We’ve rounded up the latest Tangerine new account offers and promo codes so you can easily compare promotions and start saving and earning with the best switching deal for you. In the past, we’ve seen Tangerine offer cash bonuses (worth hundreds of dollars), bonus cashback rates and promo interest rates for opening an eligible Tangerine account or credit card.
Keep reading to see the latest Tangerine promotions available now.
Tangerine No-Fee Daily Chequing Account
Earn up to $250. Open a No-Fee Daily Chequing Account and switch your payroll deposits to your new Tangerine Chequing Account for 2 consecutive months to receive $250. Valid until January 31, 2026.
Tangerine Savings Account
Open a Tangerine Savings Account to earn 4.50% for the first 5 months (on up to $1,000,000 in deposits) when you sign up by November 12, 2025. Thereafter, you'll earn 0.30%.
Tangerine Money-Back World Mastercard
Get $120 with a Money-Back World Mastercard when you spend $1,500 in the first 3 months. Valid until January 30, 2026.
Tangerine Money-Back Mastercard Card
Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until January 30, 2026
Tangerine doesn’t typically offer promo codes for opening an account. However, Tangerine nearly always offers ongoing promotions—like cash bonuses or bonus interest rates—simply for opening a new chequing or savings account. That means that you don’t need a specific promo code to get a Tangerine new account offer—you simply need to open an account and complete the qualifying steps to automatically receive the offer.
Yes, it definitely can be worth switching to Tangerine to take advantage of a new account offer, but it depends on your current finances. The main perk Tangerine offers its clients, unlike Canada’s Big Five banks, is no-fee banking. All its accounts and credit cards come with no monthly or annual fees, plus plenty of perks.
Tangerine accounts come with unlimited transactions and e-transfers, along with competitive interest on your balance. Another big perk with Tangerine is that it is a subsidiary of Scotiabank, which means you get access to Scotiabank’s entire ATM network for free.
Once you become a Tangerine client, you’ll often receive ongoing promotional interest rates on your savings account balance, which means the perks don’t stop once you sign up.
All that said, it’s still important to shop around because, for example, some other digital banks in Canada (like EQ Bank or PC Financial) tend to offer higher ongoing savings rates than Tangerine. But if banking with a free online bank that is backed by one of the Big Banks is an important factor for you, it’s definitely worth considering making the switch to Tangerine and possibly earning a few hundred dollars in the process.
Although Tangerine typically offers competitive new account offers, other Canadian banks and credit unions are offering competitive promotions right now too. Here are some other options you can compare with what Tangerine offers:
Scotiabank Preferred Package
Earn up to $700 when you bundle a Preferred Package, savings account, and registered account. Valid until March 2, 2026. Plus, earn up to 4.70% interest for 3 months on your MomentumPLUS Savings Account.
Scotiabank Ultimate Package
Earn up to $700 when you bundle an Ultimate Package, savings account, and registered account. Valid until March 2, 2026. Plus, earn up to 4.75% interest for 3 months on your MomentumPLUS Savings Account.
Scotiabank MomentumPLUS Savings Account
Earn a savings rate of up to 4.75% for 3 months when you open a Scotiabank MomentumPLUS Savings Account and a Scotiabank Ultimate Chequing Account.
Simplii No Fee Chequing Account
Earn $300 when you become a new client and set up a direct deposit of at least $100 for 3 months. Offer ends January 31, 2026.
Simplii High Interest Savings Account
Earn 4.50% interest for 5 months on up to $200,000 in savings. Terms Apply. Offer ends January 31, 2026.
Coast Capital Free Chequing, Free Debit, and More Account
New members can get up to $350 when they open and use a Coast Capital Free Chequing, Free Debit, and More Account and eligible Coast Capital credit card. Conditions apply. Offer ends December 1, 2025.
Coast Capital Elevate Chequing Account
New members can get up to $600 when they open and use a Coast Capital Elevate Chequing Account and eligible Coast Capital credit card. Conditions apply. Offer ends December 1, 2025.
Coast Capital Unlimited Chequing Account
New members can get up to $450 when they open and use a Coast Capital Unlimited Chequing Account and eligible Coast Capital credit card. Conditions apply. Offer ends December 1, 2025.
EQ Bank Personal Account
BMO Performance Chequing Account
Get up to $700 in bonuses. Get a $700 welcome bonus, plus a Walmart Delivery Pass subscription for up to 12 months when you open a BMO Performance Chequing and Savings Amplifier Account.* Valid until March 2, 2026. Plus, earn a 4.60% promo rate with a new Savings Amplifier Account. *Terms apply.
BMO Premium Plan Chequing Account
Get up to $700 in bonuses. Get a $700 welcome bonus, plus a Walmart Delivery Pass subscription for up to 12 months when you open a Premium Plan Chequing Account and Savings Amplifier Account.* Valid until March 2, 2026. Plus, earn a 4.60% promo rate with a new Savings Amplifier Account. *Terms apply.
RBC Signature No Limit Banking Account
Get $400 when you open your first RBC Signature No Limit Banking Account and complete two of the qualifying criteria tasks. Apply by January 13, 2026.
RBC VIP Banking Account
Get $400 when you open your first RBC VIP Banking Account and complete two of the qualifying criteria tasks. Apply by January 13, 2026.
CIBC Smart Account
Get a $500 cash bonus when you open a CIBC Smart Account as your first chequing account and complete the qualifying actions within 2 months.
Innovation Federal Credit Union No-Fee Chequing Account
Apply to win a $500. Open a No-Fee Bank Account and you'll be entered to win one of two draws for $500. T&Cs apply. Valid until December 31, 2025.
TD Unlimited Chequing Account
Get up to $750 when you open a TD Unlimited Chequing Account. Terms and conditions apply. Offer ends March 3, 2026.
You can explore more options from the Big Five banks, digital banks and credit unions in our full guide to the best bank promotions in Canada.
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