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TD Canada Trust is one of the premier banks in Canada and with hundreds of locations scattered across Canada, you’re never far from its services. A big component of services it provides includes everyday banking through a personal chequing account. Whether you’re looking for a student chequing account or the more exclusive, all-inclusive chequing account, there really is an option for everyone at TD.
Check out our guide to learn about all the different chequing accounts TD Canada Trust offers, including the features and benefits of each. Find out how to apply for the chequing account that is right for you and stick around to read some of the most frequently asked questions about these chequing accounts.
We’ve highlighted the details and features of TD chequing accounts below. Keep reading to find out more information to help you decide on the right chequing account for your needs.
Sign up for this TD chequing account and receive premium banking benefits including saving annual fees on select TD credit cards, unlimited transactions per month, no foreign ATM fees, a complimentary safety deposit box and personalized cheques. However, there is a high monthly fee of $29.95.
With this plan, you get unlimited transactions per month. Manage your money easily while on the go with the TD app and request and send money with Interac e-Transfer, without incurring fees. A monthly fee of $16.95 applies, but you can maintain a minimum balance of $4,000 to waive it.
The TD Every Day Chequing Account is your more budget-friendly everyday banking solution. This option is great if you won’t make more than 25 banking transactions per month and can keep the minimum balance of $0 needed to cancel out the monthly fee of $10.95.
With a low monthly fee of $3.95 (or no fee for students and seniors) and in the bank needed to avoid paying it, the TD Minimum Chequing Account is a worthwhile choice for people who make less than 12 banking transactions per month and just need a chequing account to keep their money in.
The TD Student Chequing Account is a fantastic option for full-time post-secondary students that are working towards completing their education and are about to enter the workforce. This plan enables them to make 25 free transactions per month at the right price – $0 per month.
If you’re looking to store your American dollars, theTD U.S. Daily Interest Chequing Account is an option for you. You’ll receive a daily interest rate if you have more than $0 in your account. You can easily transfer funds between your American and Canadian TD accounts and each transaction will incur a fee of US$1.25.
TD offers a multitude of chequing account options for its customers. While each customer might be at different stages in their lives, TD does a great job of acknowledging this and offering choices for everyone. Here are some of them.
Like most big banks, you can expect a high level of customer service with TD Canada Trust and a number of benefits including:
Before you get started on your application, you should make sure that you meet the eligibility requirements for the specific chequing account that you are interested in. Furthermore, have the necessary documents on hand so that you can correctly fill out the application form. Eligibility requirements might vary between chequing account plans but generally include the following:
After checking that you are eligible for the chequing account you want, you will need to gather the following information in order to proceed with the application process:
Enjoy 25 free transactions and a handful of other banking perks with this fee-free student chequing account.Â
The TD Access Card is a widely accepted, flexible debit card with an array of options.
Enjoy 25 free transactions and a handful of other banking perks for a reasonable monthly fee with this mid-level chequing account.
Pay a low monthly fee to get 12 free transactions with this basic chequing account.
Earn interest on the balance you hold in US dollars with this cross-border chequing account.
Avoid paying transaction fees and enjoy specialty banking services with this premium chequing account.Â
Enjoy unlimited free transfers and a number of cross-border perks when you sign up for this low-fee US dollar account.
Get unlimited free transactions and a number of premium benefits with this high-end chequing account.