Learn how to save on gas, get roadside assistance, book car rentals and earn rewards you can redeem for travel, merchandise and more.
Credit cards designed for drivers usually offer gas rebates or roadside assistance, with added benefits like reward points and discounts on car rentals. Many of these cards come with no annual fee and basic insurance coverage while others offer additional rewards like travel insurance and fraud protection.
We’ll help you compare credit cards for drivers and learn how to choose the best card for your needs.
Compare credit cards for drivers
Compare the features and earn rates of credit cards for drivers below.
What types of credit cards should drivers consider?
Look for credit cards that offer the following features:
- Roadside assistance. Roadside assistance cards offer benefits like free towing, battery boosts, door unlocks, tire changes, gas deliveries and more. Some also cover emergency transportation and rental car costs.
- Rental car insurance. Many premium, travel and business cards offer rental car insurance as an added feature. This will typically cover you for damage/theft to your rental vehicle as well as loss of use if it needs to be repaired.
- Gas rebates. Some credit cards offer gas rebates at the pump while others will give you bonus rewards or cashback every time you fill up.
- Customer loyalty programs. Many hardware stores, repair shops and roadside assistance providers offer customer loyalty credit cards that let you earn extra points for servicing your vehicle, buying parts or renewing your membership.
How to choose the best credit card for your needs
- Decide if you want to pay a fee. Fee-free cards can save you money upfront, but often offer less in terms of rewards and benefits. You should weigh out which type of card has the most value for you.
- Search for a welcome bonus. Try to find a card that gives you bonus points for signing up
- Look at the conversion rate on points. Look at how many rewards you’ll earn per dollar spent, and find out how many dollars you’ll get back when you cash in your rewards.
- Compare benefits on offer. Aim to lock in a card that offers additional benefits like travel insurance, purchase protection and extended warranty coverage.
- Find out if you’re eligible. Be sure to check that you meet income, residency and age requirements for the card you want.
What to watch out for
- Avoid rewards caps. Make sure your provider won’t limit the number of points you can earn on purchases.
- Watch out for expiration dates. Your points may expire if you don’t use them within a certain time period, so make sure you know when you need to redeem them by.
- Read the fine print. Look at your contract before you commit to a provider to make sure you know exactly what you’re signing on to.
- Ask about excluded purchases. Some providers will exclude certain purchases (like bill payments) from rewards, so it pays to find out in advance what you might lose points on.
- Check eligibility requirements. Find out whether you qualify for the card you want before you do a ton of research.
If you want to save money on gas, vehicle maintenance or car rentals, consider a credit card designed for drivers. These cards usually offer a return on rewards, with added benefits such as roadside assistance, car rental insurance, travel insurance and more.