Quick look at the top metal credit cards in Canada
The Platinum Card has been revamped from its original plastic version and now comes in metal. It offers more perks than ever, with higher points per dollar spent earn rates and bigger rewards. However, keep in mind this is a charge card and not a regular credit card. This means you must pay off your balance in full each month – or face a 30% APR on any balance not paid in full.
The Platinum Card has an annual fee of $699. Receive a $200 Annual Travel Credit that can be used towards any single travel booking of $200 or more charged through American Express Travel Online or through the Platinum Card Travel Service. Take advantage of the American Express Global Lounge Collection™ which unlocks access to over 1,200 airport lounges worldwide. This includes The Centurion Lounge network, Plaza Premium Lounges and hundreds of other domestic and international lounges.
Plus, get complimentary hotel benefits averaging US$550 (based on a 2-night stay) including late check-out and daily breakfast for two.
The CIBC Aventura Visa Infinite Privilege is a metal credit card offering from CIBC. This powerful travel companion comes with a welcome offer, an annual travel credit, a competitive points per dollar earn rate, insurance coverage and more. However, it also comes with a hefty annual fee – and to be eligible for the card, you must meet a high minimum annual income.
All Koho accounts come with the option of adding on the 16-gram Koho Metal Card for a one-time fee, which can be greatly reduced by referring two of your friends to Koho.
To order, download the latest version of the Koho app and follow the instructions. These cards are limited edition and once they’re gone, they’re gone.
This is the most prestigious HSBC credit card offered in Canada. In order to get one, you’ll need to have a minimum of $1,000,000 in deposits or investible assets, as well as at least $100,000 in your HSBC account.
The HSBC Jade World Elite Mastercard has a high annual fee, which is waived indefinitely if you’re an HSBC Jade client. It also comes with no foreign transaction fees, an annual travel credit, 31 day travel insurance, concierge services, comprehensive insurance coverage, more points per dollar spent and plenty of other perks and rewards.
To get the RBC Private Banking Visa Infinite Privilege, not only will you need to be a Private Banking client, you’ll also need to have a net worth of $3,000,000 or investments over $1,000,000.
Perks for this metal credit card include earning RBC points , Global Airport Lounge access, concierge services, exclusive dining experiences, comprehensive insurance coverage, 24 hour priority client services and more.
This credit card is so exclusive that it’s strictly by invitation only. It’s rumoured to have an annual fee of US$2,500 and is said to be offered to only the wealthiest American Express Platinum cardholders.
Rumour has it you have to spend at least US$250,000 a year – or likely the Canadian equivalent – on your Platinum Amex before you’ll be eligible to receive your invitation for this metal credit card. This credit card offers points per dollar spent, comprehensive insurance coverage, exclusive travel perks, luxury dining experiences, complimentary concierge services and much more.