Tangerine No-Fee Daily Chequing Account
Earn up to $250. Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. Valid until April 30, 2027.

By
Chelsey HurstUpdated
We’ve rounded up the latest Tangerine new account offers and promo codes so you can easily compare promotions and start saving and earning with the best switching deal for you. In the past, we’ve seen Tangerine offer cash bonuses (worth hundreds of dollars), bonus cashback rates and promo interest rates for opening an eligible Tangerine account or credit card.
Keep reading to see the latest Tangerine promotions available now.
Earn up to $250. Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. Valid until April 30, 2027.
| Monthly fee | $0 |
|---|---|
| Transactions | Unlimited |
| Interac e-transfers | $0 |
| Highlights | Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. Valid until April 30, 2027. |
Tangerine Savings Account
Open a Tangerine Savings Account to earn 4.50% for the first 5 months (on up to $1,000,000 in deposits) when you sign up by November 30, 2026. Thereafter, you'll earn 0.30%.
| Interest rate | 4.5% |
|---|---|
| Min. balance to earn interest | $0 |
| Monthly fee | $0 |
| Highlights | Earn 4.50% interest for 5 months (on up to $1,000,000 in deposits) when you sign up by November 30, 2026. |
Tangerine doesn’t typically offer promo codes for opening an account. However, Tangerine nearly always offers ongoing promotions—like cash bonuses or bonus interest rates—simply for opening a new chequing or savings account. That means that you don’t need a specific promo code to get a Tangerine new account offer—you simply need to open an account and complete the qualifying steps to automatically receive the offer.
Yes, it definitely can be worth switching to Tangerine to take advantage of a new account offer, but it depends on your current finances. The main perk Tangerine offers its clients, unlike Canada’s Big Five banks, is no-fee banking. All its accounts and credit cards come with no monthly or annual fees, plus plenty of perks.
Tangerine accounts come with unlimited transactions and e-transfers, along with competitive interest on your balance. Another big perk with Tangerine is that it is a subsidiary of Scotiabank, which means you get access to Scotiabank’s entire ATM network for free.
Once you become a Tangerine client, you’ll often receive ongoing promotional interest rates on your savings account balance, which means the perks don’t stop once you sign up.
All that said, it’s still important to shop around because, for example, some other digital banks in Canada (like EQ Bank or PC Financial) tend to offer higher ongoing savings rates than Tangerine. But if banking with a free online bank that is backed by one of the Big Banks is an important factor for you, it’s definitely worth considering making the switch to Tangerine and possibly earning a few hundred dollars in the process.
Although Tangerine typically offers competitive new account offers, other Canadian banks and credit unions are offering competitive promotions right now too. Here are some other options you can compare with what Tangerine offers:
Finder exclusive: Get a $175 digital Visa card from Finder Become a Finder member, then open a new BMO Performance Chequing Account through Finder as a first-time customer and keep it open until January 29, 2027. Offer ends November 30, 2026.
| Monthly fee | $17.95 |
|---|---|
| Monthly fee waiver | The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to a $1,100 cash bonus. Plus, get a Walmart+ membership for up to 12 months. |
Earn up to $1,100. Earn up to a $1,100 cash bonus with the BMO Performance Chequing Account. Plus, get a Walmart+ membership for up to 12 months. Valid until March 1, 2027.
| Monthly fee | $17.95 |
|---|---|
| Monthly fee waiver | The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to a $1,100 cash bonus. Plus, get a Walmart+ membership for up to 12 months. |
Earn up to $1,100. Earn up to a $1,100 cash bonus with the BMO Premium Plan Chequing Account. Plus, get a Walmart+ membership for up to 12 months. Valid until March 1, 2027.
| Monthly fee | $30.95 |
|---|---|
| Monthly fee waiver | Monthly account fee waived if you keep a balance of at least $6,000 in your account each month. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to a $1,100 cash bonus. Plus, get a Walmart+ membership for up to 12 months. *Terms apply. |
KOHO Core Plan
New KOHO Core users can get $40 when they sign up with promo code FINDER4026. T&Cs apply.
| Interest rate | 2% |
|---|---|
| Min. balance to earn interest | $0 |
| Monthly fee | $0 |
| Highlights | Opt in and earn 2% interest on your savings. Plus, earn 1% cash back on groceries, transportation, food, and drink purchases. |
Finder exclusive: Get $100 from Finder Become a Finder member, then open a new Scotiabank Preferred Package online through Finder as a first-time customer to get a $100 digital Visa card from Finder + earn up to $1,000 in welcome bonuses from Scotiabank. Keep the account open until January 15th, 2027. Offer ends November 30, 2026.
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | The monthly account fee will be waived if you have at least $4,000 in your account at all times. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card. Valid until March 4, 2027. |
Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card. Valid until March 4, 2027.
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | The monthly account fee will be waived if you have at least $4,000 in your account at all times. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card. Valid until March 4, 2027. |
Earn up to $1,000 when you bundle an Ultimate Package, savings account, and credit card. Valid until March 4, 2027.
| Monthly fee | $30.95 |
|---|---|
| Monthly fee waiver | Monthly account fee waived if you have at least $6,000 in your account at all times or a combined balance of $100,000 across your Ultimate Package and a MomentumPLUS Savings Account. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to $1,000 when you bundle an Ultimate Package, savings account, and credit card. Valid until March 4, 2027. |
Scotia High Interest Savings Account
Earn up to 5% for the first 3 months when you open your first Scotia High Interest Savings Account. T&Cs apply.
| Interest rate | up to 5.00% |
|---|---|
| Min. balance to earn interest | $10,000 |
| Monthly fee | $0 |
| Highlights | Earn up to 5% for the first 3 months when you open your first Scotia High Interest Savings Account. |
Earn up to a $600 cash bonus when you open and use a Coast Capital Unlimited Chequing Account. Offer expires November 30, 2026.
| Monthly fee | $8.50 |
|---|---|
| Monthly fee waiver | You'll pay no monthly fee if you maintain a minimum balance of $4,000 at all times, or if you're either 25 or younger or 59 or older. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn up to a $600 cash bonus when you open a Coast Capital Unlimited Chequing Account, and open and spend at least $1,000 on a new eligible credit card. Offer ends November 30, 2026. |
Earn up to $350. Earn up to a $350 cash bonus with the Coast Capital Free Chequing, Free Debit, and More Account.
| Monthly fee | $0 |
|---|---|
| Transactions | Unlimited |
| Interac e-transfers | $1.50 |
Earn up to $600. Earn up to a $600 cash bonus with the Coast Capital Elevate Chequing Account
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | You'll pay a reduced monthly fee of $8.50 if you maintain a minimum balance of $4,000 at all times, or if you’re either 25 or younger or 59 or older. |
| Transactions | $0 |
| Interac e-transfers | $0 |
Open an RBC Signature No Limit Banking Account and get up to $600. T&Cs apply. Valid until March 1, 2027
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | Through RBC's Value Program Rebate, pair this account with other eligible RBC accounts and save up to $12.95 per month. |
| Transactions | unlimited |
| Interac e-transfers | $0 |
| Highlights | Open an RBC Signature No Limit Banking Account and get up to $600. T&Cs apply. Valid until March 1, 2027 |
Open an RBC VIP Banking Account and get up to $600. T&Cs apply. Valid until March 1, 2027
| Monthly fee | $30 |
|---|---|
| Monthly fee waiver | Through RBC’s Value Program Rebate, pair this account with 2 other eligible RBC accounts and get cashback for some or all of your monthly fees—for example, only pay $19.95/month for this account. |
| Transactions | unlimited |
| Interac e-transfers | $0 |
| Highlights | Open an RBC VIP Banking Account and get up to $600. T&Cs apply. Valid until March 1, 2027 |
Earn 3.00% interest on your money with qualifying direct deposits of $2,000/month, and 1.50% otherwise.
| Monthly fee | $0 |
|---|---|
| Transactions | Unlimited |
| Interac e-transfers | $0 |
| Highlights | Enjoy high interest with no fees on everyday banking, plus unlimited transactions and no minimum balances. Sign up online in minutes. |
Earn $350 when you become a new client and set up a direct deposit of at least $100 for 4 straight months. Offer ends January 31, 2027.
| Monthly fee | $0 |
|---|---|
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Earn $350 when you become a new client and set up a direct deposit of at least $100 for 4 straight months. Offer ends January 31, 2027. |
Simplii High Interest Savings Account
Earn 5.00% interest for 5 months on up to $100,000 in savings. Terms apply. Offer ends January 31, 2027.
| Interest rate | 5% for 5 months |
|---|---|
| Min. balance to earn interest | $0 |
| Monthly fee | $0 |
| Highlights | Earn 5.00% interest for 5 months on up to $100,000 in savings. Offer ends January 31, 2027. |
Earn up to $850 when you open a CIBC Smart Account with an eligible credit card and complete two qualifying tasks.
| Monthly fee | $16.95 |
|---|---|
| Monthly fee waiver | The monthly fee is waived if you have a minimum of $4,000 in your CIBC chequing account. You also won't have to pay a monthly fee if you opt for Tier 2 where, if you hold $40,000 to $99,999 in combined average monthly CIBC eligible balances, you'll be eligible for rebates on select ATM fees. If you opt for Tier 3 by holding $100,000 or more in combined eligible CIBC balances, you will also get credit card fee rebates and free overdraft protection. |
| Transactions | Unlimited |
| Interac e-transfers | $0 |
| Highlights | Earn up to $850 when you open a CIBC Smart Account with an eligible credit card and complete two qualifying tasks. |
TD Growth Savings Account
Earn a 4% bonus interest rate for 90 days when you open a new TD Growth Savings Account and make a new deposit. Valid until January 29, 2027.
| Interest rate | 0% - 0.65% |
|---|---|
| Min. balance to earn interest | $10,000 |
| Monthly fee | $0 |
Get up to $850 when you open a TD Unlimited Chequing Account. T&Cs apply. Offer ends March 3, 2027
| Monthly fee | $17.95 |
|---|---|
| Monthly fee waiver | maintain a $4,000 minimum balance to receive a monthly fee rebate. |
| Transactions | $0 |
| Interac e-transfers | $0 |
| Highlights | Get up to $850 when you open a TD Unlimited Chequing Account. Offer ends March 3, 2027 |
You can explore more options from the Big Five banks, digital banks and credit unions in our full guide to the best bank promotions in Canada.
Tangerine doesn't typically require promo codes to get a bonus when signing up for one of its accounts. Instead, you typically just need to open the account, fulfill the qualifying actions (like arranging to have your paycheque directly deposited into the account) and then sit back and wait for the bonus to be automatically applied to your account.
The specifics of these types of promotions can vary, however, so read the terms and conditions of any Tangerine offer to make sure you don't miss out.
Here are the details of the current Tangerine promo bonus: Earn up to $250. Open a No-Fee Daily Chequing Account and switch your payroll deposits to your new Tangerine Chequing Account to receive $250. Eligible payroll direct deposits need to total at least $200 per month. Your first deposit must be made within 60 days of opening the account and must be continuous for at least two months in a row. Valid until April 30, 2027.
Tangerine often offers a cash bonus when you sign up for its chequing account for the first time. After signing up, you usually need to transfer your paycheque into the account for a couple of months to qualify.
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Chelsey Hurst is a Growth Manager at Finder, specializing in banking and investments. She loves empowering people to avoid financial pitfalls and make better decisions with their money. Chelsey has a Bachelor of Science from Redeemer University, a Master of Science from McMaster University, and has won multiple awards for research communication. In her spare time, Chelsey enjoys cooking and taking long walks in nature. See full bio
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