RBC Avion Visa Infinite Privilege review
- Welcome Offer
- 55,000 points
- Rewards
- 1.25 points per $1 spent
- Annual Fee
- $399
- Purchase Interest Rate
- 20.99%
- Cash Advance Rate
- 22.99%
Summary
Get up to 55,000 Welcome Points. Get 35,000 points on approval and 20,000 points when you spend $5,000 in your first 6 months. Apply by April 30, 2024.The card lets you earn rewards for every dollar you spend and convert points into flights, vacation packages and hotels.
If you’re a high-income earner looking to get more out of your travel rewards program, the RBC Avion Visa Infinite Privilege card might be right up your alley. The card lets you earn rewards for every dollar you spend and convert points into flights, vacation packages and hotels.
As a premium credit card, this RBC Avion Visa lets you earn extra points when you shop at select stores and gives you instant access to airport lounges around the world.
Find out if the Avion Visa Infinite Privilege card is right for you.
30-second take
- Consider getting this card if you want a top-tier travel rewards plan and are willing to pay higher annual fees.
- Choose something else if your personal or household income is less than $200,000 per year – that’s the minimum needed to register for the card.
- You must be a Canadian resident and the age of majority in your province to apply for the card.
The basics
The RBC Avion Visa Infinite Privilege is designed to give luxurious travel perks and added flexibility when it comes to booking flights, vacation packages, hotels and cruises. If you qualify for the card, Earn 1.25 RBC Rewards points for every $1 you spend. These points can then be converted into travel rewards.
This RBC Visa is one of the only Canadian credit cards that give you global airport lounge access and fast-track lanes at security check-ins in some Canadian airports. If you can afford to pay the annual fee, the RBC Avion Visa Infinite Privilege card will help you save time and energy when travelling.
The perks
- Perks galore. This RBC Avion Visa Infinite Privilege card really makes travelling easier by giving you airport security fast track lanes and dedicated parking at select Canadian airports.
- Welcome bonus. Get up to 55,000 Welcome Points. Get 35,000 points on approval and 20,000 points when you spend $5,000 in your first 6 months. Apply by April 30, 2024.
- Flexible travel options. RBC promises significant flexibility with this card, so you can book flights on any airline at any time. You also have a wide variety of options for redeeming your RBC Rewards, including cruises, tours and vacation packages.
- Extensive insurance coverage. Travel and cancellation, emergency medical and mobile device insurance are all included.
What to watch out for
- Fees. The RBC Avion Visa Infinite Privilege has an annual fee of $399 for primary cardholders and $99 for each supplementary card on the account.
- High barrier to entry. To be eligible for this card, you need to have a minimum personal or household income of $200,000.
- High interest rate. If you tend to carry a balance on your credit card, this RBC Avion Visa Infinite Privilege card charges you 20.99% interest on purchases and 22.99% on cash advances.
RBC Avion Visa Infinite Privilege interest rates
| Interest Type | Interest Rate |
|---|---|
| Purchase interest rate | 20.99% |
| Cash advance rate | 22.99% |
What should I know before I apply
How to apply
- Visit the RBC Avion Visa Infinite Privilege webpage.
- Click “apply now.”
- Fill out the standard credit card application, which should take five minutes to complete.
Bottom line
The RBC Avion Visa Infinite Privilege offers a wide range of travel benefits and perks, but entry into this club is fairly restrictive. Even if you make the minimum $200,000 needed to apply for this card, you may not like the $399 annual price tag and standard interest rates. For frequent flyers who desire greater flexibility in their rewards program, this card might be a good option. Just keep in mind that features like fast-track security lanes and dedicated parking are only available at some Canadian airports.
