). Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application. Terms apply.
Shell AIR MILES Mastercard from BMO
Earn 2x AIR MILES reward miles per $20 spent at eligible partners and 1 mile per $20 spent for all other purchases.
19.99%
22.99%
$0
$15,000
N/A
Get up to 800 bonus AIR MILES reward miles with minimum spend of $1,000 in the first three months. Ends March 3, 2020.
Shell AIR MILES World Mastercard from BMO
Earn 1.25 AIR MILES reward miles at Shell stations in Canada and 1 mile per $15 spent for all other purchases.
19.99%
22.99%
$99
$60,000
N/A
Earn 1.25x Miles on card purchases at participating Shell stations in Canada and 1 mile per $15 spent for all other purchases.
Tangerine Money-Back Credit Card
Earn 4% Money-Back Rewards in three categories of your choice such as groceries, dining, petrol and more. Ends January 31, 2020.
19.95%
19.95%
$0
$12,000
N/A
Get 1.95% interest rate on balance transfers for the first six months. Valid within the first 30 days of account opening.
Shell CashBack Mastercard from BMO
Earn 1.5% cash back per $1 spent at Shell stations in Canada and 0.5% on everything else.
19.99%
22.99%
$0
$15,000
N/A
Get $50 limited bonus cash back upon first spend and receive 1% cash back for the first 6 months. Ends March 31, 2020.
BMO IGA AIR MILES Mastercard
Earn 2x AIR MILES reward miles per $20 spent at eligible partners and IGA stores and 1 mile per $20 spent for all other purchases.
19.99%
22.99%
$0
$15,000
N/A
Get up to 800 bonus AIR MILES reward miles with minimum spend of $1,000 in the first three months. Ends March 3, 2020.

Compare up to 4 providers

Back to top
*The products compared on this page are chosen from a range of offers available to us and are not representative of all the products available in the market. There is no perfect order or perfect ranking system for the products we list on our Site, so we provide you with the functionality to self-select, re-order and compare products. The initial display order is influenced by a range of factors including conversion rates, product costs and commercial arrangements, so please don't interpret the listing order as an endorsement or recommendation from us. We're happy to provide you with the tools you need to make better decisions, but we'd like you to make your own decisions and compare and assess products based on your own preferences, circumstances and needs.

Car rental credit cards

Get peace of mind on the road when you rent a car using your credit card that offers comprehensive insurance coverage. Check out available car rental cards below.

Name Product Purchase Interest Rate Cash Advance Rate Annual Fee Car Rental Perks
American Express Cobalt Card
19.99%
22.99%
$120
Complimentary Car Rental Theft and Damage Insurance (MSRP of up to $85,000). Terms apply.
Earn up to 40,000 bonus points in your first year. Earn 2,500 points with minimum spend of $500 for each billing period up to a maximum of 30,000 bonus points in your first year, plus earn a welcome bonus of 10,000 points when you spend a total of $3,000 in purchases in your first 3 months. Terms apply.
TD Aeroplan Visa Infinite Card
19.99%
22.99%
$120
Get discounted rates at Avis and Budget car rental services with Auto Rental Collision/Loss Damage Insurance.
Earn up to 30,000 Aeroplan Miles (equivalent to 2 economy short-haul roundtrip flight rewards) and first year no Annual Fee for the Primary Cardholder. Apply online by March 2, 2020.
BMO World Elite MasterCard
19.99%
22.99%
$0 annual fee for the first year ($150 thereafter)
Complimentary Collision Damage Waiver benefits (MSRP of up to $65,000).
Offers 35,000 BMO Rewards bonus points with a minimum spend of $3,000 in the first three months of card membership. Ends March 3, 2020.
Scotiabank Passport  Visa Infinite Card
19.99%
22.99%
$139
Up to 25% car rental discount + complimentary upgrades for Avis® Preferred Plus members at participating Avis locations in Canada and the US, Rental Car Collision/Loss Damage Insurance coverage (up to $65,000)
Earn up to 25,000 bonus Scotia Rewards points ($250 value) in your first year of card membership (ends March 1, 2020) . Plus, earn an extra 10,000 points ($250 value) with a min. annual spend of $40,000 on your card.
TD First Class Travel Visa Infinite Card
19.99%
22.99%
$120
Up to 10% rental discount at participating Avis and Budget locations in Canada and the US, 5% discount overseas. Plus, complimentary Auto Rental Collision/Loss Damage Insurance (MSRP of up to $65,000).
Earn up to 80,000 TD Rewards Points, including a 20,000 welcome bonus when you make your first purchase with your card. Earn 5X the TD Rewards Points on all purchases up to a maximum of 20,000 TD Rewards Points per month, for each of the first three months. Plus, first year no annual fee for the primary cardholder. Apply online by March 2, 2020.
SimplyCash Preferred Card from American Express
19.99%
22.99%
$99
Complimentary Car Rental Theft and Damage Insurance (MSRP of up to $85,000)
Receive 5% cash back (up to $300 cash back) and a 1.99% balance transfer rate in the first 6 months to new cardmembers. No balance transfer fee upon application.
Tangerine World Mastercard
19.95%
19.95%
$0
Rental Car Collision/Loss Damage insurance
Get a 1.95% interest rate on balance transfers for the first six months. Valid within the first 30 days of account opening.
BMO CashBack World Elite MasterCard
19.99%
22.99%
$0 annual fee for the first year ($120 thereafter)
Up to 25% discount at National Car Rental® and Alamo Rent A Car® locations with complimentary Collision Damage Waiver benefits (MSRP of up to $65,000).
Get 5% cash back in the first three months of card membership with a first year annual fee waiver. Ends March 31, 2020.
Scotia Momentum  No-Fee Visa Card
7.99% intro APR for the first 6 months, 19.99% thereafter
22.99%
$0
Up to 25% discount at participating Budget and AVIS car rental locations in Canada and the US
Offers a 7.99% introductory interest rate on all spend for the first 6 months. Ends March 1, 2020.
American Express Business Edge Card
19.99%
22.99%
$99
Complimentary Car Rental Theft and Damage Insurance (MSRP of up to $85,000). Terms apply.
Earn up to 42,000 Membership Rewards® points in the first year of card approval. Offers 30,000 Welcome Bonus points when you spend $5,000 in purchases within the first 3 months of membership. Terms apply.